Comparative Review Of Microfinance Regulatory Framework Issues In Benin Ghana And Tanzania

Author : Anonim
Publisher : World Bank Publications
Page : 46 pages
File Size : 42,9 Mb
Release : 2005
Category : Bank
ISBN : 8210379456XXX

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Comparative Review of Microfinance Regulatory Framework Issues in Benin, Ghana, and Tanzania by Anonim Pdf

Abstract: The authors investigate the microfinance regulatory regimes in Benin, Ghana, and Tanzania, with a view to identifying key issues and lessons on how the overall regulatory framework affects integration of microfinance institutions into the financial system. The authors find that recognizing different tiers of both regulated and unregulated institutions in a financial structure facilitates financial deepening and outreach to otherwise underserved groups in urban and rural areas. That environment promotes sustainable microfinance under shared performance standards and encourages regulatory authorities to develop appropriate prudential regulations and staff capacity. Case studies of the three countries raise important issues on promoting microfinance development vis-à-vis regulating them. Laws to regulate activities other than intermediation of public deposits into loans can result in disproportionately restrictive and unmanageable standards, even as dynamic microfinance sectors have emerged without conducive regulatory regimes. The authors use the three countries' regulatory experiences to highlight the importance of differentiating when prudential supervision is warranted and when regulatory oversight suffices, and to identify the agencies to carry out regulation. They address an important issue that has received scant attention, measuring and paying for the costs of regulating microfinance, and the need to build technical capacity of supervisory and regulatory staff.

Author : Joselito Gallardo
Publisher : Unknown
Page : 46 pages
File Size : 52,5 Mb
Release : 2014
Category : Electronic
ISBN : OCLC:1290232488

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Comparative Review of Microfinance Regulatory Framework Issues in Benin, Ghana, and Tanzania by Joselito Gallardo Pdf

Gallardo, Ouattara, Randhawa and Steel investigate the microfinance regulatory regimes in Benin, Ghana and Tanzania, with a view to identifying key issues and lessons on how the overall regulatory framework affects integration of microfinance institutions into the financial system. The authors find that recognizing different tiers of both regulated and unregulated institutions in a financial structure facilitates financial deepening and outreach to otherwise underserved groups in urban and rural areas. That environment promotes sustainable microfinance under shared performance standards, and encourages regulatory authorities to develop appropriate prudential regulations and staff capacity. Case studies of the three countries raised important issues on promoting microfinance development vis-a-vis regulating them. Laws to regulate activities other than intermediation of public deposits into loans can result in disproportionately restrictive and unmanageable standards, even as dynamic microfinance sectors have emerged without conducive regulatory regimes. The three countries' regulatory experiences are used to highlight the importance of differentiating when prudential supervision is warranted and when regulatory oversight suffices, and to identify the agencies to carry out regulation. The paper addresses an important issue that has received scant attention, measuring and paying for the costs of regulating microfinance, and the need to build technical capacity of supervisory and regulatory staff.

Author : Joselito Gallardo,Korotoumou Ouattara,Bikki Randhawa
Publisher : Unknown
Page : 128 pages
File Size : 54,8 Mb
Release : 2012
Category : Electronic
ISBN : OCLC:931674549

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Comparative Review of Microfinance Regulatory Framework Issues in Benin, Ghana, and Tanzania by Joselito Gallardo,Korotoumou Ouattara,Bikki Randhawa Pdf

The authors investigate the microfinance regulatory regimes in Benin, Ghana, and Tanzania, with a view to identifying key issues and lessons on how the overall regulatory framework affects integration of microfinance institutions into the financial system. The authors find that recognizing different tiers of both regulated and unregulated institutions in a financial structure facilitates financial deepening and outreach to otherwise underserved groups in urban and rural areas. That environment promotes sustainable microfinance under shared performance standards and encourages regulatory authorities to develop appropriate prudential regulations and staff capacity. Case studies of the three countries raise important issues on promoting microfinance development vis-??-vis regulating them. Laws to regulate activities other than intermediation of public deposits into loans can result in disproportionately restrictive and unmanageable standards, even as dynamic microfinance sectors have emerged without conducive regulatory regimes. The authors use the three countries' regulatory experiences to highlight the importance of differentiating when prudential supervision is warranted and when regulatory oversight suffices, and to identify the agencies to carry out regulation. They address an important issue that has received scant attention, measuring and paying for the costs of regulating microfinance, and the need to build technical capacity of supervisory and regulatory staff.

