Women In Finance A Case For Closing Gaps

Women In Finance A Case For Closing Gaps Book in PDF, ePub and Kindle version is available to download in english. Read online anytime anywhere directly from your device. Click on the download button below to get a free pdf file of Women In Finance A Case For Closing Gaps book. This book definitely worth reading, it is an incredibly well-written.

Women in Finance: A Case for Closing Gaps

Ms.Ratna Sahay,Mr.Martin Cihak
Women in Finance A Case for Closing Gaps Book PDF

Author : Ms.Ratna Sahay,Mr.Martin Cihak
Publisher : International Monetary Fund
Page : 42 pages
File Size : 51,7 Mb
Release : 2018-09-17
Category : Business & Economics
ISBN : 9781484377208

Get Book

Women in Finance: A Case for Closing Gaps by Ms.Ratna Sahay,Mr.Martin Cihak Pdf

Women are underrepresented at all levels of the global financial system, from depositors and borrowers to bank board members and regulators. A new study at the IMF finds that greater inclusion of women as users, providers, and regulators of financial services would have benefits beyond addressing gender inequality. Narrowing the gender gap would foster greater stability in the banking system and enhance economic growth. It could also contribute to more effective monetary and fiscal policy. New evidence suggests that greater access for women to and use of accounts for financial transactions, savings, and insurance can have both economic and societal benefits. For example, women merchants who opened a basic bank account tend to invest more in their businesses, while female-headed households often spend more on education after opening a savings account. More inclusive financial systems in turn can magnify the effectiveness of fiscal and monetary policies by broadening financial markets and the tax base. The paper also studies the large gaps between the representation of men and women in leadership positions in banks and in banking-supervision agencies worldwide. It finds that, shockingly, women accounted for less than 2 percent of financial institutions’ chief executive officers and less than 20 percent of executive board members. The analysis suggests that, controlling for relevant bank- and country-specific factors, the presence of women as well as a higher share of women on bank boards appears associated with greater financial resilience. This study also finds that a higher share of women on boards of banking-supervision agencies is associated with greater bank stability. This evidence strengthens the case for closing the gender gaps in leadership positions in finance.

Women in Finance: A Case for Closing Gaps

Ms.Ratna Sahay,Mr.Martin Cihak
Women in Finance A Case for Closing Gaps Book PDF

Author : Ms.Ratna Sahay,Mr.Martin Cihak
Publisher : International Monetary Fund
Page : 42 pages
File Size : 45,8 Mb
Release : 2018-09-17
Category : Social Science
ISBN : 9781484375907

Get Book

Women in Finance: A Case for Closing Gaps by Ms.Ratna Sahay,Mr.Martin Cihak Pdf

Women are underrepresented at all levels of the global financial system, from depositors and borrowers to bank board members and regulators. A new study at the IMF finds that greater inclusion of women as users, providers, and regulators of financial services would have benefits beyond addressing gender inequality. Narrowing the gender gap would foster greater stability in the banking system and enhance economic growth. It could also contribute to more effective monetary and fiscal policy. New evidence suggests that greater access for women to and use of accounts for financial transactions, savings, and insurance can have both economic and societal benefits. For example, women merchants who opened a basic bank account tend to invest more in their businesses, while female-headed households often spend more on education after opening a savings account. More inclusive financial systems in turn can magnify the effectiveness of fiscal and monetary policies by broadening financial markets and the tax base. The paper also studies the large gaps between the representation of men and women in leadership positions in banks and in banking-supervision agencies worldwide. It finds that, shockingly, women accounted for less than 2 percent of financial institutions’ chief executive officers and less than 20 percent of executive board members. The analysis suggests that, controlling for relevant bank- and country-specific factors, the presence of women as well as a higher share of women on bank boards appears associated with greater financial resilience. This study also finds that a higher share of women on boards of banking-supervision agencies is associated with greater bank stability. This evidence strengthens the case for closing the gender gaps in leadership positions in finance.

