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Author : James R. Barth
Publisher : Unknown
Page : 122 pages
File Size : 41,9 Mb
Release : 1997
Category : Banks and banking
ISBN : UCSD:31822023519143
Author : James R. Barth
Publisher : Unknown
Page : 101 pages
File Size : 51,6 Mb
Release : 2013
Category : Electronic
ISBN : OCLC:1308968846
This paper provides detailed information on banking structure, permissible banking activities, regulatory structure, deposit insurance schemes, and supervisory practices in each of the 15 European Union countries, as well as in Canada, Japan, Switzerland, and the United States. Comparisons across the countries show there is a wide range of banking structures and supervisory practices, and there is a roughly equal division between those countries that rely on the central bank as the chief banking supervisor and those that do not. In addition, although all of the countries currently have deposit insurance schemes, these schemes differ widely in many respects. Cross-country comparisons of the different aspects of banking do reveal one common characteristic, however. Almost all of the countries allow a wide range of banking activities, including underwriting, dealing, and brokering in both securities and insurance, and these activities can generally be conducted either directly in a bank or indirectly through a subsidiary of a bank, rather than through a holding company structure. The notable exceptions to this common tendency are the United States and Japan. An appendix presents an exploratory regression analysis illustrating a way in which empirical examinations of bank performance might be enriched by taking into account differences in permissible banking activities across countries.
Author : Christopher Gan
Publisher : MDPI
Page : 142 pages
File Size : 54,9 Mb
Release : 2021-09-03
Category : Technology & Engineering
ISBN : 9783036509402
The existence of financial intermediaries is arguably an artifact of information asymmetry. Beyond simple financial transactions, financial intermediation provides a mechanism for information transmission, which can reduce the degree of information asymmetry and consequently increase market efficiency. During the process of information transmission, the bank is able to provide unique services in the production and exchange of information. Therefore, banks have comparative advantages in information production, transmission, and utilisation. This book provides an overview of commercial banking and includes empirical methods in banking such risk and bank performance, capital regulation, bank competition and foreign bank entry, bank regulation on bank performance, and capital adequacy and deposit insurance.
Author : Patrick T. Harker,Stavros A. Zenios
Publisher : Cambridge University Press
Page : 516 pages
File Size : 55,9 Mb
Release : 2000-05-18
Category : Business & Economics
ISBN : 0521777674
The efficient operation of financial intermediaries--banks, insurance and pension fund firms, government agencies and so on--is instrumental for the efficient functioning of the financial system and the fueling of the economies of the twenty-first century. But what drives the performance of these institutions in today's global environment? In this volume, world-renowned scholars bring their expertise to bear on the issues. Primary among them are the definition and measurement of efficiency of a financial institution, benchmarks of efficiency, identification of the drivers of performance and measurement of their effects on efficiency, the impact of financial innovation and information technologies on performance, the effects of process design, human resource management policies, as well as others.
Author : T. Ademola Oyejide,Afolabi Soyode
Publisher : Unknown
Page : 304 pages
File Size : 55,8 Mb
Release : 1986
Category : Banks and banking
ISBN : STANFORD:36105081700127
Author : James R. Barth,Gerard Caprio,Ross Levine
Publisher : World Bank Publications
Page : 66 pages
File Size : 49,9 Mb
Release : 2000
Category : Bank
ISBN : 8210379456XXX
Empirical results highlight the downside of imposing certain regulatory restrictions on commercial bank activities. Regulations that restrict banks' ability to engage in securities activities and to own nonfinancial firms are closely associated with more instability in the banking sector, and keeping commercial banks from engaging in investment banking, insurance, and real estate activities does not appear to produce positive benefits.
Author : James R. Barth,Dr. Chen Lin,Clas Wihlborg
Publisher : Edward Elgar Publishing
Page : 767 pages
File Size : 42,9 Mb
Release : 2012-01-01
Category : Business & Economics
ISBN : 9781849806107
The recent financial crisis has stimulated much debate on the governance of financial institutions, as well as research on the effects of governance arrangements on risk-taking, performance and financial institutions more generally. Furthermore, researchers are asking how regulation, legislation, politics and other factors influence the governance of financial institutions and their behavior in different dimensions. The specially commissioned contributions featured in this timely Handbook confront these complex issues. The contributors – top international scholars from finance, law and business – explore the role of governance, both internal and external, in explaining risk-taking and other aspects of the behavior of financial institutions. Additionally, they discuss market and policy features affecting objectives and quality of governance. The chapters provide in-depth analysis of factors such as: ownership, efficiency and stability; market discipline; compensation and performance; social responsibility; and governance in non-bank financial institutions. Only through this kind of rigorous examination can one hope to implement the financial reforms necessary and sufficient to reduce the likelihood and severity of future crises. Bringing the reader to the frontier of research on governance of financial institutions, this volume is sure to inspire future research in scholars and students of financial institutions, governance and banking as well as all those involved with private financial institutions and public regulatory and supervisory authorities.
