Choose Your Retirement

Author : Emily Guy Birken
Publisher : Simon and Schuster
Page : 197 pages
File Size : 42,9 Mb
Release : 2015-09-04
Category : Business & Economics
ISBN : 9781440586569

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Choose Your Retirement by Emily Guy Birken Pdf

As seen in Woman's Day, US News & World Report, and Money Magazine Uncover the truth about planning for retirement! From financial advisors and pundits on television to colleagues and family members, everyone has something to say about retirement. But how much of it is true? Whether you're looking to move into a senior living community or travel the world, Choose Your Retirement shows you how to realistically prepare for the future you desire. Inside, you will find expert advice for choosing the best retirement path for you and your family as well as information on common myths like: -You will only need 80 percent of your current income in retirement -Medicare will cover all your health-care needs -Switching investments over to bonds is the safest retirement option -Social Security will run out in 2033, leaving millions without their promised benefits Filled with hundreds of facts about retiring, Choose Your Retirement helps you set attainable financial goals and plan for the retirement—and life—you've always wanted.

Author : Gail Vaz-Oxlade
Publisher : HarperCollins Canada
Page : 298 pages
File Size : 52,9 Mb
Release : 2010-12-21
Category : Business & Economics
ISBN : 9781443405379

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Never Too Late by Gail Vaz-Oxlade Pdf

We all know we should save for retirement, right? But we don’t. We’re just not sure where to start . . . or when. Experts conjure magic numbers and use complicated terminology. Do we really need a million dollars? And if we don’t have a snowball’s chance in hell of saving that much, should we even bother? Gail’s answers are no and yes -- there is no magic number that fits everyone, and yes, you must bother! The hardest part of retirement planning is getting started, so Gail walks you through the steps to put momentum on your side -- even if it’s with as little as a dollar a day. She’ll help you figure out where you are now, where you want to be and how to get there. No expert, Gail included, should offer a one-size-fits-all solution, which is why Never Too Late has concrete steps for developing a plan that is right for YOU. Never Too Late is about cutting through the crap, taking charge, and taking action to create the future you want.

Author : Emily Guy Birken
Publisher : Simon and Schuster
Page : 240 pages
File Size : 44,6 Mb
Release : 2021-05-11
Category : Business & Economics
ISBN : 9781507213605

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The 5 Years Before You Retire, Updated Edition by Emily Guy Birken Pdf

Learn everything you need to do in the next five years to create a realistic plan for your retirement with clear, practical advice that is sure to set your future up for success. Most people don’t realize they haven’t saved enough for their retirement until their sixties and by then, it’s often too late to save enough for a comfortable retirement. The 5 Years Before You Retire has helped thousands of people prepare for retirement—even if they waited until the last minute. In this new and updated edition, you’ll find out everything you need to do in the next five years to maximize your current savings and create a realistic plan for your future. Including recent changes in financial planning, taxes, Social Security, healthcare, insurance, and more, this book is the all-inclusive guide to each financial, medial, and familial decision. From taking advantage of the employer match your company offers for your 401k to enrolling in Medicare to discussing housing options with your family, you are completely covered on every aspect of retirement planning. These straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you’ve always wanted. Whether you just started devising a plan or have been saving since your first job, The 5 Years Before You Retire, Updated Edition, will tell you exactly what you need to know to ensure you live comfortably in the years to come.

Author : David Trahair
Publisher : Cormorant Books
Page : 140 pages
File Size : 52,5 Mb
Release : 2021-03-06
Category : Business & Economics
ISBN : 9781770866126

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The Procrastinator's Guide to Retirement by David Trahair Pdf

Let’s face it, planning and saving for retirement is not easy. We are told that the earlier we start the better and that the “magic of compounding” will make our dreams come true if we simply trust the stock market and our investment advisor. ​But for most people it’s simply not possible. People in their twenties are often saddled with student debt and may be struggling to find suitable full-time employment. Saving for retirement is the last thing on their minds, as it should be. ​Then in our thirties and forties we tend to do things like get married, have kids, and buy houses. All these things cost a lot of money! So for many people there simply isn’t any money left to put away for retirement. Therefore many of us become procrastinators when it comes to saving for retirement. ​But there is hope. This book will take you step-by-step though planning and saving for retirement starting in your fifties and the best way to fund your retirement years. It is designed for people approaching retirement who want to ensure it is comfortable and stress-free.

