Corporate Finance Benefits From Universal Banking

Author : Michael Nyarko-Baasi
Publisher : GRIN Verlag
Page : 85 pages
File Size : 49,5 Mb
Release : 2013-04-15
Category : Business & Economics
ISBN : 9783656409304

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The performances of a bank in terms of profitability, service quality and universal banking by Michael Nyarko-Baasi Pdf

Studienarbeit aus dem Jahr 2008 im Fachbereich BWL - Bank, Börse, Versicherung, , Sprache: Deutsch, Abstract: The banking scenario in Ghana has been changing at fast pace from being just the borrowers and lenders, traditionally, to more differentiated and customized product/service provider. The sector has moved from regulation to liberalization in the 1990s, and from planned to market economy. The Ghanaian banking has come a long way from being a sleepy business institution to a highly proactive and dynamic entity. This transformation has been largely brought about by the large dose of liberalization and economic reforms that allowed banks to explore new business opportunities rather than generating revenues from conventional streams (i.e. borrowing and lending). The competition heated up with the entry of private and foreign banks. Deregulation and globalization resulted in increased competition that refined the traditional way of doing business. The banks have realized the importance of a customer centric approach, brand building and IT enabled solutions. In the fierce battle for market share and mind share, the most potent weapon is a strong, well recognized and trusted brand name. Brands attract and convince people that they will get what is promised. Banking today has transformed into a technology intensive and customer friendly model with a focus on convenience. The companies have redoubled their efforts to woo the customers and establish themselves firmly in the market. It is no longer an option for a bank to provide good customer service, it is expected.

Author : Bruno Biais,Marco Pagano
Publisher : Oxford University Press, USA
Page : 396 pages
File Size : 48,6 Mb
Release : 2002
Category : Business & Economics
ISBN : 0199243239

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New Research in Corporate Finance and Banking by Bruno Biais,Marco Pagano Pdf

This text is a reflection of research carried out by European scholars into financial economics. Topics discussed include asset pricing in the context of perfect markets, take-over bids, and the interplay between banks and financial markets.

Author : Dr. Kishor S. Nikam
Publisher : Success Publication
Page : 42 pages
File Size : 49,6 Mb
Release : 2023-08-01
Category : Business & Economics
ISBN : 8210379456XXX

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ADVANCED BANKING & FINANCE (Universal Banking) by Dr. Kishor S. Nikam Pdf

Universal Banking in Advanced Banking & Finance refers to financial institutions that offer a broad range of services like commercial banking, investment banking, and asset management under one roof.

Author : Charles W. Calomiris,Carlos D. Ramirez
Publisher : Unknown
Page : 76 pages
File Size : 43,5 Mb
Release : 1996
Category : Corporations
ISBN : STANFORD:36105020490723

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Financing the American Corporation by Charles W. Calomiris,Carlos D. Ramirez Pdf

The history of the financing of the American corporation can be described along many dimensions. One dimension of that history that underlies various measures of historical change in corporate finance is the range of feasible relationships between corporations and intermediaries. Intermediaries (including commercial banks, investment banks, pensions, insurance companies, mutual funds, venture capitalists, and commercial paper dealers) provide alternative mechanisms for reducing `frictions' -- communicating information, controlling the use of funds, and physically transacting with corporations -- all of which arise from a corporation's financing needs. The menu of financial relationship choices available to firms has varied over time. That changing menu has been the driving force behind the history of American corporate finance. Changes in potential relationships have sometimes been dictated by conscious regulatory policy, and sometimes by `induced' private financial innovations. The peculiar fragmentation of financial intermediation in the United States has been a costly feature of American corporate finance history, which is traceable to regulatory distortions that limited particular kinds of relationships. In large part, the history of institutional change and financial innovation in the United States has been the history of attempts to work around costly restrictions on relationships not faced by corporations in most other countries.

Author : George J. Benston,John Harland
Publisher : Springer
Page : 274 pages
File Size : 52,9 Mb
Release : 1990-06-18
Category : Business & Economics
ISBN : 9781349112807

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Separation of Commercial and Investment Banking by George J. Benston,John Harland Pdf

The latest in a series of studies in banking and international finance. This book deals with all aspects of the Glass-Steagall Act, and the relationship between the commercial banks and the investment banks.

