Unretirement

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Unretirement

Author : Chris Farrell
Publisher : Bloomsbury Publishing USA
Page : 256 pages
File Size : 53,8 Mb
Release : 2014-09-02
Category : Business & Economics
ISBN : 9781620401583

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Unretirement by Chris Farrell Pdf

The budget battles of recent years have amplified the warnings of demographic doomsayers who predicted that a wave of baby boomers would bleed America dry, bankrupting Social Security and Medicare as they faded into an impoverished old age. On the contrary, argues award-winning journalist Chris Farrell, we are instead on the verge of a broad, positive transformation of our economy and society. The old idea of "retirement"--a word that means withdrawal, describing a time when people gave up productive employment and shrank their activities--was a short-lived historical anomaly. Humans have always found meaning and motivation in work and community, Farrell notes, and the boomer generation, poised to live longer in better health than any before, is already discovering unretirement--extending their working lives with new careers, entrepreneurial ventures, and volunteer service. Their experience, wisdom--and importantly, their continued earnings--will enrich the American workplace, treasury, and our whole society in the decades to come. Unretirement not only explains this seismic change, now in its early stages, it provides key insights and practical advice for boomers about to navigate this exciting, but unsettled, new frontier, drawing on Chris Farrell's decades of covering personal finance and economics for Bloomsberg Businessweek and Marketplace Money. This will be an indispensable guide to the landscape of unretirement from one of America's most trusted experts.

The Missing Entrepreneurs 2021 Policies for Inclusive Entrepreneurship and Self-Employment

Author : OECD,European Commission
Publisher : OECD Publishing
Page : 327 pages
File Size : 47,6 Mb
Release : 2021-11-29
Category : Electronic
ISBN : 9789264840614

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The Missing Entrepreneurs 2021 Policies for Inclusive Entrepreneurship and Self-Employment by OECD,European Commission Pdf

The Missing Entrepreneurs 2021 is the sixth edition in a series of biennial reports that examine how public policies at national, regional and local levels can support job creation, economic growth and social inclusion by overcoming obstacles to business start-ups and self-employment by people from disadvantaged or under-represented groups in entrepreneurship.

How to Retire Overseas

Author : Kathleen Peddicord
Publisher : Penguin
Page : 304 pages
File Size : 40,7 Mb
Release : 2010-03-18
Category : Business & Economics
ISBN : 9781101186046

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How to Retire Overseas by Kathleen Peddicord Pdf

The definitive guide for anyone dreaming of living in paradise when they retire. Whether motivated by a desire for adventure, or the need to make the most of a diminished nest egg, more and more Americans are considering an overseas retirement. Drawing on her more than three decades of experience helping people relocate happily and successfully, Kathleen Peddicord shows how living in an unconventional retirement destination can cost less than a traditional home in Florida or Arizona. Peddicord addresses all of the essential issues, including: • Finding a home to own or rent • Researching and understanding your tax liability • Obtaining health insurance and medical care • Avoiding common mistakes and pitfalls • Opening a bank account Whether readers are interested in relatively unknown havens like Nicaragua, well-traveled areas in Italy, or need some help deciding, How to Retire Overseas is the ultimate guide to making retirement dreams come true.

Reconstructing Retirement

Author : David Lain
Publisher : Policy Press
Page : 224 pages
File Size : 47,9 Mb
Release : 2018-01-24
Category : Business & Economics
ISBN : 9781447326199

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Reconstructing Retirement by David Lain Pdf

In the United Kingdom, retirement programs are being reconstructed to follow the American practice of abolishing mandatory retirement and increasing state pension ages. This timely book compares prospects for work and retirement at age sixty five-plus in both the United States and the United Kingdom. After exploring the shifting logic behind both nations' policies--policies that increase both the need and opportunities to work past age sixty five--David Lain presents an original comparative statistical analysis on the wide range of factors influencing employment at this age, from the ability to move between jobs in order to remain employed to changing employment trends. He then proposes a series of policies to address these factors across the life-course and promote security and autonomy for older people. Pathways to employment after sixty five are complex, and pressures to work at this age are likely to result in very unequal outcomes. This book will play a vital role in creating a more positive, more equitable future for late careers and retirement.

Redefining Retirement

Author : Brigitte Madrian,Olivia S. Mitchell,Beth J. Soldo
Publisher : Oxford University Press on Demand
Page : 346 pages
File Size : 53,6 Mb
Release : 2007-07-12
Category : Business & Economics
ISBN : 9780199230778

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Redefining Retirement by Brigitte Madrian,Olivia S. Mitchell,Beth J. Soldo Pdf

This book offers readers an invaluable study of Boomers as they march into retirement.