Author : Mike Piper
Publisher : Unknown
Page : 122 pages
File Size : 41,6 Mb
Release : 2020-08-23
Category : Electronic
ISBN : 1950967077

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Can I Retire? by Mike Piper Pdf

Find all of the following, explained in plain-English with no technical jargon: How to calculate how much you'll need saved before you can retire How to use annuities to minimize the risk of outliving your money How to choose which accounts (Roth vs. traditional IRA vs. taxable) to withdraw from each year When it makes sense to use a Roth IRA conversion to save on taxes How to choose an appropriate asset allocation for your retirement portfolio How to minimize taxes by proper use of an asset location strategy How to reliably pick winning mutual funds

Author : Ted Kaufman,Bruce Hiland
Publisher : Houndstooth Press
Page : 124 pages
File Size : 50,7 Mb
Release : 2021-05-04
Category : Electronic
ISBN : 1544516835

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Retiring? by Ted Kaufman,Bruce Hiland Pdf

Planning for retirement isn't just about money. Retirement has changed dramatically since our parents' generation. People are living far longer, with far better health than ever before-both mentally and physically. Instead of slowing down, people are leaving their jobs feeling ready to take on the world. They're financially independent, active, and capable. And then, suddenly, they have nothing to do. Business friends drift away, the sense of purpose that comes with solving problems day in and day out fades into memory, and you start looking ahead to the next thirty or forty years wondering what on earth you're going to do with all that time. Retiring? takes a profound look at twenty-first-century retirement, helping you plan all the nonfinancial aspects of what comes next. Drawing on the experience of today's modern, vibrant retirees, Retiring? offers a concise, practical, and conversational guide to the best chapter of your life.

Author : Matthew Krantz
Publisher : John Wiley & Sons
Page : 359 pages
File Size : 54,8 Mb
Release : 2020-02-05
Category : Business & Economics
ISBN : 9781119627579

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Retirement Planning For Dummies by Matthew Krantz Pdf

Advice and guidance on planning for retirement Retirement Planning For Dummies is a one-stop resource to get up to speed on the critical steps needed to ensure you spend your golden years living in the lap of luxury—or at least in the comfort of your own home. When attempting to plan for retirement, web searching alone can cause you more headaches than answers, leaving many to feel overwhelmed and defeated. This book takes the guesswork out of the subject and guides readers while they plan the largest financial obligation of their life. Take stock of your finances Proactively plan for your financial future Seek the help of professionals or go it alone Use online tools to make retirement planning easier Whether you're just starting out with a 401(k) or you’re a seasoned vet with retirement in your near future, this book helps younger and older generations alike how to plan their retirement.

Author : Bizmove Consumer Center
Publisher : Independently Published
Page : 90 pages
File Size : 44,9 Mb
Release : 2019-05-11
Category : Electronic
ISBN : 1097895033

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How to Plan for Retirement by Bizmove Consumer Center Pdf

Here's How to Plan for Retirement, Featuring 320 Extremely Effective Tips to Boost Your Retirement Savings for a Happy Retirement. Saving for retirement should start as early as possible and continue until the day you retire. You have a lot of retirement options and the ideas featured in this book will help you choose the options that are right for you. Read the tips carefully and keep them in mind while you choose a retirement route for your future. If you are interested in retirement planning than you need to get this book right now as it may be the most helpful retirement planning book you'll ever read in a long time. Here's just a fraction of what you're going to discover in this book that you simply will not learn anywhere else: * How to best take advantage of the most effective retirement planning strategies - ideas to maximize your retirement nest egg. * The surprising "little-known tricks" that will help you get the most out of your retirement savings. * Do's and don'ts for the most common retirement planning strategies: top retirement planning activity ideas for best results. * How to take your retirement planning skills to the next level; be ready to be surprised when you discover how easy and effective this is. * The simple unvarnished truth about what works and what doesn't work in retirement planning, this is really crucial! * Extremely effective ways to take advantage of the most efficient retirement planning methods. * Retirement planning myths you need to avoid at all costs. * Golden rules to help you get better at managing your retirement savings; discover simple methods of setting up your own retirement plan. * The vital keys to deciding where you should put your retirement money. * How to make sure you come up with the most effective solutions to your retirement planning challenges. * A simple, practical retirement planning strategy to dramatically increase your saving amount, but amazingly enough, almost no one understands or uses it. * The top retirement planning mistakes people do - and how to avoid them. * How to put together an effective retirement planning routine: the golden rules of good retirement saving practices - find out the easiest, simplest ways to take on the most results driven retirement planning methods. * The exact retirement planning routine you should be following for every project. * What nobody ever told you about retirement planning; insider secrets of avoiding the most bothersome challenges. * All these and much much more.

Author : Frederick Vettese
Publisher : ECW Press
Page : 202 pages
File Size : 55,7 Mb
Release : 2020-10-20
Category : Business & Economics
ISBN : 9781773056418

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Retirement Income for Life by Frederick Vettese Pdf

Canada’s #1 bestselling retirement income book is now completely revised and updated. Vettese will show you how to mitigate risk and secure your financial future in these unpredictable times. As COVID-19 rocks the economy in an unprecedented black swan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Originally published in 2018, the second edition of Retirement Income for Life, has been completely revised and updated, and now includes: New chapters on early retirement, retiring single, what to do when one spouse dies young, and more. Three strategies for mitigating your personal financial risk in the current downturn in equities and other investment products. Advice on how to plan for (and even benefit from) the coming bear market, resulting from COVID-19, which will create unprecedented equity buying opportunities, possibly as early as 2021. Information on the impact of unbearably low interest rates on annuities and fixed income investments and what to do if you hold them. The reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever. Author Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices — the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life — has become an urgent matter that no one can afford to ignore.