Author : Naomi R. Lamoreaux,Daniel M. G. Raff
Publisher : University of Chicago Press
Page : 348 pages
File Size : 43,6 Mb
Release : 2007-12-01
Category : Business & Economics
ISBN : 9780226468587

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Coordination and Information by Naomi R. Lamoreaux,Daniel M. G. Raff Pdf

Case studies that examine how firms coordinate economic activity in the face of asymmetric information—information not equally available to all parties—are the focus of this volume. In an ideal world, the market would be the optimal provider of coordination, but in the real world of incomplete information, some activities are better coordinated in other ways. Divided into three parts, this book addresses coordination within firms, at the borders of firms, and outside firms, providing a picture of the overall incidence and logic of economic coordination. The case studies—drawn from the late nineteenth and early twentieth century, when the modern business enterprise was evolving, address such issues as the relationship between coordination mechanisms and production techniques, the logic of coordination in industrial districts, and the consequences of regulation for coordination. Continuing the work on information and organization presented in the influential Inside the Business Enterprise, this book provides material for business historians and economists who want to study the development of the dissemination of information and the coordination of economic activity within and between firms.

Author : B. Espen Eckbo
Publisher : Elsevier
Page : 558 pages
File Size : 51,5 Mb
Release : 2007-05-21
Category : Business & Economics
ISBN : 0080488919

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Handbook of Corporate Finance by B. Espen Eckbo Pdf

Judging by the sheer number of papers reviewed in this Handbook, the empirical analysis of firms’ financing and investment decisions—empirical corporate finance—has become a dominant field in financial economics. The growing interest in everything “corporate is fueled by a healthy combination of fundamental theoretical developments and recent widespread access to large transactional data bases. A less scientific—but nevertheless important—source of inspiration is a growing awareness of the important social implications of corporate behavior and governance. This Handbook takes stock of the main empirical findings to date across an unprecedented spectrum of corporate finance issues, ranging from econometric methodology, to raising capital and capital structure choice, and to managerial incentives and corporate investment behavior. The surveys are written by leading empirical researchers that remain active in their respective areas of interest. With few exceptions, the writing style makes the chapters accessible to industry practitioners. For doctoral students and seasoned academics, the surveys offer dense roadmaps into the empirical research landscape and provide suggestions for future work. *The Handbooks in Finance series offers a broad group of outstanding volumes in various areas of finance *Each individual volume in the series should present an accurate self-contained survey of a sub-field of finance *The series is international in scope with contributions from field leaders the world over

Author : B. Espen Eckbo
Publisher : Elsevier
Page : 520 pages
File Size : 55,5 Mb
Release : 2008-12-23
Category : Business & Economics
ISBN : 0080559565

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Handbook of Empirical Corporate Finance SET by B. Espen Eckbo Pdf

This two-volume set summarizes recent research on corporate decision-making. The first volume covers measurement and theoretical subjects as well as sources of capital, including banks, public offerings, and private investors. In the second volume, contributors focus on the ways corporations are structured and the practices through which they can be bought and sold. Thus, its major subjects include dividends, capital structure, financial distress, takeovers, restructurings, and managerial incentives. *Takes stock of the main empirical findings to date across an unprecedented spectrum of corporate finance issues *Discusses everything from econometric methodology, to raising capital and capital structure choice, and to managerial incentives and corporate investment behavior. *Contributors are leading empirical researchers that remain active in their respective areas of expertise *Writing style makes the chapters accessible to industry practitioners

Author : Glen Arnold
Publisher : Pearson UK
Page : 441 pages
File Size : 48,8 Mb
Release : 2014-02-19
Category : Business & Economics
ISBN : 9780273791836

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The Financial Times Guide to Banking by Glen Arnold Pdf

Author : Allen N. Berger,Philip Molyneux,John O. S. Wilson
Publisher : Oxford University Press, USA
Page : 1105 pages
File Size : 53,6 Mb
Release : 2015
Category : Business & Economics
ISBN : 9780199688500

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The Oxford Handbook of Banking by Allen N. Berger,Philip Molyneux,John O. S. Wilson Pdf

The Oxford Handbook of Banking, Second Edition provides an overview and analysis of developments and research in banking written by leading researchers in the field. This handbook will appeal to graduate students of economics, banking and finance, academics, practitioners, regulators, and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner, and policy-related material. The Handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their corporate governance and risk management practices. Part II deals with Bank Operations and Performance. A range of issues are covered including bank performance, financial innovation, and technological change. Aspects relating to small business, consumer, and mortgage lending are analysed together with securitization, shadow banking, and payment systems. Part III entitled Regulatory and Policy Perspectives discusses central banking, monetary policy transmission, market discipline, and prudential regulation and supervision. Part IV of the book covers various Macroeconomic Perspectives in Banking. This part includes a discussion of systemic risk and banking and sovereign crises, the role of the state in finance and development as well as how banks influence real economic activity. The final Part V examines International Differences in Banking Structures and Environments. This part of the Handbook examines banking systems in the United States, European Union, Japan, Africa, Transition countries, and the developing nations of Asia and Latin America.