Author : Anonim
Publisher : Unknown
Page : 52 pages
File Size : 51,9 Mb
Release : 2002
Category : Microfinance
ISBN : UCSD:31822030184667

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Comparative Review of Microfinance Regultory Framework Issues in Benin, Ghana, and Tanzania by Anonim Pdf

Author : R. Manos,J. Gueyie,J. Yaron
Publisher : Springer
Page : 237 pages
File Size : 48,8 Mb
Release : 2013-11-26
Category : Business & Economics
ISBN : 9781137034915

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Promoting Microfinance by R. Manos,J. Gueyie,J. Yaron Pdf

Promoting Microfinance brings together essays and empirical work by leading researchers and practitioners in the field of microfinance. It covers key issues currently facing the microfinance industry and provides an overview of the microfinance industry in selected countries/regions, pointing to the direction in which it is heading.

Author : World Bank,International Monetary Fund
Publisher : World Bank Publications
Page : 494 pages
File Size : 51,8 Mb
Release : 2005-09-29
Category : Business & Economics
ISBN : 0821364324

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Financial Sector Assessment by World Bank,International Monetary Fund Pdf

The experience of many countries around the world clearly shows that while financial sector development can spur economic growth, financial fragility and instability can seriously harm growth. Following the financial crises of the late 1990s, there has been increasing interest in the systematic assessment of the strengths and weaknesses of financial systems, with the ultimate goal of formulating appropriate policies to foster financial stability, and stimulate financial sector development. Consequently, there has been an increased demand from financial sector authorities in many countries, as well as from the Bank and International Monetary Fund (IMF) staff for information on key issues, and sound practices in the assessment of financial systems, and in the design of policy responses. This Handbook of Financial Sector Assessment is a response to this demand. The Handbook presents an overall analytical framework for assessing financial system stability and developmental needs, providing broad guidance on approaches, methodologies, and techniques of assessing financial systems. Although the Handbook draws substantially on Bank and IMF experience with the financial sector assessment programs (FSAPs), and from the broader policy and operational work in both institutions, it is designed for generic use in financial sector assessments, whether conducted by country authorities themselves, or by Bank and IMF teams. It is, therefore, hoped the Handbook will serve as an authoritative source on the objectives, analytical framework, and methodologies of financial sector assessments, as well as a comprehensive reference book for training on the techniques of such assessments.

Author : Gyanendra Mani,P.K. Joshi,M.V. Ashok
Publisher : Springer
Page : 263 pages
File Size : 54,9 Mb
Release : 2018-01-09
Category : Business & Economics
ISBN : 9789811059575

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Financing Agriculture Value Chains in India by Gyanendra Mani,P.K. Joshi,M.V. Ashok Pdf

This book examines the successful private, public and civil society models of agriculture value chains in India and addresses relevant challenges and opportunities to improve their efficiency and inclusiveness. It promotes the value-chain approach as a tool to improve access to finance for small holder farmers and discusses the possible structure of and regulatory framework for the ‘National Common Agricultural Market’— a term that featured in the Indian Finance Minister’s 2014–15 budget speech, and which is aimed towards standardizing and improving transparency in agricultural trade practices across states under a single licensing system. The book deliberates on the potential of developing innovative financial instruments into the value chain framework by supporting tripartite agreements between producers, lead firms and financial institutions. Its fourteen chapters are divided into three parts—Agriculture Value Chain Financing: Theoretical Framework, Agriculture Value Chain Financing in Cases of Select Commodities; and Institutional Framework for Agriculture Value Chain Financing. Since the concept of value chain financing is being considered as a future policy agenda, the book is of great interest to corporations dealing with agricultural inputs and outputs; commercial, regional, rural and cooperative banks; policy makers; academicians and NGOs.