Author : Mel Clark
Publisher : Clear Thinking LLC
Page : 52 pages
File Size : 49,6 Mb
Release : 2020-03-30
Category : Business & Economics
ISBN : 9781370400317

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How to Decide What to Do When You Retire by Mel Clark Pdf

Everyone who has a job dreams of the day they’ll retire. They envision cross-country road trips or relaxing cruise vacations. But after they’ve had their fill of fun and leisure, what’s left? “How to Decide What to Do When You Retire” aims to help you fill the inevitable gaps long before you’re ready to retire. This book will show you how. The last thing you want after you’ve said goodbye to your career is to find yourself with no purpose, nothing to fill those empty hours. This guide will help you connect the dots. It will help you find what makes you happy, what brings you the joy, and what makes sense for you and your future. If you’re ready to take charge of your retirement, buy a copy of this book today and learn how to make your retirement dreams a reality!

Author : James W. Russell
Publisher : NYU Press
Page : 281 pages
File Size : 54,9 Mb
Release : 2021-11-22
Category : Business & Economics
ISBN : 9781583679357

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The Labor Guide to Retirement Plans by James W. Russell Pdf

An essential resource for workers navigating their retirement and pension options, from the labor organizer's perspective. Researching retirement plans should not take the rest of your life, even if deciphering the relevant paperwork seems to have become a full-time job. Deliberately elaborate legalese is obscuring the efforts of financial elites to seize control of workers' collective retirement savings—and The Labor Guide to Retirement Plans is here to translate. Neoliberal retirement reforms have escalated elites' efforts to replace guaranteed workplace retirement plans with weak 401(k)-like savings accounts and risky stock market investment schemes. The result is arguably the largest source of labor value expropriation over the last four decades. In light of all this, what do workers need to know as they assess their future prospects—especially in terms of the security their retirement plans may or may not bring? What should union activists keep in mind as they push for the national and workplace reforms needed to produce greater retirement security? This nuts-and-bolts book provides a much-needed demystification of the retirement system. Even more than that The Labor Guide to Retirement Plans enables us to take charge of our own personal futures, as a first step towards taking back what belongs to us all.

Author : Frederick Vettese
Publisher : John Wiley & Sons
Page : 293 pages
File Size : 52,7 Mb
Release : 2015-12-02
Category : Business & Economics
ISBN : 9781119111122

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The Essential Retirement Guide by Frederick Vettese Pdf

Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that: Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.

Author : Emily Guy Birken
Publisher : Simon and Schuster
Page : 256 pages
File Size : 54,6 Mb
Release : 2015-10-02
Category : Business & Economics
ISBN : 9781440586552

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Choose Your Retirement by Emily Guy Birken Pdf

"A financial guide for retirement. Includes saving tips, timelines, and tips on how to effectively spend your post-retirement time."--

Author : Alan Spector
Publisher : Unknown
Page : 0 pages
File Size : 46,6 Mb
Release : 2010
Category : Retirees
ISBN : 0981726984

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Your Retirement Quest by Alan Spector Pdf

Author : Moshe A. Milevsky
Publisher : John Wiley & Sons
Page : 229 pages
File Size : 45,8 Mb
Release : 2012-05-14
Category : Business & Economics
ISBN : 9781118294512

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The 7 Most Important Equations for Your Retirement by Moshe A. Milevsky Pdf

The 800 years of scientific breakthroughs that will help salvage your retirement plans Physics, Chemistry, Astronomy, Biology; every field has its intellectual giants who made breakthrough discoveries that changed the course of history. What about the topic of retirement planning? Is it a science? Or is retirement income planning just a collection of rules-of-thumb, financial products and sales pitches? In The 7 Most Important Equations for Your Retirement...And the Stories Behind Them Moshe Milevsky argues that twenty first century retirement income planning is indeed a science and has its foundations in the work of great sages who made conceptual and controversial breakthroughs over the last eight centuries. In the book Milevsky highlights the work of seven scholars—summarized by seven equations—who shaped all modern retirement calculations. He tells the stories of Leonardo Fibonnaci the Italian businessman; Benjamin Gompertz the gentleman actuary; Edmund Halley the astronomer; Irving Fisher the stock jock; Paul Samuelson the economic guru; Solomon Heubner the insurance and marketing visionary, and Andrey Kolmogorov the Russian mathematical genius—all giants in their respective fields who collectively laid the foundations for modern retirement income planning. With baby boomers starting to hit retirement age, planning for retirement income has become a hot topic across the country Author Moshe Milevsky is an internationally-respected financial expert with the knowledge you need to assess whether you are ready to retire or not Presents an entertaining, informative narrative approach to financial planning Understanding the ideas behind these seven foundation equations—which Moshe Milevsky explains in a manner that everyone can appreciate—will help baby boomers better prepare for retirement. This is a book unlike anything you have ever read on retirement planning. Think Suze Orman meets Stephen Hawking. If you ever wondered what the point of all that high school mathematics was, Moshe Milevsky's answer is: So that you can figure out how to retire...while you can still enjoy your money.