Wrap Contracts

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Wrap Contracts

Author : Nancy S. Kim
Publisher : Oxford University Press
Page : 240 pages
File Size : 48,7 Mb
Release : 2013-09-09
Category : Law
ISBN : 9780199399116

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Wrap Contracts by Nancy S. Kim Pdf

When you visit a website, check your email, or download music, you enter into a contract that you probably don't know exists. "Wrap contracts" - shrinkwrap, clickwrap and browsewrap agreements - are non-traditional contracts that look nothing like legal documents. Contrary to what courts have held, they are not "just like" other standard form contracts, and consumers do not perceive them the same way. Wrap contract terms are more aggressive and permit dubious business practices, such as the collection of personal information and the appropriation of user-created content. In digital form, wrap contracts are weightless and cheap to reproduce. Given their low cost and flexible form, businesses engage in "contracting mania" where they use wrap contracts excessively and in a wide variety of contexts. Courts impose a duty to read upon consumers but don't impose a duty upon businesses to make contracts easy to read. The result is that consumers are subjected to onerous legalese for nearly every online interaction. In Wrap Contracts: Foundations and Ramifications, Nancy Kim explains why wrap contracts were created, how they have developed, and what this means for society. She explains how businesses and existing law unfairly burden users and create a coercive contracting environment that forces users to "accept" in order to participate in modern life. Kim's central thesis is that how a contract is presented affects and reveals the intent of the parties. She proposes doctrinal solutions - such as the duty to draft reasonably, specific assent, and a reconceptualization of unconscionability - which fairly balance the burden of wrap contracts between businesses and consumers.

Wrap Contracts

Author : Nancy S. Kim
Publisher : Oxford University Press
Page : 232 pages
File Size : 55,5 Mb
Release : 2013-07-27
Category : Law
ISBN : 9780199336982

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Wrap Contracts by Nancy S. Kim Pdf

When you visit a website, check your email, or download music, you enter into a contract that you probably don't know exists. "Wrap contracts" - shrinkwrap, clickwrap and browsewrap agreements - are non-traditional contracts that look nothing like legal documents. Contrary to what courts have held, they are not "just like" other standard form contracts, and consumers do not perceive them the same way. Wrap contract terms are more aggressive and permit dubious business practices, such as the collection of personal information and the appropriation of user-created content. In digital form, wrap contracts are weightless and cheap to reproduce. Given their low cost and flexible form, businesses engage in "contracting mania" where they use wrap contracts excessively and in a wide variety of contexts. Courts impose a duty to read upon consumers but don't impose a duty upon businesses to make contracts easy to read. The result is that consumers are subjected to onerous legalese for nearly every online interaction. In Wrap Contracts: Foundations and Ramifications, Nancy Kim explains why wrap contracts were created, how they have developed, and what this means for society. She explains how businesses and existing law unfairly burden users and create a coercive contracting environment that forces users to "accept" in order to participate in modern life. Kim's central thesis is that how a contract is presented affects and reveals the intent of the parties. She proposes doctrinal solutions - such as the duty to draft reasonably, specific assent, and a reconceptualization of unconscionability - which fairly balance the burden of wrap contracts between businesses and consumers.

The Handbook of Stable Value Investments

Author : Frank J. Fabozzi
Publisher : John Wiley & Sons
Page : 402 pages
File Size : 51,7 Mb
Release : 1998-07-15
Category : Business & Economics
ISBN : 1883249422

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The Handbook of Stable Value Investments by Frank J. Fabozzi Pdf

Stable value investments can be a crucial aspect of any financial manager's portfolio decisions-yet few books provide in-depth coverage of issues concerning their management, underwriting, and pricing. In The Handbook of Stable Value Investments, Frank Fabozzi gives you the comprehensive, specialized information on these investments that is available nowhere else.

