The Labor Guide To Retirement Plans

Author : James W. Russell
Publisher : NYU Press
Page : 280 pages
File Size : 52,9 Mb
Release : 2021-11-22
Category : Business & Economics
ISBN : 9781583679333

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The Labor Guide to Retirement Plans by James W. Russell Pdf

"Researching retirement plans should not take the rest of your life, even if deciphering the relevant paperwork seems to have become a full-time job. Deliberately elaborate legalese is obscuring the efforts of financial elites to seize control of workers' collective retirement savings-and The Labor Guide to Retirement Plans is here to translate. In theory our national pension system, Social Security, should function well as a form of social insurance delivering partial retirement security, while workplace 401(k)s provide the rest. The problem is that very few do. Indeed, most workers have weak workplace retirement plans if they have them at all-and about half do not. Neoliberal retirement reforms have made matters worse, accelerating financial elites' efforts to replace workers' guaranteed pension plans with weak 401(k)-like savings accounts and stock market investment schemes and ultimately enabling financial elites to seize control of workers' collective retirement savings. The result is arguably the largest source of labor value expropriation over the last four decades. In light of all this, what do workers need to know as they assess their future prospects-especially in terms of the security their retirement plans may or may not bring? What should union activists keep in mind as they push for the national and workplace reforms needed to produce greater retirement security? This nuts-and-bolts book provides a much-needed demystification of the retirement system. Even more than that The Labor Guide to Retirement Plans enables us to take charge of our own personal futures, as a first step towards taking back what belongs to us all"--

Author : James W. Russell
Publisher : NYU Press
Page : 281 pages
File Size : 50,6 Mb
Release : 2021-11-22
Category : Business & Economics
ISBN : 9781583679357

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The Labor Guide to Retirement Plans by James W. Russell Pdf

An essential resource for workers navigating their retirement and pension options, from the labor organizer's perspective. Researching retirement plans should not take the rest of your life, even if deciphering the relevant paperwork seems to have become a full-time job. Deliberately elaborate legalese is obscuring the efforts of financial elites to seize control of workers' collective retirement savings—and The Labor Guide to Retirement Plans is here to translate. Neoliberal retirement reforms have escalated elites' efforts to replace guaranteed workplace retirement plans with weak 401(k)-like savings accounts and risky stock market investment schemes. The result is arguably the largest source of labor value expropriation over the last four decades. In light of all this, what do workers need to know as they assess their future prospects—especially in terms of the security their retirement plans may or may not bring? What should union activists keep in mind as they push for the national and workplace reforms needed to produce greater retirement security? This nuts-and-bolts book provides a much-needed demystification of the retirement system. Even more than that The Labor Guide to Retirement Plans enables us to take charge of our own personal futures, as a first step towards taking back what belongs to us all.

Author : American Federation of Labor
Publisher : Unknown
Page : 120 pages
File Size : 41,9 Mb
Release : 1953
Category : Old age pensions
ISBN : UCAL:$B259055

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Pension Plans Under Collective Bargaining by American Federation of Labor Pdf

Author : August J. Baker,Dennis E. Logue,Jack S. Rader
Publisher : Oxford University Press
Page : 368 pages
File Size : 45,8 Mb
Release : 2004-10-28
Category : Business & Economics
ISBN : 9780190290214

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Managing Pension and Retirement Plans by August J. Baker,Dennis E. Logue,Jack S. Rader Pdf

As the U.S. Population ages, retirement is becoming an increasingly important life stage. Pension and retirement plans are crucial to the financial well-being of older citizens and key determinants of their standard of living. Many varieties of pension plans are currently offered, and employers have an interest in these plans because a good pension plan can help an employer attract, retain, and motivate a competent workforce. In some cases, the employer's financial health can depend significantly on the financial health of its pension plan. When employers make decisions regarding pension and retirement plans, they are making decisions that have high stakes for both their employees and the employer itself. Poor decisions can lead to intense scrutiny, sometimes by the media or in the courtroom. Good pension decision making can provide a secure future for the employer and its employees. Managing Pension and Retirement Plans: A Guide for Employers, Administrators and Other Fiduciaries covers the essential financial issues surrounding pension plans. It discusses investment policy and strategy, performance measurement, fiduciary responsibilities, and labor market issues, among other topics. Anyone responsible for any aspect of pension plan management will profit from reading this book.