Author : Thomas M. Havrilesky,John T. Boorman
Publisher : A H M Publications
Page : 570 pages
File Size : 51,8 Mb
Release : 1980
Category : Business & Economics
ISBN : UOM:39015005925808
Author : Michael Klausner,Lawrence J. White,New York University. Salomon Center
Publisher : Irwin Professional Publishing
Page : 380 pages
File Size : 42,9 Mb
Release : 1993
Category : Business & Economics
ISBN : UOM:39015029467639
The thrift crisis and recent weakness in the banking sector has intensified attention toward regulatory reform. But most proposals take as a given the traditional structure of banking, under which a bank holds illiquid loans and liquid liabilities. Structural Change in Banking explores the possibility of more fundamental changes in bank structure, which would reduce the instability that is inherent in the current structure. The major essays in this book, written by leading authors in the field, examine the historical legacy of limitations on bank branching and their consequences on bank structure and stability; how securitization affects the bank structure, risk, and liquidity; the advantages to a bank from having checking account information about its loan customers; and the potential for money market funds and finance companies to become the banks of the future. Structural Change in Banking is an essential tool for bank regulators, legislators, executives, and anyone concerned with rectifying the instability of traditional banking structure. This book not only makes a strong argument for change, it provides an intelligent analysis of alternatives through which credit can be provided.
Author : Andrew S. Carron
Publisher : Unknown
Page : 76 pages
File Size : 41,6 Mb
Release : 1984
Category : Law
ISBN : UOM:39015019773764
Author : Emmanuel N. Roussakis
Publisher : Praeger Publishers
Page : 456 pages
File Size : 55,7 Mb
Release : 1984
Category : Business & Economics
ISBN : UCAL:B4422012
Author : Ranajoy Ray Chaudhuri
Publisher : Unknown
Page : 0 pages
File Size : 42,7 Mb
Release : 2014
Category : Banking law
ISBN : 1349551651
With almost 6,300 commercial banks, significantly more than in any other country, the world of US banking is unique, fascinating, and always in flux. Two principal pieces of legislation have shaped the banking structure in this country: The McFadden Act of 1927, which prohibited banks from branching into other states, and The Glass-Steagall Act of 1933, which separated commercial and investment banking activities. The repeal of the Glass-Steagall Act in 1999 was one of the main contributing factors behind the global financial crisis of 2008. This measure resulted in the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, which once again prohibited commercial banks from making certain types of speculative investments. The Changing Face of American Banking analyzes the impact of both these acts - as well as that of their subsequent repeal - in depth, examining the real effects of government regulations on the US commercial banking sector. Ray Chaudhuri pinpoints the evolving nature of US commercial banks and banking regulations and explores their impact on the economy. Instead of just focusing on banks and regulations, this work considers the correlations and causality between banking performance and economic growth and productivity. It also brings the banking literature up to date with the 2008-2009 financial crisis and its aftermath, including the passage of the Dodd-Frank Act of 2010 and its effect on American banking.
Author : Anonim
Publisher : Unknown
Page : 436 pages
File Size : 44,7 Mb
Release : 1966
Category : Banks and banking
ISBN : STANFORD:36105044218902
Author : Hugh Rhame Granade
Publisher : Unknown
Page : 46 pages
File Size : 52,7 Mb
Release : 1972
Category : Banking law
ISBN : UFL:31262041788265
Author : David A. Alhadeff
Publisher : Berkeley : University of California Press
Page : 408 pages
File Size : 44,8 Mb
Release : 1968
Category : Business & Economics
ISBN : STANFORD:36105033800421
Presents a detailed and systematic analysis of the regulation of bank competition in terms of the interrelation of the regulation of banking structure.