Electronic Consumer Contracts in the Conflict of Laws

Author : Zheng Sophia Tang
Publisher : Bloomsbury Publishing
Page : 336 pages
File Size : 46,7 Mb
Release : 2015-10-22
Category : Law
ISBN : 9781782259305

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Electronic Consumer Contracts in the Conflict of Laws by Zheng Sophia Tang Pdf

The second edition of this highly recommended work addresses the interaction between conflict of laws, dispute resolution, electronic commerce and consumer contracts. In addition it identifies specific difficulties that conflicts lawyers and consumer lawyers encounter in electronic commerce and proposes original approaches to balance the conflict of interest between consumers' access to justice and business efficiency. The European Union has played a leading role in this area of law and its initiatives are fully explored. It pays particular attention to the most recent development in collective redress and alternative/online dispute resolution. By adopting multiple research methods, including a comparative study of the EU and US approach; historical analysis of protective conflict of laws; doctrinal analysis of legal provisions and economic analysis of law, it provides the most comprehensive examination of frameworks in cross-border consumer contracts.

Contracting for ABS

Author : Shakeel Bhatti
Publisher : IUCN
Page : 334 pages
File Size : 47,6 Mb
Release : 2009
Category : Biodiversity conservation
ISBN : 9782831709826

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Contracting for ABS by Shakeel Bhatti Pdf

Contracts relating to scientific/technical development are effective only where they are enforceable or valid under relevant law, can be practically implemented by the parties, and address matters arising from the relevant scientific/technical issues and practices. Negotiators are often hampered by their lack of knowledge of contract law and of the biotechnological techniques used to derive new molecules and genes or genetic or biochemical formulas from biological samples. This lack of knowledge means they may not make the best choices. This book examines the special issues in applying contract law to the rights to take and utilize genetic resources; and the scientific issues and the manner in which they affect the negotiation of ABS agreements.

Managing Fixed Income Portfolios

Author : Frank J. Fabozzi
Publisher : John Wiley & Sons
Page : 572 pages
File Size : 40,7 Mb
Release : 1997-06-15
Category : Business & Economics
ISBN : 1883249279

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Managing Fixed Income Portfolios by Frank J. Fabozzi Pdf

A contributed handbook on the complexities of portfolio management that includes the most up-to-date findings from leading practitioners in the fixed income securities market.

Internet Law

Author : Michael O'Doherty
Publisher : Bloomsbury Publishing
Page : 1206 pages
File Size : 52,7 Mb
Release : 2020-07-30
Category : Law
ISBN : 9781526508034

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Internet Law by Michael O'Doherty Pdf

Shortlisted for DSBA Law Book of the Year Award 2020 The law in Ireland regarding causes of action involving the internet is a rapidly growing area of law and litigation. This book examines issues such as privacy, data protection, defamation, data protection, crime, intellectual property and employment, all through the prism of online behaviour. This book examines key pieces of legislation such as the E-Commerce Directive, GDPR, and Defamation Act 2009; forthcoming legislation such as the Digital Content Directive and proposed Irish legislation to combat harmful online content. With Ireland being the European base of many international IT and tech firms such as Google, Facebook, LinkedIn, Amazon and Twitter, it is anticipated that the Irish courts will be the forum for many important cases in the near future. Internet Law provides a comprehensive overview of the state of the law in Ireland, EU Member States, and other common law countries such as Canada, Australia and New Zealand. And in such a fast-developing area of law, the book also anticipates many of the issues that will face courts in the near future. Key cases that this book considers include: Data protection: Google Spain [2014] – an in depth review of what exactly this case established, and the manner in which it has been interpreted in subsequent case law. Lloyd v Google [2019] – in which the English Court of Appeal made a significant finding about the availability of damages for non-pecuniary loss arising from the breach of a person's data protection rights. Defamation: Monroe v Hopkins [2017] - the first UK case to consider at length defamation on Twitter, with an in-depth analysis of meaning, identification and how to assess the degree of publication via that medium. Eva Glawischnig-Piesczech v Facebook [2019] – a significant recent decision of the CJEU on the liability of social media platforms for content posted by its users. Copyright: Sony Music v UPC [2018] - a Court of Appeal judgment on the duties of internet service providers to restrict the illegal downloading of copyright material by its customers. Land Nordrhein-Westfalen v Renckhoff [2018] - a recent decision of the CJEU on the nature of copyright protection attaching to photographs which are uploaded to the internet. Trade Marks: Interflora Inc v Marks and Spencer plc [2011] - a decision of the CJEU which analyses the rights of an advertiser to use the trade mark of a rival company when promoting its services on the Google Ads service. Employment: Barbulescu v Romania [2017] - a significant CJEU decision which sets out the restrictions to an employer's right to monitor the electronic communications of its employees. Privacy/ Harassment: CG v Facebook [2016], in which the Northern Ireland Court of Appeal considered the tort of harassment via social media, and the potential liability of Facebook for comments made by a user following notification of the alleged harassment. Evidence: Martin & Ors v Gabriele Giambrone P/A Giambrone & Law [2013]- one of several cases to consider the admissibility of evidence taken by a defendant from a plaintiff's social media account in order to question the latter's testimony.