The Global Findex Database 2017

Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
The Global Findex Database 2017 Book PDF

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 48,6 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

Get Book

The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Towards Improved Retirement Savings Outcomes for Women

OECD
Towards Improved Retirement Savings Outcomes for Women Book PDF

Author : OECD
Publisher : OECD Publishing
Page : 153 pages
File Size : 42,6 Mb
Release : 2021-03-10
Category : Electronic
ISBN : 9789264433076

Get Book

Towards Improved Retirement Savings Outcomes for Women by OECD Pdf

Labour market inequalities are well-known to be the main drivers of the gender pension gap. This publication focuses on helping governments find solutions for retirement savings arrangements that do not further exacerbate these inequalities.

Gender Equality and Inclusive Growth

Raquel Fernández,Asel Isakova,Francesco Luna,Barbara Rambousek
Gender Equality and Inclusive Growth Book PDF

Author : Raquel Fernández,Asel Isakova,Francesco Luna,Barbara Rambousek
Publisher : International Monetary Fund
Page : 50 pages
File Size : 50,5 Mb
Release : 2021-03-04
Category : Social Science
ISBN : 9781513571164

Get Book

Gender Equality and Inclusive Growth by Raquel Fernández,Asel Isakova,Francesco Luna,Barbara Rambousek Pdf

This paper considers various dimensions and sources of gender inequality and presents policies and best practices to address these. With women accounting for fifty percent of the global population, inclusive growth can only be achieved if it promotes gender equality. Despite recent progress, gender gaps remain across all stages of life, including before birth, and negatively impact health, education, and economic outcomes for women. The roadmap to gender equality has to rely on legal framework reforms, policies to promote equal access, and efforts to tackle entrenched social norms. These need to be set in the context of arising new trends such as digitalization, climate change, as well as shocks such as pandemics.

Invisible Women

Caroline Criado Perez
Invisible Women Book PDF

Author : Caroline Criado Perez
Publisher : Abrams
Page : 434 pages
File Size : 49,9 Mb
Release : 2019-03-12
Category : Social Science
ISBN : 9781683353140

Get Book

Invisible Women by Caroline Criado Perez Pdf

#1 International Bestseller Winner of the 2019 Financial Times and McKinsey Business Book of the Year Award Winner of the 2019 Royal Society Science Book Prize A landmark, prize-winning, international bestselling examination of how a gender gap in data perpetuates bias and disadvantages women, now in paperback Data is fundamental to the modern world. From economic development to health care to education and public policy, we rely on numbers to allocate resources and make crucial decisions. But because so much data fails to take into account gender, because it treats men as the default and women as atypical, bias and discrimination are baked into our systems. And women pay tremendous costs for this insidious bias, in time, in money, and often with their lives. Celebrated feminist advocate Caroline Criado Perez investigates this shocking root cause of gender inequality in the award-winning, #1 international bestseller Invisible Women. Examining the home, the workplace, the public square, the doctor’s office, and more, Criado Perez unearths a dangerous pattern in data and its consequences on women’s lives. Product designers use a “one-size-fits-all” approach to everything from pianos to cell phones to voice recognition software, when in fact this approach is designed to fit men. Cities prioritize men’s needs when designing public transportation, roads, and even snow removal, neglecting to consider women’s safety or unique responsibilities and travel patterns. And in medical research, women have largely been excluded from studies and textbooks, leaving them chronically misunderstood, mistreated, and misdiagnosed. Built on hundreds of studies in the United States, in the United Kingdom, and around the world, and written with energy, wit, and sparkling intelligence, this is a groundbreaking, highly readable exposé that will change the way you look at the world.

Women, Business and the Law 2018

World Bank Group
Women Business and the Law 2018 Book PDF

Author : World Bank Group
Publisher : World Bank Publications
Page : 584 pages
File Size : 46,8 Mb
Release : 2018-04-11
Category : Law
ISBN : 9781464812538

Get Book

Women, Business and the Law 2018 by World Bank Group Pdf

How can governments ensure that women have the same employment and entrepreneurship opportunities as men? One important step is to level the legal playing field so that the rules for operating in the worlds of work and business apply equally regardless of gender. Women, Business and the Law 2018, the fifth edition in a series, examines laws affecting women’s economic inclusion in 189 economies worldwide. It tracks progress that has been made over the past two years while identifying opportunities for reform to ensure economic empowerment for all. The report updates all indicators as of June 1, 2017 and explores new areas of research, including financial inclusion.