Boomers 3.0

Author : Lawrence R. Samuel
Publisher : Bloomsbury Publishing USA
Page : 206 pages
File Size : 44,5 Mb
Release : 2017-07-14
Category : Business & Economics
ISBN : 9781440857232

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Boomers 3.0 by Lawrence R. Samuel Pdf

Capitalizing on what is arguably the most important social phenomenon of our time and place—the aging of America—this book shows organizations how to market specifically to baby boomers in their third act of life. The graying of America is undeniable, with an estimated 10,000 boomers turning 65 every day. But to dismiss the baby boomer generation as a group no longer worth marketing to would be foolish. According to the Census Bureau, in 2029—the year when the last boomer will have turned 65—there will still be more than 61 million boomers, roughly 17 percent of the projected population of the United States. Boomers will still be the wealthiest generation in the United States until at least 2030, according to the Deloitte Center for Financial Services, with their share of net household wealth to peak at 50.2 percent by 2020. Boomers 3.0: Marketing to Baby Boomers in Their Third Act of Life describes how to market to baby boomers from a cultural perspective, specifically addressing the demographic group of baby boomers in their later adulthood—a period that will continue for the next two to three decades. The author uses the term "3.0" to indicate the baby boomers' third phase of life and explains how this third act of life will differ from earlier periods; accordingly, organizations should take a different approach to marketing to them than in the past. This book offers a way to contextualize business objectives within a culturally based, forward-thinking framework that fully leverages the opportunities presented by what is perhaps the biggest and most affluent customer base in history. Readers will be able to use the strategies described to map territories to stake and mine in targeting boomers, create meaningful relationships with individuals in this group, and communicate effectively with boomers to offer them products and services.

The Man Who Broke Capitalism

Author : David Gelles
Publisher : Simon and Schuster
Page : 182 pages
File Size : 41,8 Mb
Release : 2022-05-31
Category : Business & Economics
ISBN : 9781982176433

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The Man Who Broke Capitalism by David Gelles Pdf

New York Times Bestseller New York Times reporter and “Corner Office” columnist David Gelles reveals legendary GE CEO Jack Welch to be the root of all that’s wrong with capitalism today and offers advice on how we might right those wrongs. In 1981, Jack Welch took over General Electric and quickly rose to fame as the first celebrity CEO. He golfed with presidents, mingled with movie stars, and was idolized for growing GE into the most valuable company in the world. But Welch’s achievements didn’t stem from some greater intelligence or business prowess. Rather, they were the result of a sustained effort to push GE’s stock price ever higher, often at the expense of workers, consumers, and innovation. In this captivating, revelatory book, David Gelles argues that Welch single-handedly ushered in a new, cutthroat era of American capitalism that continues to this day. Gelles chronicles Welch’s campaign to vaporize hundreds of thousands of jobs in a bid to boost profits, eviscerating the country’s manufacturing base, and destabilizing the middle class. Welch’s obsession with downsizing—he eliminated 10% of employees every year—fundamentally altered GE and inspired generations of imitators who have employed his strategies at other companies around the globe. In his day, Welch was corporate America’s leading proponent of mergers and acquisitions, using deals to gobble up competitors and giving rise to an economy that is more concentrated and less dynamic. And Welch pioneered the dark arts of “financialization,” transforming GE from an admired industrial manufacturer into what was effectively an unregulated bank. The finance business was hugely profitable in the short term and helped Welch keep GE’s stock price ticking up. But ultimately, financialization undermined GE and dozens of other Fortune 500 companies. Gelles shows how Welch’s celebrated emphasis on increasing shareholder value by any means necessary (layoffs, outsourcing, offshoring, acquisitions, and buybacks, to name but a few tactics) became the norm in American business generally. He demonstrates how that approach has led to the greatest socioeconomic inequality since the Great Depression and harmed many of the very companies that have embraced it. And he shows how a generation of Welch acolytes radically transformed companies like Boeing, Home Depot, Kraft Heinz, and more. Finally, Gelles chronicles the change that is now afoot in corporate America, highlighting companies and leaders who have abandoned Welchism and are proving that it is still possible to excel in the business world without destroying livelihoods, gutting communities, and spurning regulation.

Global Talent Management During Times of Uncertainty

Author : Francine Schlosser,Deborah M. McPhee
Publisher : Emerald Group Publishing
Page : 161 pages
File Size : 52,6 Mb
Release : 2022-11-10
Category : Business & Economics
ISBN : 9781802620573

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Global Talent Management During Times of Uncertainty by Francine Schlosser,Deborah M. McPhee Pdf

Exploring the uncertain contexts related to socio-political and socio-economic change, Global Talent Management During Times of Uncertainty investigates how rapidly evolving national policies, social and cultural contexts influence and continue to affect post-pandemic global talent management.

