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Author : Gary H. Snouffer
Publisher : Unknown
Page : 0 pages
File Size : 48,8 Mb
Release : 2005
Category : Variable annuities
ISBN : 0872186393
Author : Jeffrey K. Dellinger
Publisher : John Wiley & Sons
Page : 802 pages
File Size : 50,5 Mb
Release : 2006-08-28
Category : Business & Economics
ISBN : 9780471773764
In-depth coverage of variable income annuities With trillions of dollars in retirement savings assets, the tens of millions of Americans on the precipice of retirement need to convert these savings into retirement income. The fact that variable income annuities (VIAs) generate maximum lifetime income with zero probability of outliving it has spurred the need for more information about VIAs. The Handbook of Variable Income Annuities is by far the most comprehensive source of information on this topic. This book thoroughly describes the most important principles of optimal asset liquidation and demystifies VIA mechanics, so readers can gain a high comfort level with this important financial instrument. Interestingly and clearly, The Handbook of Variable Income Annuities explains the mathematical pricing of variable income annuities, expected rates of return, taxation, product distribution, legal aspects, and much more. Jeffrey K. Dellinger (Fort Wayne, IN), a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries, has over 25 years experience in the financial services sector. He advises institutions on retirement income optimization, products, and markets.
Author : Matthew G. Young
Publisher : Atlantic Publishing Company
Page : 271 pages
File Size : 55,9 Mb
Release : 2011
Category : Business & Economics
ISBN : 9781601382917
Annuity investment has become an increasingly popular option for many investors each year with the market topping more than $100 billion in sales in recent years. Due to the dual nature of annuities, they can often be misunderstood and many investors looking for high return rates steer clear of them, hoping for the quick return rates that they often associate with higher risk investments. Though, as this book will show you, annuity investment done properly can be an incredibly powerful tool in helping you reach your full financial potential without taking substantial risks. In this book, you will learn exactly what annuities are and how they work. You will be shown all of the common misconceptions about annuities and how you can get past those and decide if annuity investment is right for you. You will learn the primary purpose of an annuity and how they can help diversify your retirement options. You also will learn which risks are immediately associated with annuities in regards to your retirement, including longevity, investment, and planning risks. The specific elements of an annuity are laid out in striking detail, showing you how it works, what the differences are between each major type, and what you can expect from deferring annuities and immediate annuities. The pros and cons of each type and comparisons to other investment options such as CDs, mutual funds and retirement accounts will help you decide how an annuity fits into your portfolio. Interviews with dozens of financial experts have helped us compile a comprehensive guide on everything you can imagine related to annuities. You will learn how a fixed annuity operates and what you can expect from multi-year agreements as opposed to single-year agreements or market value adjusted annuities. Index, variable, and income annuities are also described in full detail in their own chapters along with when they are the best choice and how they ideally fit into your investment strategies. You will learn how to properly structure an annuity and how to optimize your variable investments. You will be shown how to access, get out of, or convert your annuities when things change in your life and what you can expect to pay in taxes on your annuities. Finally, you will be walked through the annuity sales process, including what you should expect from your salesman and ten essential questions you must ask before you sign any paperwork. If you are considering or preparing to purchase an annuity in anticipation of your retirement, this book is a vital tool that you cannot overlook. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
Author : Darlene K. Chandler
Publisher : Unknown
Page : 0 pages
File Size : 42,7 Mb
Release : 2005
Category : Annuities
ISBN : 0872186660
The Annuity Handbook, 4th Edition has been updated with the latest available information on nonqualified annuities to provide a comprehensive look at the most current information on the markets, compliance issues, taxation, and uses of annuities. What's NEW in the 4th Edition: Product Features: Market value adjustments Guaranteed minimum interest rate index Discussion of owner-driven contracts vs. annuitant contracts Bonus annuities Guaranteed death beneftis in variable annuities Uses of Annuities: Trust ownership of annuities Use of annuity payouts and settlement options for retirement income distribution planning Split annuity sales idea Annuities owned by Medicaid applicants/recipients Expanded discussion of annuities and retirement planning to include retirement income distribution considerations Compliance: New suitability requirements for fixed annuities sold to seniors
Author : Virginia B. Morris
Publisher : Lightbulb Press, Inc.
Page : 35 pages
File Size : 51,5 Mb
Release : 2004
Category : Annuities
ISBN : 9780974038681
Author : Darlene K. Chandler
Publisher : National Underwriter Company
Page : 0 pages
File Size : 49,7 Mb
Release : 1998
Category : Annuities
ISBN : 087218224X
If your clients frequently ask questions about annuities, you need The Annuity Handbook to find the answers fast. It's the most up-to-date source on annuities; covering equity-indexed annuities, variable annuities and fixed annuities. Find out what an annuity is, how it works, and when its use is appropriate. Answer questions like: Must the owner and the annuitant be the same person? Where do annuities fit in with estate planning? Are annuity contracts owned at death included in the owner's estate? and How are nonqualified annuities used in retirement and charitable planning?