Unfair Contract Terms in the Digital Age

Author : Gardiner, Caterina
Publisher : Edward Elgar Publishing
Page : 240 pages
File Size : 41,9 Mb
Release : 2022-06-14
Category : Law
ISBN : 9781800886179

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Unfair Contract Terms in the Digital Age by Gardiner, Caterina Pdf

Since the introduction of the European Unfair Contract Terms Directive (UCTD) there have been far-reaching developments in the digital landscape which have significantly altered the nature of consumer contracts. This timely book examines the changes that have taken place since the advent of the UCTD and analyses the challenges that they pose for consumers entering online standard form contracts today.

LAW, POLITICS & SOCIETY: The Unravelling of Malaysia and Indonesia Potentiality

Author : Dr. Suyatno Ladiqi,Dr. Suparto Wijoyo, S.H., M.Hum.a,Aminuddin Mustaffa,DR. Prawitra Thalib, S.H.,M.H.,ACIArb
Publisher : Airlangga University Press
Page : 211 pages
File Size : 55,6 Mb
Release : 2021-11-09
Category : Social Science
ISBN : 9786024737740

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LAW, POLITICS & SOCIETY: The Unravelling of Malaysia and Indonesia Potentiality by Dr. Suyatno Ladiqi,Dr. Suparto Wijoyo, S.H., M.Hum.a,Aminuddin Mustaffa,DR. Prawitra Thalib, S.H.,M.H.,ACIArb Pdf

Penerbit: Airlangga University Press ISBN: 9786024737740 This book is the fourth compilation as a regular joint publishing effort since 2017 between Sultan Zainal Abidin University (UniSZA), Terengganu, Malaysia, and Airlangga University (UNAIR), Surabaya, Indonesia. Filled by lecturers and students, this book is expected to strengthen the relationship between the two universities and further strengthen the Malaysia-Indonesia relationship.

Stempel on Insurance Contracts

Author : Jeffrey W. Stempel
Publisher : Wolters Kluwer
Page : 3276 pages
File Size : 52,6 Mb
Release : 2005-12-30
Category : Law
ISBN : 9780735554368

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Stempel on Insurance Contracts by Jeffrey W. Stempel Pdf

401 (K) Plans

Author : Charles Jeszeck
Publisher : DIANE Publishing
Page : 73 pages
File Size : 43,5 Mb
Release : 2011-05
Category : Business & Economics
ISBN : 9781437983234

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401 (K) Plans by Charles Jeszeck Pdf

401(k) plan sponsors offer an array of appropriate investment options; participants direct their investments among those options. While participants expect to be able to switch investment options or withdraw money from their accounts, during the recent economic downturn, some 401(k) plan sponsors and participants found that they were restricted from doing so. This report: (1) identifies some of the specific investments and practices that prevented plan sponsors and participants from accessing their 401(k) plan assets; and (2) determines any changes the Dept. of Labor could make to assist sponsors in understanding the challenges posed by the investments and practices that restricted withdrawals. Charts and tables. This is a print on demand report.