The Retirement Rescue Plan

Author : Melissa Phipps
Publisher : Callisto Media, Inc.
Page : 199 pages
File Size : 44,7 Mb
Release : 2016-06-01
Category : Business & Economics
ISBN : 9781943451234

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The Retirement Rescue Plan by Melissa Phipps Pdf

"...fresh, realistic, and comprehensive solutions for the millions of Americans who haven't saved enough for retirement." —NANCY COLLAMER, Public Speaker, Career Coach, and Author of Second-Act Careers: 50+ Ways to Profit Your Passions During Semi-Retirement When financial planning expert Melissa Phipps decided to quit her 9-to-5 and start her own business, she told herself, "the time is now." It wasn't retirement, but it was the first step. Not long after, she found herself in the middle of a large and unanticipated financial dilemma. And in order to survive it, she had to make some major changes that ultimately came down to one thing: redefining retirement. The Retirement Rescue Plan will prepare you for retirement in a way that takes you into account—allowing you to define "retirement" in a new, realistic, and exciting way. The goals are simple: work less, earn enough, and be happier than ever. Are you ready to get planning? Assess what makes you happy—it sounds obvious, but when was the last time you took an honest look at what you really wanted? Gain control of your finances by reviewing your savings, expenses and budget with sample worksheets and exercises Generate ideas for continued earnings by considering your unique skills and interests; and find extra inspiration by reading real-life retirement success stories Ensure your security with five methods to avoid common retirement planning mistakes Nothing compares to the joy and relief you will feel when you find your way from financial despair to a fulfilling future, as you start to enjoy retirement in a way that works for YOU.

Key Demographics in Retirement Risk Management

Author : Leroy O Stone
Publisher : Springer Science & Business Media
Page : 157 pages
File Size : 47,8 Mb
Release : 2012-06-14
Category : Family & Relationships
ISBN : 9789400740440

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Key Demographics in Retirement Risk Management by Leroy O Stone Pdf

Key Demographics in Retirement Risk Management argues that the weakening of public and employer-sponsored social safety nets in several countries will permanently increase pre-retirees’ risk-anxiety and create pressure towards readjustment of their expectations about the quality of their lives in retirement. The result will be to raise the priority of achieving effective comprehensive retirement related risk management. This achievement requires an emphasis upon the cascading of linked risks, and careful attention to the optimization of scarce resources used to manage those linked risks. Professional financial and retirement planning advisors comprise a key source of help. This book develops new knowledge concerning the factors that help to explain three important aspects of access to these professional advisors. The results of this analysis are used to illustrate the process of identifying distinctive population segments, key demographics, on the basis of multiple population attributes treated simultaneously. The illustration is further extended with an identification of distinctive population segments relative to performance on a composite indicator of the conduct of multiple retirement risk management activities. The book also discusses implications of the pattern of gender differences in preparedness to address retirement’s challenges, highlighting subgroups of women in which inadequate preparedness is pronounced.

Your Happiness Portfolio for Retirement

Author : Marianne T. Oehser
Publisher : Balboa Press
Page : 178 pages
File Size : 48,5 Mb
Release : 2019-05-03
Category : Self-Help
ISBN : 9781982224066

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Your Happiness Portfolio for Retirement by Marianne T. Oehser Pdf

Make the post-career phase of your life the happiest and most fulfilling time of your life! So much changes as you move from your career into the Third Act of your life! You have to redefine your identity, find a new reason to get up in the morning, build a new structure for your days, and replace part of your social network. Some people slip easily into their new life and others struggle. Many of us fill our days with fun and relaxing things to do but get to the point where we want something more – then we feel a bit empty. You know you need a financial portfolio to retire but did you know you also need a Happiness Portfolio ®? This book is a practical guide to creating your Happiness Portfolio ® and flourishing in your Third Act. It includes valuable information and thought-provoking exercises to design your retirement life so you enjoy it to the max and feel that your life is fulfilling. You will explore: • Why this change is sometimes so difficult • How to structure your life so there is plenty of time for both fun and doing things that make you feel like your life is worthwhile • What it really means to be happy • Some tools for dealing with the bumps you are certain to encounter along the way This book is right for you if: • You intend to retire soon or • If you retired in the past five years or so Scroll up and click on “Look inside” to learn more or just add it to your cart.