Author : TheStreet.com Ratings, Incorporated,Weiss Ratings, Inc
Publisher : Unknown
Page : 50 pages
File Size : 52,6 Mb
Release : 2007
Category : Business & Economics
ISBN : 1587733919
Author : Gary H. Snouffer
Publisher : Unknown
Page : 0 pages
File Size : 53,9 Mb
Release : 1997
Category : Variable annuities
ISBN : 0872182088
Author : Weiss Ratings, Inc
Publisher : Unknown
Page : 42 pages
File Size : 43,5 Mb
Release : 2000
Category : Variable annuities
ISBN : OCLC:43732088
Author : Anonim
Publisher : Unknown
Page : 24 pages
File Size : 47,6 Mb
Release : 2005
Category : Annuities
ISBN : PSU:000056840247
Author : Michael F. Lane
Publisher : McGraw-Hill Companies
Page : 0 pages
File Size : 51,5 Mb
Release : 1998-08
Category : Finance, Personal
ISBN : 0070382972
Lane shows specific ways to use variable annuities to achieve lifelong financial security and gives tips on how to pick the best product for any given situation. 30 charts & graphs.
Author : Jerry W. Markham,Rigers Gjyshi
Publisher : Edward Elgar Publishing
Page : 563 pages
File Size : 47,5 Mb
Release : 2014-07-31
Category : Business & Economics
ISBN : 9781782540076
This fascinating Handbook provides a clear explanation of the securities market regulation regime in the United States. A diverse set of contributors offer a comprehensive overview of the regulatory process, Dodd-Frank, the principal securities statute
Author : Keith Fevurly
Publisher : Apress
Page : 343 pages
File Size : 50,8 Mb
Release : 2014-01-21
Category : Business & Economics
ISBN : 9781430260202
This practical guide provides a comprehensive overview of professionally managed assets, or investments in which all portfolio decisions and rebalancing are delegated to a fund manager or third-party advice service. Savvy investors looking to achieve a better understanding of the nuances, benefits, and drawbacks of using these products will find the answers they are looking for in The Handbook of Professionally Managed Assets, no matter whether they would like to learn more about mutual funds or hedge funds. There is a considerable lack of knowledge among the investing public about how to properly construct a well-diversified portfolio of investments that includes a selection of professionally managed assets. As a long-standing financial planner, attorney, and educator, Keith Fevurly remedies this issue in The Handbook of Professionally Managed Assets by clearly presenting the major categories of professionally managed assets and revealing the best tactics for investing in these vehicles. Along the way, he reveals each asset's risks and rewards, and he also provides the in-depth knowledge and information investors need to confidently select the right assets for their portfolios. Filled with valuable insights for everyone from financial professionals to individual investors, The Handbook of Professionally Managed Assets stands alone in its ability to shed light on the many investment vehicles that fall under the larger umbrella of professionally managed assets. With topics as wide-ranging as mutual funds, closed-end funds, unit investment trusts, exchange traded funds, hedge funds, managed futures, and more, this invaluable resource will give you the information you need to build a prosperous financial future for yourself and your clients.
Author : Steven G. Bushnell
Publisher : AuthorHouse
Page : 194 pages
File Size : 49,6 Mb
Release : 2004-04
Category : Religion
ISBN : 9781418428204
This inaugural issue of the Huston-Tillotson University Research Journal reveals a broad spectrum of studies by HT students and their faculty advisers and epitomizes a goal of the University which is to encourage student learning through inquiry and discovery. Therefore, the Research Day Committee and the student presenters/writers are commended for bringing this publication to fruition and setting a high standard of scholarship which future writers must emulate. Dean Joseph Jones, Jr. TABLE OF CONTENTS Letter from President Larry L. Earvin Foreword, Dean Joseph Jones Heavy Ion Accelerators: History and Controversy, Richard Northcote, Chemistry The Contributions of Drs. Kenneth and Mamie Clark, Lynn M. Speed, Psychology Initial Internal Control Assessments Under Section 404 of SOX, Willie Howard, Jennifer De Loach, Louis Perez, and Douglas Lumpkin, Business Admin/Accounting Cultural Biases: Disparities in Mental Health within Hispanics, Toby J. Green, Psych. Giving out Doses of Health, Tiffany Y. Jordan, Psychology Virtual Communities Compared to Los Horcones, Alexander Anyaehie, Psychology Symbolic Interactionism, Bassam Al-Mannai Alexander, Sociology Religious Diversity Leads to Tolerance
Author : Shimpock
Publisher : Wolters Kluwer
Page : 910 pages
File Size : 47,6 Mb
Release : 2004-11-23
Category : Law
ISBN : 9780735552678
Business Research Handbook is the best strategic approach to research. It gives you ready-to-adapt strategies that streamline and focus your information search, complete with: Procedures that progressively sift and regroup your research decision points that allow you to evaluate which steps remain The most cost-effective ways to take advantage of today's electronic media resources Efficient ways to retrieve the information your search has located. Easy-to-adapt sample research strategies are found throughout the book to help you confidently and quickly conduct your research in unfamiliar areas. You will find that the Business Research Handbook is designed in a graphic, user-friendly format with easy-to-recognize icons as reference pointers, and extensive lists of sources and material to help you obtain the information you need to: Compile biographical information on key players or parties Investigate potential business partners or competitors Engage in marketing research Compile a company profile Locate expert witnesses and verify credentials And much more.