Author : Joseph Mark S. Munoz
Publisher : Edward Elgar Publishing
Page : 337 pages
File Size : 41,8 Mb
Release : 2010-01-01
Category : Business & Economics
ISBN : 9781849808040

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Contemporary Microenterprise by Joseph Mark S. Munoz Pdf

While there have been numerous books and articles written on the popular topic of microfinance , few books have been written on the business model behind it: the microenterprise . Due to its diversity of thought and high quality of chapter contributions, this book is poised to be the book on microenterprises . Contemporary Microenterprise is a collage of the latest research and viewpoints on the subject by recognized academics and experts from around the globe. Through the confluence of diverse and profound voices from around the world, very small (micro) businesses have proven to be the most prevalent and fastest-growing business form, and a suitable model for enterprise survival and success in a challenging global economy. Joseph Mark Munoz has brought together an international cast of contributors, and draws insights from concepts and cases from locations such as Vietnam, the United States, Latin America and Africa. The chapters include conceptual frameworks and research that yield valuable lessons and practical business solutions. The broad scope of this compendium, coupled with its careful attention to detail, will be of critical value to business students and their professors, industry executives, government officials, policymakers, consultants and entrepreneurs.

Author : Mahmoud Altarabin
Publisher : Routledge
Page : 237 pages
File Size : 45,9 Mb
Release : 2021-09-15
Category : Foreign Language Study
ISBN : 9781000432794

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The Routledge Course in Arabic Business Translation by Mahmoud Altarabin Pdf

The Routledge Course in Arabic Business Translation: Arabic-English-Arabic is an essential coursebook for university students wishing to develop their skills in translating different types of business texts between English and Arabic. Practical in its approach, the book introduces translation students to the concept of translation and equivalence in the context of business texts, business translators, and the linguistic and syntactic features of business texts. It also highlights translation tools and technology in addition to the translation strategies which can be adopted to render business texts between English and Arabic. Key features in the book include: • Six comprehensive chapters covering (after the Introduction) the areas of economics, management, production, finance, and marketing in the translation industry; • Detailed explanation of the lexical and syntactic features of business texts; • Practical English and Arabic business translation texts featuring a vast business vocabulary bank; • Authentic business texts extracted from English and Arabic books containing economic, management, production, finance, and marketing texts; • Great range of English and Arabic translation exercises to enable students to practice their familiarity with business vocabulary they learned throughout the book; and • Glossaries following all English and Arabic business texts containing the translation of main vocabulary items. The practicality of the approach adopted in this book makes it an essential business translation coursebook for translation students. In addition, the carefully designed content helps students to easily explore different types of business texts, familiarize themselves with main words, and do translation exercises. University instructors working on English and Arabic business translations will find this book highly useful.

Author : Antonio Estache,Ana Goicoechea
Publisher : Unknown
Page : 36 pages
File Size : 50,8 Mb
Release : 2005
Category : Public utilities
ISBN : UCSD:31822030184048

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How Widespread Were Private Investment and Regulatory Reform in Infrastructure Utilities During the 1990s? by Antonio Estache,Ana Goicoechea Pdf

This note provides a snapshot as of 2004 of the share of countries with an independent regulatory agency and with at least some private sector financing of its sectoral investment needs for electricity, water and sanitation, and telecommunications. Among other things, they show that: For respectively, electricity, water and sanitation, and telecommunications, 51 percent, 21 percent, and 66 percent of the developing countries in the sample have an independent regulator, that is, an agency separate from a ministry and from the operator. For respectively, electricity generation, electricity distribution, water and sanitation, and telecommunications, 47 percent, 36 percent, 35 percent, and 59 percent of the developing countries in the sample have at least some private sector financing. The shares of both agencies and private sector involvement tend to increase with income levels. Latin and Central America and Eastern Europe are outliers among regions as almost systematically they have among the highest shares for both indicators across sectors (except water).

Author : Anonim
Publisher : Unknown
Page : 56 pages
File Size : 41,5 Mb
Release : 1991
Category : Developing countries
ISBN : UCAL:$C82308

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Policy Research Working Papers by Anonim Pdf

Author : Leora Klapper
Publisher : Unknown
Page : 56 pages
File Size : 55,8 Mb
Release : 2005
Category : Factoring (Finance)
ISBN : UCSD:31822030183974

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The Role of Factoring for Financing Small and Medium Enterprises by Leora Klapper Pdf

"Around the world, factoring is a growing source of external financing for corporations and small and medium-size enterprises (SMEs). What is unique about factoring is that the credit provided by a lender is explicitly linked to the value of a supplier ' s accounts receivable and not the supplier ' s overall creditworthiness. Therefore, factoring allows high-risk suppliers to transfer their credit risk to their high-quality buyers. Factoring may be particularly useful in countries with weak judicial enforcement and imperfect records of upholding seniority claims because receivables are sold, rather than collateralized, and factored receivables are not part of the estate of a bankrupt SME. Empirical tests find that factoring is larger in countries with greater economic development and growth and developed credit information bureaus. In addition, the author finds that creditor rights are not related to factoring ... " -- Cover verso.