Women in Financial Services

Giuliana Birindelli,Antonia Patrizia Iannuzzi
Women in Financial Services Book PDF

Author : Giuliana Birindelli,Antonia Patrizia Iannuzzi
Publisher : Springer Nature
Page : 371 pages
File Size : 41,8 Mb
Release : 2022-02-28
Category : Business & Economics
ISBN : 9783030934712

Get Book

Women in Financial Services by Giuliana Birindelli,Antonia Patrizia Iannuzzi Pdf

This book explores gender diversity in the financial system, focusing especially on regulations, disclosure standards, theories and literature on the relationship between women in atypical positions and bank performance, female representation in governance bodies of banks and insurance companies, the gender pay gap and the gender balance in Central Banks. The topics are examined highlighting the progress towards gender equality (SDG 5) and the room for improvement in financial services with implications for policymakers, regulators and researchers in both finance and gender studies.

Why Women Are Poorer Than Men and What We Can Do About It

Annabelle Williams
Why Women Are Poorer Than Men and What We Can Do About It Book PDF

Author : Annabelle Williams
Publisher : Penguin UK
Page : 336 pages
File Size : 41,9 Mb
Release : 2021-03-04
Category : Business & Economics
ISBN : 9780241433188

Get Book

Why Women Are Poorer Than Men and What We Can Do About It by Annabelle Williams Pdf

Feel empowered with your finances and discover the route to economic equality in this astonishing dissection of the gender wealth gap 'Uncovers the realities of money in the modern world' Stylist 'This book will open your eyes' 5***** Reader Review 'Goes beyond talks of glass ceilings and gender pay gaps' Dazed 'Shocking and brilliant' 5***** Reader Review ________ Did you know? Nearly 70% of Britain's homeless are women. There are more men called Dave running the UK's top 100 companies than there are women altogether. Women outperform men educationally at every level from high school to PhD - but still get paid less. In this astonishing dissection of the gender wealth gap, financial journalist Annabelle Williams explains why so few women rank among the super-rich and why women are the majority of those in poverty. From the personal - feeling financially confident and liberated - to the political - demanding systemic support and representation - this ground-breaking exposé will empower your financial decisions and arm you with the knowledge needed to demand equality. ________ 'It is refreshing to see Williams challenge well-worn sexist myths' i 'Annabelle Williams uncovers the realities of money in the modern world, and what exactly we can do about the fact that women are poorer than men' Stylist 'Goes beyond talks of glass ceilings and gender pay gaps to a more nuanced look at the institutional oppression faced by women on a daily basis' Dazed

Financial Inclusion

Ms.Ratna Sahay,Martin Cihak,Mr.Papa N'Diaye,Mr.Adolfo Barajas,Ms.Srobona Mitra,Ms.Annette Kyobe,MissYen Mooi,Mr.Reza Yousefi
Financial Inclusion Book PDF

Author : Ms.Ratna Sahay,Martin Cihak,Mr.Papa N'Diaye,Mr.Adolfo Barajas,Ms.Srobona Mitra,Ms.Annette Kyobe,MissYen Mooi,Mr.Reza Yousefi
Publisher : International Monetary Fund
Page : 33 pages
File Size : 45,9 Mb
Release : 2015-09-15
Category : Business & Economics
ISBN : 9781513585154

Get Book

Financial Inclusion by Ms.Ratna Sahay,Martin Cihak,Mr.Papa N'Diaye,Mr.Adolfo Barajas,Ms.Srobona Mitra,Ms.Annette Kyobe,MissYen Mooi,Mr.Reza Yousefi Pdf

Using several recently available global datasets, this Staff Discussion Note examines macroeconomic effects of financial inclusion. It finds significant benefits to economic growth from financial inclusion, but the benefits diminish as financial inclusion and depth become large. Broadening access to credit can compromise economic and bank stability in countries with weak bank supervision. Other forms of financial inclusion—such as access to and use of bank accounts, branches, and ATMs—do not hurt stability, and can be promoted extensively. The note finds that gaps in financial inclusion are associated with economic inequality, but the association appears relatively weak.