Age Friendly

Author : Lawrence R. Samuel
Publisher : CRC Press
Page : 194 pages
File Size : 43,8 Mb
Release : 2021-09-21
Category : Business & Economics
ISBN : 9781000453683

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Age Friendly by Lawrence R. Samuel Pdf

Age Friendly: Ending Ageism in America is a rallying call to make the United States a more equitable and just nation in terms of age. "Age friendliness" means being inclusive towards older people as workers, consumers, and citizens, something that can’t be said to exist today. The United States and, especially, Big Business, are notoriously age-unfriendly places, a result of our obsession with youth. Virtually all aspects of everyday life in America will be impacted by the doubling or tripling of the number of older people over the next two decades, more reason to adopt age friendliness as a cause. Age Friendly shows how large companies are in an ideal position to address the aging of America and, in the process, benefit from making their organizations more age friendly. Because of its economic power and commitment to diversity in the workplace, Big Business—specifically the Fortune 1000—has the opportunity and responsibility to take a leadership role in changing the narrative of aging in America. The book shows that age friendliness offers the possibility of bridging gaps not just between younger and older people, but those based on income, class, race, gender, politics, and geography. More than anything else, Age Friendly presents a bold and counterintuitive idea—aging is a positive thing for businesses, individuals, and society as a whole—and we should embrace it rather than fear it. While ageism is a pervasive force in America that, like racism and gender discrimination, runs contrary to our democratic ideals, there is some good news. An age friendly movement is spreading in America and around the world as a growing number of cities and towns strive to better meet the needs of their older residents. Aa well, a concerted effort is being made to convince Big Business that an intergenerational workforce is in the best interests of not just older employees but the companies themselves. Age brings experience, perspective, and wisdom—just the right skill set for both short- and long-term decision-making. The aging of America also presents major implications for businesses in terms of marketing to older consumers. Baby boomers are still the key to the economy despite marketers’ focus on youth, much in part to their collective wealth and propensity to consume. Age friendly marketing thus makes much sense due to "the longevity economy," i.e., the billions of dollars that older consumers spend each year and the goldmine that looms in the future as they become an even bigger percentage of the population. Finally, Age Friendly discusses how more corporations are pursuing social responsibility in addition to maximizing profits—an ideal opportunity for corporations to demonstrate good citizenship by supporting age friendliness on a local, state, or national level.

Economics and Ageing

Author : José Luis Iparraguirre
Publisher : Springer Nature
Page : 599 pages
File Size : 40,8 Mb
Release : 2019-11-29
Category : Business & Economics
ISBN : 9783030290191

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Economics and Ageing by José Luis Iparraguirre Pdf

This upper level textbook provides a coherent introduction to the economic implications of individual and population ageing. Placing economic considerations into a wider social sciences context, this is ideal reading not only for advanced undergraduate and masters students in health economics and economics of ageing, but policy makers, professionals and practitioners in gerontology, sociology, health-related sciences, and social care. This volume introduces topics in labour economics, including the economic implications of ageing workforces. It covers pension economics and pension systems with their macroeconomic and distributive effects, and the question of risk. Finally, it describes macroeconomic consequences of ageing populations on aggregate saving, inflation, international trade, and financial markets.

Real-World Shocks and Retirement System Resiliency

Author : Olivia S. Mitchell,John Sabelhaus,Stephen Utkus
Publisher : Oxford University Press
Page : 334 pages
File Size : 54,6 Mb
Release : 2024-01-07
Category : Business & Economics
ISBN : 9780198894155

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Real-World Shocks and Retirement System Resiliency by Olivia S. Mitchell,John Sabelhaus,Stephen Utkus Pdf

This is an open access title available under the terms of a CC BY-NC-ND 4.0 International licence. It is free to read at Oxford Scholarship Online and offered as a free PDF download from OUP and selected open access locations. Growing awareness of real-world shocks including market downturns, health surprises, and labor market readjustment is calling into question the ability of global retirement systems to remain healthy and sustain future retirees. Financial and labor market stresses are shaping how older workers fare as they head into retirement, and how younger workers must prepare financially for their futures. These shocks come on top of long-standing concerns surrounding rising longevity, along with the adequacy and sustainability of public and private benefit systems. This volume explores how these challenges will drive the need for new policy drawing on perspectives of senior and new researchers to the field, as well as exciting new datasets.

The Retirement Reformation

Author : Bruce Bruinsma
Publisher : WestBow Press
Page : 213 pages
File Size : 41,8 Mb
Release : 2019-06-07
Category : Religion
ISBN : 9781973661740

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The Retirement Reformation by Bruce Bruinsma Pdf

The Retirement Reformation will change the way we think about what our culture calls retirement. While acknowledging the reality of longevity, Bruce Bruinsma challenges both individuals and faith-based organizations to reexamine, reshape, reform, and revitalize the fastest-growing segment of our society. God has a unique call for each of our lives, and it does not stop at sixty-five or seventy.