Author : Keith Eugene Maskus,Tsunehiro Otsuki,John S. Wilson
Publisher : World Bank Publications
Page : 40 pages
File Size : 43,6 Mb
Release : 2005
Category : Administrative and Regulatory Law
ISBN : UCSD:31822030945836

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The Cost of Compliance with Product Standards for Firms in Developing Countries by Keith Eugene Maskus,Tsunehiro Otsuki,John S. Wilson Pdf

Abstract: Standards and technical regulations exist to protect consumer safety or to achieve other goals, such as ensuring the interoperability of telecommunications systems, for example. Standards and technical regulations can, however, raise substantially both start-up and production costs for firms. Maskus, Otsuki, and Wilson develop econometric models to provide the first estimates of the incremental production costs for firms in developing nations in conforming to standards imposed by major importing countries. They use firm-level data generated from 16 developing countries in the World Bank Technical Barriers to Trade (TBT) Survey Database. Their findings indicate that standards do increase short-run production costs by requiring additional inputs of labor and capital. A 1 percent increase in investment to meet compliance costs in importing countries raises variable production costs by between 0.06 and 0.13 percent, a statistically significant increase. The authors also find that the fixed costs of compliance are nontrivial-approximately.

Author : Ricardo Monge González,Francisco Monge-Ariño
Publisher : Unknown
Page : 56 pages
File Size : 47,8 Mb
Release : 2005
Category : Antidumping duties
ISBN : UCSD:31822030184782

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Anti-dumping Policies and Safeguard Measures in the Context of Costa Rica's Economic Liberalization by Ricardo Monge González,Francisco Monge-Ariño Pdf

This paper reviews the most important changes, both in the economy and in the legal and institutional framework, to deal with unfair trade practices that Costa Rica has experienced during its trade liberalization process. It also evaluates whether the sectors that as a result of such a process have been facing increased foreign competition, and may have attempted to use the World Trade Organization (WTO) rules adopted by Costa Rica as a protectionist instrument. Costa Rica's legal framework against unfair trade practices at the multilateral level emerged when the country adopted the WTO rules on antidumping policies and safeguard measures. That has been reinforced at the bilateral level through the subscription of free trade agreements with Central America, Mexico, the Dominican Republic, Chile, and Canada. So far, only six antidumping petitions and five safeguards have been received by the government. In reviewing these petitions, the government has paid particular attention to the impact of any action on the competitiveness of the domestic market and on the possibility that it would support modernization of the industry. Behind the political acceptance of this disciplined approach lies widespread recognition of the social as well as economic progress that liberalization has supported.

Author : Somik V. Lall,D. Ajay Suri,Uwe Deichmann
Publisher : Unknown
Page : 32 pages
File Size : 42,5 Mb
Release : 2005
Category : Residential mobility
ISBN : UCSD:31822030184097

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Household Savings and Residential Mobility in Informal Settlements by Somik V. Lall,D. Ajay Suri,Uwe Deichmann Pdf

"Strategies to help the one billion people worldwide who live in informal settlements have mainly focused on slum upgrading, sites and services programs, and tenure security. In contrast, there has been less attention on what enables slum dwellers to transition into the formal housing sector, which has the dual benefits of improving service access and escaping social stigma. In this paper the authors investigate residential mobility among slum dwellers in Bhopal, India. Their analysis shows that one in five households succeeds in getting out of a slum settlement, and a major determinant is the household's ability to save on a regular basis. Due to limited outreach of institutional housing finance, most slum dwellers rely solely on household savings for purchasing a house. These findings underscore the urgent need to improve savings instruments for slum dwellers and to downmarket housing finance to reach the poorest residents of rapidly growing cities in developing countries. " -- Cover verso.