Author : Michael Victor Leonesio
Publisher : Unknown
Page : 88 pages
File Size : 43,5 Mb
Release : 1995
Category : Aging
ISBN : CORNELL:31924071653210

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The Economics of Retirement by Michael Victor Leonesio Pdf

Author : Douglas Goldstein
Publisher : Unknown
Page : 156 pages
File Size : 44,5 Mb
Release : 2013-10
Category : Business & Economics
ISBN : 193388214X

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The Retirement Planning Book by Douglas Goldstein Pdf

According to the U.S. Department of Labor, less than half of the workforce has calculated how much they need to save in order to retire. People often look to their retirement as free time. But there is no such thing as "free" time - retirement has its own bills to pay. How do you meet your expenses when pension plans only cover a small percentage of your living costs? For most people, the ultimate goal of their working years is a comfortable and easy retirement. Yet, many working people avoid planning for the future because retirement seems so far off, or they live for today, hoping that tomorrow will take care of itself. The concepts of planning and saving need not be daunting. Whether you are in your early twenties or your late fifties, it's never too early or too late to plan for your retirement. The Retirement Planning Book is a rich source of information that will guide you through the process of planning your golden years Find out about early retirement, financial planning, investments, social security, pension plans, and more from this concise, easy-to-read guide. Look to the years ahead with The Retirement Planning Book - your handbook for planning a comfortable future!

Author : United States. Labor-Management Services Administration. Pension and Welfare Benefit Programs
Publisher : Unknown
Page : 84 pages
File Size : 46,8 Mb
Release : 1978
Category : Pension trusts
ISBN : UOM:39015008704416

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What You Should Know about the Pension and Welfare Law by United States. Labor-Management Services Administration. Pension and Welfare Benefit Programs Pdf

Author : United States. Department of Labor. Library
Publisher : Unknown
Page : 84 pages
File Size : 41,5 Mb
Release : 1974
Category : Civil service
ISBN : UOM:39015078087635

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Pensions and Pension Plans by United States. Department of Labor. Library Pdf

Author : Action for Independent Maturity
Publisher : Unknown
Page : 38 pages
File Size : 48,7 Mb
Release : 1981
Category : Government publications
ISBN : PURD:32754068082340

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A Guide to Planning Your Retirement Finances by Action for Independent Maturity Pdf

Author : U.S. Department of Labor
Publisher : GPO FCIC
Page : 68 pages
File Size : 41,5 Mb
Release : 2008
Category : Electronic
ISBN : 1612210406

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Taking the Mystery Out of Retirement Planning by U.S. Department of Labor Pdf

Designed for those about 10 years from retirement, this comprehensive publication has step-by-step worksheets to help you figure out how much money you need to retire and how to make sure your funds will last during your retirement.

Author : United States. Bureau of Labor Statistics
Publisher : Unknown
Page : 394 pages
File Size : 52,7 Mb
Release : 1976
Category : Collective labor agreements
ISBN : CORNELL:31924112263425

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Digest of Selected Pension Plans by United States. Bureau of Labor Statistics Pdf

Author : Terri McGray CFP® AIF®
Publisher : Archway Publishing
Page : 466 pages
File Size : 48,7 Mb
Release : 2019-03-08
Category : Business & Economics
ISBN : 9781480873711

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Retire Ready by Terri McGray CFP® AIF® Pdf

When you offer your employees a 401(k) plan, you can’t just say “good luck” and expect success. Only a generation ago, employers provided pension plans that guaranteed employees a retirement income for life. Workers had to do little more than show up for work every day to earn benefits. Today, the responsibility has shifted. Workers are more responsible for their future than ever, yet they are ill prepared for the complexity of the issues that face them. It’s no easy task to prepare for retirement while juggling today’s financial demands. American’s are worried about their retirement, and with good reason. Longevity, market risks, taxes, uncertainty with Social Security, inflation, and soaring health care costs are a real concern. The lack of retirement readiness in the United States is troublesome. Terri McGray, CFP®, AIF® founder of Longevity Capital Management LLC, draws on thirty years of retirement expertise to help employers learn how to: • Reduce financial stress in the workforce • Support retirement readiness • Inspire and motivate action • Minimize costs and expenses • Lessen the workload and mitigate liability With easy-to-follow steps, Retire Ready will help you get your employees on the path towards retirement readiness.