Financial Feminism

Jessica Robinson
Financial Feminism Book PDF

Author : Jessica Robinson
Publisher : Unbound Publishing
Page : 236 pages
File Size : 52,9 Mb
Release : 2021-02-04
Category : Business & Economics
ISBN : 9781783529537

Get Book

Financial Feminism by Jessica Robinson Pdf

As we face global challenges like climate change and inequality, what if women could use their investments to build a cleaner, fairer and more sustainable world? Financial feminism – the belief in the financial equality of women – has been gathering momentum, largely in the context of the gender pay gap: on average a woman earns 80% of what a man does. But there’s another gap – the gender investing gap – which shows women are investing less than men, saving less for retirement and parking more in cash. When compounded by the gender pay gap, this results in a significant shortfall, but there’s more to financial feminism than simply addressing these gaps: women also care about where their money is invested and the impact it can have. In this practical and accessible guide, sustainable investing expert Jessica Robinson shows how through financial feminism, women can use their financial power to invest in a sustainable future and build the kind of world they want to live in. With jargon-free explanations and real-world examples, she demystifies the financial services industry, breaks down just what sustainable investing is and demonstrates the societal and environmental impact of the investment decisions we make. Arming women with the information they need to get started – and keep going – she hopes that more women will embrace financial feminism, invest to grow their own wealth and, in doing so, use their financial decisions to demand a better world.

Banking on Women Leaders: A Case for More?

Ms.Ratna Sahay,Mr.Martin Cihak,Mr.Papa M N'Diaye,Mr.Adolfo Barajas,Ms.Annette J Kyobe,Ms.Srobona Mitra,MissYen N Mooi,Mr.Reza Yousefi
Banking on Women Leaders A Case for More Book PDF

Author : Ms.Ratna Sahay,Mr.Martin Cihak,Mr.Papa M N'Diaye,Mr.Adolfo Barajas,Ms.Annette J Kyobe,Ms.Srobona Mitra,MissYen N Mooi,Mr.Reza Yousefi
Publisher : International Monetary Fund
Page : 38 pages
File Size : 54,6 Mb
Release : 2017-09-07
Category : Business & Economics
ISBN : 9781484318164

Get Book

Banking on Women Leaders: A Case for More? by Ms.Ratna Sahay,Mr.Martin Cihak,Mr.Papa M N'Diaye,Mr.Adolfo Barajas,Ms.Annette J Kyobe,Ms.Srobona Mitra,MissYen N Mooi,Mr.Reza Yousefi Pdf

Using a new dataset, we measure the large gap between the representation of men and women in leadership positions in banks and bank supervision agencies worldwide. Women occupied less than 2 percent of bank CEOs positions, and less than 20 percent of the board seats in more than 80 percent of the observations across banks over time. Contrary to common perceptions, many low- and middle-income countries have a higher share of women in bank boards and banking supervision agency boards compared to advanced economies. Econometric analysis suggests that, controlling for relevant bank and country-specific factors, the presence of women as well as a higher share of women on bank boards is associated with greater bank stability, as represented by higher z-scores and lower nonperforming loan ratios. We also examine the share of women on boards of banking supervision agencies by compiling a new dataset. We find that it is associated with greater bank stability. Further research is needed to identify specific mechanisms through which these stability benefits are achieved, and to understand the conditions that have facilitated entry of women into leadership roles in banks and supervision agencies.

Women's Economic Empowerment

Kate Grantham,Gillian Dowie,Arjan de Haan
Women s Economic Empowerment Book PDF

Author : Kate Grantham,Gillian Dowie,Arjan de Haan
Publisher : Routledge
Page : 211 pages
File Size : 55,7 Mb
Release : 2021-03-04
Category : Social Science
ISBN : 9781000340341

