Improving Income Security For Older Women In Retirement

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Improving Income Security for Older Women in Retirement

Author : United States. Congress. Senate. Special Committee on Aging
Publisher : Unknown
Page : 132 pages
File Size : 45,5 Mb
Release : 1994
Category : Business & Economics
ISBN : STANFORD:36105061912577

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Improving Income Security for Older Women in Retirement by United States. Congress. Senate. Special Committee on Aging Pdf

Improving Income Security for Older Women in Retirement

Author : U. S. Special Committee On Aging
Publisher : Forgotten Books
Page : 136 pages
File Size : 46,5 Mb
Release : 2018-02-13
Category : Business & Economics
ISBN : 0656462086

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Improving Income Security for Older Women in Retirement by U. S. Special Committee On Aging Pdf

Excerpt from Improving Income Security for Older Women in Retirement: Current Issues and Legislative Reform Proposals: Forum Before the Special Committee on Aging, United States Senate, One Hundred Third Congress, First Session; Washington, DC; September 23, 1993; Serial No. 103-13 In September 1993, the National Eldercare Institute on Older Women and the National Council of Negro Women held a Con ference on the needs of older women. In conjunction with this Con ference, the Senate Special Committee on Aging hosted this Forum on improving income security for older women in retirement. In many ways, aging is a women's issue. Not only do women make up a large majority of the older population, but they also comprise the vast amount of caregivers for our Nation's elderly. Moreover, elderly women compose 75 percent of the nursing home population, are almost three times as likely as men to be widowed, and experience poverty rates twice as high as elderly men. These health and socio-economic characteristics of older women make gender an important factor in determining the life course of the majority of America's elderly. Therefore, an understanding of the special needs and characteristics of older women is imperative if we are to be successful in developing meaningful policy for our elderly population as a whole. This Forum on improving income security for older women in re tirement provides an opportunity for policymakers to examine a wide array of issues including - income and the older, single woman; income variations among racial and ethnic groups; gaps in income protection for older women in retirement; and legislative proposals to reform the Social Security and pensions systems. The Forum brought together an outstanding panel of experts to discuss these issues and make recommendations. We hope that you find this Committee print helpful and we thank the National Eldercare Institute on Older Women and the National Council of Negro Women for all of their help in making this Forum a success. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.

Women's Retirement Security

Author : Ray McCoy,Oliver Hubbard
Publisher : Nova Science Publishers
Page : 0 pages
File Size : 51,6 Mb
Release : 2013
Category : Finance, Personal
ISBN : 1622578945

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Women's Retirement Security by Ray McCoy,Oliver Hubbard Pdf

Elderly women, who comprise a growing portion of the U.S. population, have historically been at greater risk of living in poverty than elderly men. Several factors contribute to the higher rate of poverty among elderly women including their tendency to have lower lifetime earnings, their taking time out of the workforce to care for family members, and outliving their spouses. Other factors affecting older women's financial insecurity include the economic downturn and changing trends in pension plan offerings. This book examines how women's access to and participation in employer-sponsored retirement plans compare to men's and how they have changed over time; how women's retirement income compares to men's and how the composition of their income the proportion of income coming from different sources - has changed with the economic conditions and trends in pension design; and what policy options are available to help increase women's retirement income security.

Improving Income Security for Older Women in Retirement

Author : United States. Congress. Senate. Special Committee on Aging
Publisher : Unknown
Page : 132 pages
File Size : 54,9 Mb
Release : 1994
Category : Business & Economics
ISBN : PSU:000023039735

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Improving Income Security for Older Women in Retirement by United States. Congress. Senate. Special Committee on Aging Pdf

Aging and the Macroeconomy

Author : National Research Council,Division of Behavioral and Social Sciences and Education,Committee on Population,Division on Engineering and Physical Sciences,Board on Mathematical Sciences and Their Applications,Committee on the Long-Run Macroeconomic Effects of the Aging U.S. Population
Publisher : National Academies Press
Page : 230 pages
File Size : 45,8 Mb
Release : 2013-01-10
Category : Social Science
ISBN : 9780309261968

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Aging and the Macroeconomy by National Research Council,Division of Behavioral and Social Sciences and Education,Committee on Population,Division on Engineering and Physical Sciences,Board on Mathematical Sciences and Their Applications,Committee on the Long-Run Macroeconomic Effects of the Aging U.S. Population Pdf

The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.

Retirement Security

Author : U.s. Government Accountability Office
Publisher : Createspace Independent Publishing Platform
Page : 96 pages
File Size : 44,7 Mb
Release : 2017-08-03
Category : Electronic
ISBN : 1974226859

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Retirement Security by U.s. Government Accountability Office Pdf

" Elderly women, who comprise a growing portion of the U.S. population, have historically been at greater risk of living in poverty than elderly men. Several factors contribute to the higher rate of poverty among elderly women including their tendency to have lower lifetime earnings, take time out of the workforce to care for family members, and outlive their spouses. Other factors could affect older women's financial insecurity. These include the economic downturn and changing trends in pension plan offerings. In light of these circumstances, GAO was asked to examine (1) how women's access to and participation in employer-sponsored retirement plans compare to men's and how they have changed over time, (2) how women's retirement income compares to men's and how the composition of their income-the proportion of income coming from different sources-changed with economic conditions and trends in pension design, (3) how later-in-life events affect women's retirement income security, and (4) what policy options are available to help increase women's retirement income security. To answer these questions, GAO analyzed data from two nationally representative surveys, conducted a broad literature review, and interviewed a range of experts in the area of retirement security. GAO is making no recommendations. GAO received technical comments on a draft of this report from the Department of Labor, the Department of the Treasury and the Social Security"