Author : United States. Congress. Senate. Committee on Labor and Human Resources. Subcommittee on Labor
Publisher : Unknown
Page : 134 pages
File Size : 45,9 Mb
Release : 1989
Category : Employee fringe benefits
ISBN : STANFORD:36105045500456

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Employer Asset Reversions from Terminated Pension Plans by United States. Congress. Senate. Committee on Labor and Human Resources. Subcommittee on Labor Pdf

Author : Tricia Snow
Publisher : Sourcebooks, Inc.
Page : 98 pages
File Size : 50,9 Mb
Release : 2021-05-04
Category : Business & Economics
ISBN : 9781647398996

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Retirement Planning with Purpose by Tricia Snow Pdf

Your guide to personalized, purposeful retirement planning Preparing for retirement is so much more than just organizing your finances. With this unique workbook, you'll get in touch with your values and priorities so you can truly enjoy the freedom of retirement. Delve into your financial situation, interests, and personal goals, and take a look at how those may grow and change with you. With the practical retirement planning tools inside, you'll be able to retire in a way that gives you meaning and satisfaction. Know where you are—Take stock of your finances and dream big for the future with help from self-inventory exercises focused around your savings, schedule, hobbies, and more. Identify your values—Figure out what makes you feel fulfilled, and put that knowledge into action with retirement planning that takes into account the different paths you might take. Live your best life—Learn what gives you a sense of peace and belonging with the help of targeted quizzes, and create a detailed schedule to understand your day-to-day. Start making your retirement goals and dreams reality with this retirement planning guide.

Author : David M. Walker
Publisher : Unknown
Page : 328 pages
File Size : 44,6 Mb
Release : 1996-09-28
Category : Business & Economics
ISBN : CORNELL:31924078653734

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Retirement Security by David M. Walker Pdf

Millions of Americans face the possibility of a personal retirement crisis in the coming years. In the not too distant future, known demographic trends, projected financial imbalances in Social Security and Medicare programs, changes in employer pension and retiree health plans—and inadequate planning—threaten to derail your retirement security. Only through personal education, informed planning, and disciplined action can you insure a reasonable standard of living and quality of life throughout your retirement years. Retirement Security provides complete, candid, and insightful advice to help you separate retirement fact from fiction. Written by a retirement policy and planning expert with extensive experience in government and the private sector, this self-contained guide gives you the knowledge and the tools you need to make the most of your earnings and investments—both now and in the future. You will gain a solid understanding of the many components that affect your retirement security and the factors that drive them, including full coverage of Social Security, Medicare, pensions, retiree health arrangements, personal savings, and more. You will also find out how to design, implement, and amend your own retirement strategy, using a straightforward and effective seven-step method based on sound and proven retirement savings and investment principles. Whether you are embarking on a career, nearing retirement, or already retired, don't let your golden years be tarnished by financial insecurity. Retirement Security will show you how to plan, save, and invest in your future so that you can afford to retire. What is likely to happen to Social Security and Medicare programs? How can I make the most of my employer-sponsored pension and savings plans? How much income will I need for retirement? How should I invest what I save? When should I use IRAs or Keoghs? Now you can find answers to these and other critical questions in one book—Retirement Security, the most comprehensive and authoritative guide to retirement planning currently available. Combining sound analysis of the different components of retirement income with practical guidance on developing your own retirement strategy, the book's unique, two-pronged approach gives you the knowledge and the tools you need to make the most of your financial resources both now and in the future. Key features include: Comprehensive coverage of Social Security, Medicare, pensions, retiree healthcare, personal savings, and more. Clear explanations of the impact of demographics, economics, law, and politics on public and private sector programs and investments. A straightforward and effective seven-step method for devising and implementing your personal retirement plan. Crucial savings and investment principles to guide your retirement strategy. Informed guidance on where to seek further information about your government and employer-provided retirement benefits.