Author : E. Banks
Publisher : Palgrave Macmillan
Page : 0 pages
File Size : 48,8 Mb
Release : 2009-12-18
Category : Business & Economics
ISBN : 0230238297

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Dictionary of Finance, Investment and Banking by E. Banks Pdf

This dictionary covers the terminology of the international financial marketplace. It provides concise and rigorous definitions of over 5,000 terms used in the accounting, banking, corporate finance, and investment management and insurance disciplines. It also includes formulae and diagrams, as well as commonly used acronyms and colloquialisms.

Author : Charles W. Calomiris
Publisher : Unknown
Page : 28 pages
File Size : 43,8 Mb
Release : 1995
Category : Banks and banking, International
ISBN : UCSD:31822016803157

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Universal Banking and the Financing of Industrial Development by Charles W. Calomiris Pdf

Author : Allen N. Berger,Philip Molyneux,John O. S. Wilson
Publisher : OUP Oxford
Page : 1040 pages
File Size : 48,8 Mb
Release : 2014-11-27
Category : Business & Economics
ISBN : 9780191002199

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The Oxford Handbook of Banking, Second Edition by Allen N. Berger,Philip Molyneux,John O. S. Wilson Pdf

The Oxford Handbook of Banking, Second Edition provides an overview and analysis of developments and research in banking written by leading researchers in the field. This handbook will appeal to graduate students of economics, banking and finance, academics, practitioners, regulators, and policy makers. Consequently, the book strikes a balance between abstract theory, empirical analysis, and practitioner, and policy-related material. The Handbook is split into five parts. Part I, The Theory of Banking, examines the role of banks in the wider financial system, why banks exist, how they function, and their corporate governance and risk management practices. Part II deals with Bank Operations and Performance. A range of issues are covered including bank performance, financial innovation, and technological change. Aspects relating to small business, consumer, and mortgage lending are analysed together with securitization, shadow banking, and payment systems. Part III entitled Regulatory and Policy Perspectives discusses central banking, monetary policy transmission, market discipline, and prudential regulation and supervision. Part IV of the book covers various Macroeconomic Perspectives in Banking. This part includes a discussion of systemic risk and banking and sovereign crises, the role of the state in finance and development as well as how banks influence real economic activity. The final Part V examines International Differences in Banking Structures and Environments. This part of the Handbook examines banking systems in the United States, European Union, Japan, Africa, Transition countries, and the developing nations of Asia and Latin America.

Author : Charles W. Calomiris
Publisher : Cambridge University Press
Page : 392 pages
File Size : 55,8 Mb
Release : 2006-11-02
Category : Business & Economics
ISBN : 9780521028387

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U.S. Bank Deregulation in Historical Perspective by Charles W. Calomiris Pdf

This book shows how deregulation is transforming the size, structure, and geographic range of U.S. banks, the scope of banking services, and the nature of bank-customer relationships. Over the past two decades the characteristics that had made American banks different from other banks throughout the world--a fragmented geographical structure of the industry, which restricted the scale of banks and their ability to compete with one another, and strict limits on the kinds of products and services commercial banks could offer--virtually have been eliminated. Understanding the origins and persistence of the unique banking regulations that defined U.S. banking for over a century lends an important perspective on the economic and political causes and consequences of the current process of deregulation.

Author : Edward L. Melnick,Praveen R. Nayyer,Michael L. Pinedo,Sridhar Seshadri
Publisher : Springer Science & Business Media
Page : 486 pages
File Size : 49,8 Mb
Release : 2012-12-06
Category : Business & Economics
ISBN : 9781461546054

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Creating Value in Financial Services by Edward L. Melnick,Praveen R. Nayyer,Michael L. Pinedo,Sridhar Seshadri Pdf

Creating Value in Financial Services is a compilation of state-of-the-art views of leading academics and practitioners on how financial service firms can succeed in today's competitive environment. The book is based on two conferences held at New York University: the first, `Creating Value in Financial Services', held in March 1997, and the second, `Operations and Productivity in Financial Services', in April 1998. The book is essentially designed to be a compendium of leading edge thinking and practice in the management of financial services firms. There is no book today that has this focus. It contains ideas that can apply to other service industries. Topics addressed are increasingly important worldwide as the financial services industries consolidate and search for innovative new directions and ways to create value in a fiercely competitive environment.