Structural Change In Banking

Author : Michael Klausner,Lawrence J. White,New York University. Salomon Center
Publisher : Irwin Professional Publishing
Page : 380 pages
File Size : 52,8 Mb
Release : 1993
Category : Business & Economics
ISBN : UOM:39015029467639

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Structural Change in Banking by Michael Klausner,Lawrence J. White,New York University. Salomon Center Pdf

The thrift crisis and recent weakness in the banking sector has intensified attention toward regulatory reform. But most proposals take as a given the traditional structure of banking, under which a bank holds illiquid loans and liquid liabilities. Structural Change in Banking explores the possibility of more fundamental changes in bank structure, which would reduce the instability that is inherent in the current structure. The major essays in this book, written by leading authors in the field, examine the historical legacy of limitations on bank branching and their consequences on bank structure and stability; how securitization affects the bank structure, risk, and liquidity; the advantages to a bank from having checking account information about its loan customers; and the potential for money market funds and finance companies to become the banks of the future. Structural Change in Banking is an essential tool for bank regulators, legislators, executives, and anyone concerned with rectifying the instability of traditional banking structure. This book not only makes a strong argument for change, it provides an intelligent analysis of alternatives through which credit can be provided.

Author : International Labour Organisation. Sectoral Activities Programme,International Labour Office
Publisher : International Labour Organization
Page : 76 pages
File Size : 41,8 Mb
Release : 1993
Category : Bank employees
ISBN : 9789221088493

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Social Effects of Structural Change in Banking by International Labour Organisation. Sectoral Activities Programme,International Labour Office Pdf

Author : C. Rangarajan
Publisher : Institute of Southeast Asian Studies
Page : 78 pages
File Size : 46,6 Mb
Release : 2000
Category : Business & Economics
ISBN : 9812301097

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Structural Reforms in Industry, Banking and Finance by C. Rangarajan Pdf

The year 1991 marked an important watershed in the economic history of post-Independent India. The country went through a severe economic crisis triggered by a serious balance of payments situation. The crisis was converted into an opportunity to introduce some fundamental changes in the content and approach to economic policy. The purpose of this book is to detail the structural reform process undertaken by India and to evaluate its results. In the post-liberalization period, the country has moved to a higher growth path. Objective conditions exist for the economy to grow at a sustained rate of seven per cent. The slow growth in agriculture and the consequent impact of a slower decline in poverty reduction are areas of concern.

Author : Anonim
Publisher : Lulu.com
Page : 294 pages
File Size : 41,8 Mb
Release : 2004
Category : Bank capital
ISBN : 9789291316694

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International Convergence of Capital Measurement and Capital Standards by Anonim Pdf

Author : Anonim
Publisher : Unknown
Page : 66 pages
File Size : 53,9 Mb
Release : 1993
Category : Bank employees
ISBN : OCLC:654827389

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Social Effects of Structural Change in Banking by Anonim Pdf

Author : Board of Governors of the Federal Reserve System
Publisher : Unknown
Page : 0 pages
File Size : 51,7 Mb
Release : 2002
Category : Banks and Banking
ISBN : 0894991965

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The Federal Reserve System Purposes and Functions by Board of Governors of the Federal Reserve System Pdf

Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.

Author : Peter S. Rose
Publisher : Columbia University Press
Page : 440 pages
File Size : 42,8 Mb
Release : 1987
Category : Banks and banking
ISBN : 0231059809

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The Changing Structure of American Banking by Peter S. Rose Pdf

Author : Justin Yifu Lin
Publisher : World Bank Publications
Page : 389 pages
File Size : 51,6 Mb
Release : 2012-01-01
Category : Business & Economics
ISBN : 9780821389577

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New Structural Economics by Justin Yifu Lin Pdf

This book provides an innovative framework to analyze the process of industrial upgrading and diversification, a key feature of economic development. Based on this framework, it provides concrete advice to development practitioners and policy makers on how to unleash a country's growth potential.

Author : Paul J.J. Welfens,Cillian Ryan
Publisher : Springer Science & Business Media
Page : 411 pages
File Size : 47,9 Mb
Release : 2011-02-14
Category : Business & Economics
ISBN : 9783642162749

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Financial Market Integration and Growth by Paul J.J. Welfens,Cillian Ryan Pdf

Financial capital, whether mediated through the financial market or Foreign Direct Investment has been a key factor in European economic growth. This book examines the interaction between European and global financial integration and analyses the dynamics of the monetary sector and the real economy in Europe. The key analytical focus is on the theoretical and empirical dynamics of financial markets in Europe, however, it also provides regional case studies of key institutional developments and lessons from foreign direct investment. There is a broad range of findings for Central, Eastern and Western Europe as well as EU Partner Countries. Crucially the analysis includes new approaches and options for solving the transatlantic banking crisis and suggests policy innovations for a world with unstable financial markets.