Securities Lending in Retirement Plans

Author : United States. Congress. Senate. Special Committee on Aging
Publisher : Unknown
Page : 192 pages
File Size : 46,5 Mb
Release : 2011
Category : 401(k) plans
ISBN : UCSD:31822038348942

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Securities Lending in Retirement Plans by United States. Congress. Senate. Special Committee on Aging Pdf

Smart Contracts and Comparative Law

Author : Andrea Stazi
Publisher : Springer Nature
Page : 152 pages
File Size : 43,5 Mb
Release : 2021-12-08
Category : Law
ISBN : 9783030832407

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Smart Contracts and Comparative Law by Andrea Stazi Pdf

The book analyzes the most relevant developments in the relation between contracts and technology, from automatically concluded contracts to today's revolutionary "smart contracts" developed through blockchain, which are beginning to and will increasingly disrupt many economic and social relations. First of all, the author offers a broad analysis of the peculiarities and evolution of the relation between contracts and technology. The main features and elements of electronic contracts are then examined in depth to highlight the specific rules applicable to them in the international comparative legal framework. In turn, the book provides a detailed explanation of the technology, economic and social dynamics, and legal issues concerning blockchain and smart contracts. The analysis focuses on the question of the legal nature of smart contracts, the issues posed by their development and the first legal solutions adopted in some countries. The comparative approach pursued makes it possible to focus attention on the first solutions adopted until now in various systems, with particular regard to the circulation of models and ideas and to the specificities of their local variations, in terms of e.g. applicable law and jurisdiction. In reviewing the characteristics of distributed ledger technologies, and in particular of the blockchain technology on which smart contracts are based, above all the peculiarities of the latter are taken into consideration, especially automatic execution and resistance to tampering, which simultaneously present significant opportunities and complex legal issues. A comprehensive framework is then provided to reconcile smart contracts with comparative contract law, in order to define the scope and specificities of their binding force, legal effectiveness and regulation in various legal systems. Lastly, with specific reference to the elements, pathologies and contractual remedies for smart contracts, the book examines the peculiarities of their application and the main issues that emerge in comparative contract law in order to promote their harmonized use, in keeping with the transnational nature of such a revolutionary tool.

Conflict of Laws in the People’s Republic of China

Author : Zheng Sophia Tang,Yongping Xiao,Zhengxin Huo
Publisher : Edward Elgar Publishing
Page : 480 pages
File Size : 46,8 Mb
Release : 2016-07-27
Category : Law
ISBN : 9781849808590

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Conflict of Laws in the People’s Republic of China by Zheng Sophia Tang,Yongping Xiao,Zhengxin Huo Pdf

The area of conflict of laws in China has undergone fundamental development in the past three decades and the most recent changes in the 2010s, regarding both jurisdiction and choice of law rules, mark the establishment of a modern Chinese conflicts system. Jointly written by three professors from both China and the UK, this book provides the most up-to-date and comprehensive analysis of Chinese conflict of laws in civil and commercial matters, covering jurisdiction, choice of law, procedure, judgment and awards recognition and enforcement, and interregional conflicts in China.

Access to Justice in Transnational B2C E-Commerce

Author : Sutatip Yuthayotin
Publisher : Springer
Page : 328 pages
File Size : 40,9 Mb
Release : 2014-11-17
Category : Law
ISBN : 9783319111315

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Access to Justice in Transnational B2C E-Commerce by Sutatip Yuthayotin Pdf

This book identifies institutional mechanisms that can be used to promote consumer confidence in direct online sales with businesses (B2C e-commerce). It argues that enhancing the access to justice in a multidimensional sense can potentially offer an effective means of boosting consumer confidence. It introduces a conceptual framework for a multidimensional approach to access to justice in the context of consumer protection, describing the various reasonable criteria needed to satisfy consumer demands in B2C e-commerce. The framework, which reflects all essential aspects of consumers’ expectations when they engage in online transactions, provides a benchmark for the evaluation of various consumer protection mechanisms. Based on an analysis of different mechanisms and using the framework’s criteria, the practice of private ordering, which does not rely on the creation of rules of law but rather on the use of technology as a solution, appears to offer a meaningful way to enhance access to justice in B2C e-commerce. However, though private ordering holds considerable potential, certain weaknesses still need to be eliminated. This book demonstrates how private ordering can be successfully implemented with the help of an intermediary, a neutral third party that plays an integral part in the collaborative task of facilitating various aspects of private ordering, thus helping to limit the risks of failure and ensuring a fairer market setting. In order to move forward, it argues that the state, with its wealth of material resources and incentive options, is the institution best suited to acting as an intermediary in facilitating private ordering. This promising proposal can improve consumer protection, which will in turn boost consumer confidence.​