Women, Caregiving, and Poverty

Author : United States. Congress. House. Select Committee on Aging. Subcommittee on Retirement Income and Employment
Publisher : Unknown
Page : 128 pages
File Size : 49,5 Mb
Release : 1990
Category : Caregivers
ISBN : PURD:32754066852207

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Women, Caregiving, and Poverty by United States. Congress. House. Select Committee on Aging. Subcommittee on Retirement Income and Employment Pdf

Challenges Women Face in Retirement Security

Author : Jean B. Larou
Publisher : Unknown
Page : 0 pages
File Size : 41,8 Mb
Release : 2009
Category : Women
ISBN : 1607417472

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Challenges Women Face in Retirement Security by Jean B. Larou Pdf

This book focuses on women and retirement. Women aged 65 and over will account for a growing segment of the U.S. population over the next several decades. Despite increases in women's workforce behaviour in the past 65 years, elderly women have persistently high rates of poverty. Thus, it is important to understand the differences between men's and women's retirement income, and how women may fare given future reforms to Social Security and pensions. Preparing for retirement and achieving financial security are daunting tasks for all Americans to be sure; however, women face many unique challenges. Women still perform the primary caretaker role in our society. As a result, many women spend significant periods of time out of the workforce raising children or taking care of elderly parents, significantly diluting their earning power. Women are also more likely to work part-time or work in industries where employers are less likely to offer retirement benefits. And women generally earn less than men. In 2004, women earned 77 cents for every dollar earned by men. All of these factors have a significant impact on what women receive from Social Security and pension, as well as what they are able to accumulate through personal savings. This income gap is further exacerbated by the fact that women generally live longer than men, and therefore, need to stretch their income over a longer period of time. This book consists of public domain documents which have been located, gathered, combined, reformatted, and enhanced with a subject index, selectively edited and bound to provide easy access.

Social Security Programs and Retirement around the World

Author : Courtney C. Coile,Kevin Milligan,David A. Wise
Publisher : University of Chicago Press
Page : 347 pages
File Size : 52,5 Mb
Release : 2020-01-10
Category : Business & Economics
ISBN : 9780226619323

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Social Security Programs and Retirement around the World by Courtney C. Coile,Kevin Milligan,David A. Wise Pdf

In developed countries, men’s labor force participation at older ages has increased in recent years, reversing a decades-long pattern of decline. Participation rates for older women have also been rising. What explains these patterns, and the differences in them across countries? The answers to these questions are pivotal as countries face fiscal and retirement security challenges posed by longer life-spans. This eighth phase of the International Social Security project, which compares the social security and retirement experiences of twelve developed countries, documents trends in participation and employment and explores reasons for the rising participation rates of older workers. The chapters use a common template for analysis, which facilitates comparison of results across countries. Using within-country natural experiments and cross-country comparisons, the researchers study the impact of improving health and education, changes in the occupation mix, the retirement incentives of social security programs, and the emergence of women in the workplace, on labor markets. The findings suggest that social security reforms and other factors such as the movement of women into the labor force have played an important role in labor force participation trends.

Growing Older in America

Author : Anonim
Publisher : Unknown
Page : 108 pages
File Size : 46,6 Mb
Release : 2007
Category : Age distribution (Demography)
ISBN : WISC:89119734713

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Growing Older in America by Anonim Pdf

Enhancing Women's Retirement Security

Author : United States. Congress. Senate. Special Committee on Aging
Publisher : Unknown
Page : 192 pages
File Size : 55,6 Mb
Release : 2012
Category : Financial security
ISBN : UCSD:31822038366290

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Enhancing Women's Retirement Security by United States. Congress. Senate. Special Committee on Aging Pdf

Preparing for an Aging World

Author : National Research Council,Division of Behavioral and Social Sciences and Education,Committee on National Statistics,Committee on Population,Panel on a Research Agenda and New Data for an Aging World
Publisher : National Academies Press
Page : 327 pages
File Size : 46,7 Mb
Release : 2001-07-26
Category : Social Science
ISBN : 9780309074216

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Preparing for an Aging World by National Research Council,Division of Behavioral and Social Sciences and Education,Committee on National Statistics,Committee on Population,Panel on a Research Agenda and New Data for an Aging World Pdf

Aging is a process that encompasses virtually all aspects of life. Because the speed of population aging is accelerating, and because the data needed to study the aging process are complex and expensive to obtain, it is imperative that countries coordinate their research efforts to reap the most benefits from this important information. Preparing for an Aging World looks at the behavioral and socioeconomic aspects of aging, and focuses on work, retirement, and pensions; wealth and savings behavior; health and disability; intergenerational transfers; and concepts of well-being. It makes recommendations for a collection of new, cross-national data on aging populationsâ€"data that will allow nations to develop policies and programs for addressing the major shifts in population age structure now occurring. These efforts, if made internationally, would advance our understanding of the aging process around the world.

Life-cycle Aspects of Poverty Among Older Women

Author : Sharmila Choudhury
Publisher : Unknown
Page : 88 pages
File Size : 40,5 Mb
Release : 1997
Category : Aged women
ISBN : CORNELL:31924082781737

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Life-cycle Aspects of Poverty Among Older Women by Sharmila Choudhury Pdf