Author : Ouarda Merrouche,Ms. Enrica Detragiache,Asli Demirgüç-Kunt
Publisher : International Monetary Fund
Page : 38 pages
File Size : 49,6 Mb
Release : 2010-12-01
Category : Business & Economics
ISBN : 9781455254873

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Bank Capital by Ouarda Merrouche,Ms. Enrica Detragiache,Asli Demirgüç-Kunt Pdf

Using a multi-country panel of banks, we study whether better capitalized banks experienced higher stock returns during the financial crisis. We differentiate among various types of capital ratios: the Basel risk-adjusted ratio; the leverage ratio; the Tier I and Tier II ratios; and the tangible equity ratio. We find several results: (i) before the crisis, differences in capital did not have much impact on stock returns; (ii) during the crisis, a stronger capital position was associated with better stock market performance, most markedly for larger banks; (iii) the relationship between stock returns and capital is stronger when capital is measured by the leverage ratio rather than the risk-adjusted capital ratio; (iv) higher quality forms of capital, such as Tier 1 capital and tangible common equity, were more relevant.

Author : Mr.John C Caparusso,Ms.Yingyuan Chen,Mr.Peter Dattels,Rohit Goel,Paul Hiebert
Publisher : International Monetary Fund
Page : 34 pages
File Size : 49,5 Mb
Release : 2019-12-27
Category : Business & Economics
ISBN : 9781513522883

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Post-Crisis Changes in Global Bank Business Models: A New Taxonomy by Mr.John C Caparusso,Ms.Yingyuan Chen,Mr.Peter Dattels,Rohit Goel,Paul Hiebert Pdf

The Global Financial Crisis unleashed changes in the operating and regulatory environments for large international banks. This paper proposes a novel taxonomy to identify and track business model evolution for the 30 Global Systemically Important Banks (G-SIBs). Drawing from banks’ reporting, it identifies strategies along four dimensions –consolidated lines of business and geographic orientation, and the funding models and legal entity structures of international operations. G-SIBs have adjusted their business models, especially by reducing market intensity. While G-SIBs have maintained international orientation, pressures on funding models and entity structures could affect the efficiency of capital flows through the bank channel.

Author : James W. Kolari,Asghar Zardkoohi
Publisher : Unknown
Page : 2 pages
File Size : 47,5 Mb
Release : 1997
Category : Commercial loans
ISBN : OCLC:231307396

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The Impact of Structural Change in the Banking Industry on Small Business Lending by James W. Kolari,Asghar Zardkoohi Pdf

Author : McMillan, Margaret ,Rodrik, Dani,Sepúlveda, Claudia
Publisher : Intl Food Policy Res Inst
Page : 328 pages
File Size : 45,6 Mb
Release : 2017-05-11
Category : Political Science
ISBN : 9780896292147

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Structural change, fundamentals, and growth : a framework and case studies by McMillan, Margaret ,Rodrik, Dani,Sepúlveda, Claudia Pdf

Author : Mr.Jonathan David Ostry,Mr.Alessandro Prati,Mr.Antonio Spilimbergo
Publisher : International Monetary Fund
Page : 62 pages
File Size : 48,7 Mb
Release : 2009-10-15
Category : Business & Economics
ISBN : 9781589068186

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Structural Reforms and Economic Performance in Advanced and Developing Countries by Mr.Jonathan David Ostry,Mr.Alessandro Prati,Mr.Antonio Spilimbergo Pdf

This volume examines the impact on economic performance of structural policies-policies that increase the role of market forces and competition in the economy, while maintaining appropriate regulatory frameworks. The results reflect a new dataset covering reforms of domestic product markets, international trade, the domestic financial sector, and the external capital account, in 91 developed and developing countries. Among the key results of this study, the authors find that real and financial reforms (and, in particular, domestic financial liberalization, trade liberalization, and agricultural liberalization) boost income growth. However, growth effects differ significantly across alternative reform sequencing strategies: a trade-before-capital-account strategy achieves better outcomes than the reverse, or even than a "big bang"; also, liberalizing the domestic financial sector together with the external capital account is growth-enhancing, provided the economy is relatively open to international trade. Finally, relatively liberalized domestic financial sectors enhance the economy's resilience, reducing output costs from adverse terms-of-trade and interest-rate shocks; increased credit availability is one of the key mechanisms.

Author : Mr.Luc Laeven,Mr.Lev Ratnovski,Mr.Hui Tong
Publisher : International Monetary Fund
Page : 34 pages
File Size : 47,6 Mb
Release : 2014-05-08
Category : Business & Economics
ISBN : 9781484363720

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Bank Size and Systemic Risk by Mr.Luc Laeven,Mr.Lev Ratnovski,Mr.Hui Tong Pdf

The proposed SDN documents the evolution of bank size and activities over the past 20 years. It discusses whether this evolution can be explained by economies of scale or “too big to fail” subsidies. The paper then presents evidence on the extent to which bank size and market-based activities contribute to systemic risk. The paper concludes with policy messages in the area of capital regulation and activity restrictions to reduce the systemic risk posed by large banks. The analysis of the paper complements earlier Fund work, including SDN 13/04 and the recent GFSR chapter on “too big to fail” subsidies, and its policy message is in line with this earlier work.