Get Book

Women's Economic Empowerment by Kate Grantham,Gillian Dowie,Arjan de Haan Pdf

This book investigates the barriers to women’s economic empowerment in the Global South. Drawing on evidence from a wide range of countries, the book outlines important lessons and practical solutions for promoting gender equality. Despite global progress in closing gender gaps in education and health, women’s economic empowerment has lagged behind, with little evidence that economic growth promotes gender equality. International Development Research Centre’s (IDRC) Growth and Economic Opportunities for Women (GrOW) programme was set up to provide policy lessons, insights, and concrete solutions that could lead to advances in gender equality, particularly on the role of institutions and macroeconomic growth, barriers to labour market access for women, and the impact of women’s care responsibilities. This book showcases rigorous and multi-disciplinary research emerging from this ground-breaking programme, covering topics such as the school-to-work transition, child marriage, unpaid domestic work and childcare, labour market segregation, and the power of social and cultural norms that prevent women from fully participating in better paid sectors of the economy. With a range of rich case studies from Burkina Faso, Democratic Republic of the Congo, Ethiopia, Ghana, India, Kenya, Nepal, Rwanda, Sri Lanka, Tanzania, and Uganda, this book is perfect for students, researchers, practitioners, and policymakers working on women’s economic empowerment and gender equality in the Global South.

Finance & Development, March 2012

International Monetary Fund. External Relations Dept.
Finance Development March 2012 Book PDF

Author : International Monetary Fund. External Relations Dept.
Publisher : International Monetary Fund
Page : 60 pages
File Size : 53,9 Mb
Release : 2012-03-14
Category : Business & Economics
ISBN : 9781451922141

Get Book

Finance & Development, March 2012 by International Monetary Fund. External Relations Dept. Pdf

Young people, hardest hit by the global economic downturn, are speaking out and demanding change. F&D looks at the need to urgently address the challenges facing youth and create opportunities for them. Harvard professor David Bloom lays out the scope of the problem and emphasizes the importance of listening to young people in "Youth in the Balance." "Making the Grade" looks at how to teach today's young people what they need to get jobs. IMF Deputy Managing Director, Nemat Shafik shares her take on the social and economic consequences of youth unemployment in our "Straight Talk" column. "Scarred Generation" looks at the effects the global economic crisis had on young workers in advanced economies, and we hear directly from young people across the globe in "Voices of Youth." Renminbi's rise, financial system regulation, and boosting GDP by empowering women. Also in the magazine, we examine the rise of the Chinese currency, look at the role of the credit rating agencies, discuss how to boost the empowerment of women, and present our primer on macroprudential regulation, seen as increasingly important to financial stability. People in economics - C. Fred Bergsten, American Globalist. Back to basics - The multi-dimensional role of banks in our financial systems.

There's Nothing Micro about a Billion Women

Mary Ellen Iskenderian
There s Nothing Micro about a Billion Women Book PDF

Author : Mary Ellen Iskenderian
Publisher : MIT Press
Page : 229 pages
File Size : 46,5 Mb
Release : 2023-09-05
Category : Business & Economics
ISBN : 9780262547192

Get Book

There's Nothing Micro about a Billion Women by Mary Ellen Iskenderian Pdf

Why it takes more than microloans to empower women and promote sustainable, inclusive economic growth. Nearly one billion women have been completely excluded from the formal financial system. Without even a bank account in their own names, they lack the basic services that most of us take for granted—secure ways to save money, pay bills, and get credit. Exclusion from the formal financial system means they are economic outsiders, unable to benefit from, or contribute to, economic growth. Microfinance has been hailed as an economic lifeline for women in developing countries—but, as Mary Ellen Iskenderian shows in this book, it takes more than microloans to empower women and promote sustainable, inclusive economic growth. Iskenderian, who leads a nonprofit that works to give women access to the financial system, argues that the banking industry should view these one billion “unbanked” women not as charity cases but as a business opportunity: a lucrative new market of small business owners, heads of households, and purchasers of financial products and services. Iskenderian shows how financial inclusion can be transformative for the lives of women in developing countries, describing, among other things, the informal moneylenders and savings clubs that women have relied on, the need for both financial and digital literacy (and access) as mobile phones become a means of banking, and the importance of women’s property rights. She goes on to make the business case for financial inclusion, exploring the ways that financial institutions are adapting to help women build wealth, access capital, and manage risks. Banks can do the right thing—and make money while doing so—and all of us can benefit.