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Author : Anonim
Publisher : DIANE Publishing
Page : 68 pages
File Size : 49,9 Mb
Release : 2024-06-26
Category : Electronic
ISBN : 9781437986198
Author : United States Government Accountability Office
Publisher : Createspace Independent Publishing Platform
Page : 68 pages
File Size : 41,8 Mb
Release : 2018-01-08
Category : Electronic
ISBN : 1983596752
Banking Regulation: Enhanced Guidance on Commercial Real Estate Risks Needed
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 476 pages
File Size : 49,7 Mb
Release : 2007
Category : Law
ISBN : STANFORD:36105050448120
Author : Office of Office of the Comptroller of the Currency
Publisher : CreateSpace
Page : 26 pages
File Size : 55,5 Mb
Release : 2015-01-01
Category : Electronic
ISBN : 150339638X
This paper analyzes aspects of the interagency guidance issued in 2006, titled "Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices."1 The recent financial crisis and recession provide an opportunity to consider the relationship between the guidance and banks' commercial real estate (CRE) concentrations and performance during the downturn. This paper also analyzes how the share of banking institutions with high levels of CRE concentration, as defined in the guidance, has changed over time (part 2); documents the effect of CRE concentrations on bank failures (part 3); and studies CRE loan growth and bank capital strength since the 2006 issuance of the guidance (part 4).
Author : Anonim
Publisher : DIANE Publishing
Page : 474 pages
File Size : 48,6 Mb
Release : 2024-06-26
Category : Electronic
ISBN : 1422323544
Author : Gregg Barak
Publisher : Routledge
Page : 556 pages
File Size : 54,6 Mb
Release : 2015-06-05
Category : Social Science
ISBN : 9781317807322
Across the world, most people are well aware of ordinary criminal harms to person and property. Often committed by the powerless and poor, these individualized crimes are catalogued in the statistics collected annually by the FBI and by similar agencies in other developed nations. In contrast, the more harmful and systemic forms of injury to person and property committed by powerful and wealthy individuals, groups, and national states are neither calculated by governmental agencies nor annually reported by the mass media. As a result, most citizens of the world are unaware of the routinized "crimes of the powerful", even though they are more likely to experience harms and injuries from these types of organized offenses than they are from the atomized offenses of the powerless. Research on the crimes of the powerful brings together several areas of criminological focus, involving organizational and institutional networks of powerful people that commit crimes against workers, marketplaces, taxpayers and political systems, as well as acts of torture, terrorism, and genocide. This international handbook offers a comprehensive, authoritative and structural synthesis of these interrelated topics of criminological concern. It also explains why the crimes of the powerful are so difficult to control. Edited by internationally acclaimed criminologist Gregg Barak, this book reflects the state of the art of scholarly research, covering all the key areas including corporate, global, environmental, and state crimes. The handbook is a perfect resource for students and researchers engaged with explaining and controlling the crimes of the powerful, domestically and internationally.
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 60 pages
File Size : 46,9 Mb
Release : 2013
Category : Bank failures
ISBN : MINN:31951D03647196V
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 160 pages
File Size : 53,9 Mb
Release : 2013
Category : Bank failures
ISBN : UCAL:B5626099
Author : Anonim
Publisher : Lulu.com
Page : 294 pages
File Size : 42,6 Mb
Release : 2004
Category : Bank capital
ISBN : 9789291316694
Author : Mr. Salih Fendoglu
Publisher : International Monetary Fund
Page : 11 pages
File Size : 55,6 Mb
Release : 2021-05-26
Category : Business & Economics
ISBN : 9781513578286
This note analyzes the implications of changes in commercial real estate (CRE) prices for the stability of the US banking sector. Using detailed bank-level and CRE price data for US metropolitan statistical areas, the analysis shows that, following a decline in CRE prices, banks with greater exposures to CRE loans perform worse than their counterparts, experiencing higher non-performing CRE loans, lower revenues, and lower capital. These effects are particularly pronounced if the drop in CRE prices turns out to be persistent because of possible structural shifts in CRE demand—for example, because of an increased trend toward e-commerce and teleworking—even after the coronavirus disease (COVID-19) pandemic is over. The impact of a decline in CRE prices is especially true for small and community banks, which tend to have the highest CRE loan exposures. While the US banking sector has remained resilient during the pandemic crisis due to strong capital buffers and massive policy support, these findings suggest that continued vigilance is warranted with regard to potential downside risks to CRE prices amidst ongoing structural shifts in the sector.
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 474 pages
File Size : 43,5 Mb
Release : 2007
Category : Law
ISBN : PSU:000060843395
Author : Oliver R. Sims,Franklin B. Fields
Publisher : Nova Science Publishers
Page : 0 pages
File Size : 42,9 Mb
Release : 2013
Category : Mortgage loans
ISBN : 1626186170
This book presents the results of a study of FDIC-supervised institutions with significant acquisition, development, and construction (ADC) loan concentrations that did not fail during the recent economic downturn. ADC loans are considered the riskiest type of commercial real estate (CRE) lending. During the recent financial crisis, FDIC analysis shows that failed institutions had concentrations of ADC loans to total assets that were roughly three times the average of concentrations of non-failed institutions. This book studies the characteristics and supervisory approaches for FDIC-supervised institutions that had significant ADC loan concentrations and were not considered to be problem banks as of April 2011, with a focus on the identifying factors that may have helped banks mitigate the risks historically associated with ADC concentrations during periods of economic stress.
Author : Timothy Louwers,Robert Ramsay,David Sinason,Jerry Strawser,Jay Thibodeau
Publisher : McGraw Hill
Page : 980 pages
File Size : 52,7 Mb
Release : 2014-10-16
Category : Business & Economics
ISBN : 9780077171940
Auditors are trained to investigate beyond appearances to determine the underlying facts—in other words, to look beneath the surface. The recent financial crisis has made this skill even more crucial to the business community. As a result of this recent crisis and of the financial statement accounting scandals that occurred at the turn of the century, understanding the auditor’s responsibility related to fraud, maintaining a clear perspective, probing for details, and understanding the big picture are indispensable to effective auditing. The author team of Louwers, Ramsay, Sinason, Strawser, and Thibodeau has dedicated years of experience in the auditing field to this new edition of Auditing & Assurance Services, supplying the necessary investigative tools for future auditors.
Author : Elizabeth Warren
Publisher : DIANE Publishing
Page : 190 pages
File Size : 41,7 Mb
Release : 2010-08
Category : Business & Economics
ISBN : 9781437930535
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Securities, Insurance, and Investment
Publisher : Unknown
Page : 184 pages
File Size : 49,9 Mb
Release : 2009
Category : Business & Economics
ISBN : UOM:39015090376693
