Women And Microfinance In The Global South

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Women and Microfinance in the Global South

Author : Lynn Horton
Publisher : Cambridge University Press
Page : 265 pages
File Size : 55,8 Mb
Release : 2018
Category : Business & Economics
ISBN : 9781108418720

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Women and Microfinance in the Global South by Lynn Horton Pdf

Women and Microfinance in the Global South is a grounded exploration of the intersections of neoliberal ideology and feminism.

Community Economies in the Global South

Author : Caroline Shenaz Hossein,Christabell P.J.
Publisher : Oxford University Press
Page : 275 pages
File Size : 43,8 Mb
Release : 2022-01-04
Category : Business & Economics
ISBN : 9780198865629

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Community Economies in the Global South by Caroline Shenaz Hossein,Christabell P.J. Pdf

People across the globe engage in social and solidarity economics to help themselves, their community, and society on their own terms. Community Economies in the Global South examines how people who conscientiously organize rotating savings and credit associations (ROSCAs) bring positive changes to their own lives as well as others. ROSCAs are a long-established and well documented practice, especially those organized by women of colour. Members make regular deposits to a fund as a savings that is then given in whole or in part to each member in turn based on group economics. This book spotlights women in Latin America, the Caribbean, Africa, and Asia who organize and use these associations, composed of ordinary people belonging to similar class origins who decide jointly on the rules to suit the interests of their members. The case studies show how they vary greatly across countries in the Global South, demonstrating that ROSCAs are living proof that diverse community economies do exist and have been around for a very long time. The contributors recount stories of the self-help, activism, and perseverance of racialized people in order to push for ethical, community-focused business, and to hold onto local knowledge, grounded theory, and lived experience, reducing the need to rely on external funding as people find ways to finance sustainable, debt-free business ventures. The first collection on this topic edited by two women of colour with roots in the Global South, this volume is a rallying call to other scholar-activists to study and report on how racialized people come together, pool goods, and diversify business in the Global South.

The Global Findex Database 2017

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 44,6 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Women's Economic Empowerment

Author : Kate Grantham,Gillian Dowie,Arjan de Haan
Publisher : Routledge
Page : 211 pages
File Size : 49,5 Mb
Release : 2021-03-04
Category : Social Science
ISBN : 9781000340341

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Women's Economic Empowerment by Kate Grantham,Gillian Dowie,Arjan de Haan Pdf

This book investigates the barriers to women’s economic empowerment in the Global South. Drawing on evidence from a wide range of countries, the book outlines important lessons and practical solutions for promoting gender equality. Despite global progress in closing gender gaps in education and health, women’s economic empowerment has lagged behind, with little evidence that economic growth promotes gender equality. International Development Research Centre’s (IDRC) Growth and Economic Opportunities for Women (GrOW) programme was set up to provide policy lessons, insights, and concrete solutions that could lead to advances in gender equality, particularly on the role of institutions and macroeconomic growth, barriers to labour market access for women, and the impact of women’s care responsibilities. This book showcases rigorous and multi-disciplinary research emerging from this ground-breaking programme, covering topics such as the school-to-work transition, child marriage, unpaid domestic work and childcare, labour market segregation, and the power of social and cultural norms that prevent women from fully participating in better paid sectors of the economy. With a range of rich case studies from Burkina Faso, Democratic Republic of the Congo, Ethiopia, Ghana, India, Kenya, Nepal, Rwanda, Sri Lanka, Tanzania, and Uganda, this book is perfect for students, researchers, practitioners, and policymakers working on women’s economic empowerment and gender equality in the Global South.

Making Women Pay

Author : Smitha Radhakrishnan
Publisher : Duke University Press
Page : 160 pages
File Size : 54,8 Mb
Release : 2021-10-25
Category : Social Science
ISBN : 9781478022169

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Making Women Pay by Smitha Radhakrishnan Pdf

In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting.

A War on Global Poverty

Author : Joanne Meyerowitz
Publisher : Princeton University Press
Page : 328 pages
File Size : 48,9 Mb
Release : 2023-06-13
Category : Business & Economics
ISBN : 9780691250281

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A War on Global Poverty by Joanne Meyerowitz Pdf

A history of US involvement in late twentieth-century campaigns against global poverty and how they came to focus on women A War on Global Poverty provides a fresh account of US involvement in campaigns to end global poverty in the 1970s and 1980s. From the decline of modernization programs to the rise of microcredit, Joanne Meyerowitz looks beyond familiar histories of development and explains why antipoverty programs increasingly focused on women as the deserving poor. When the United States joined the war on global poverty, economists, policymakers, and activists asked how to change a world in which millions lived in need. Moved to the left by socialists, social democrats, and religious humanists, they rejected the notion that economic growth would trickle down to the poor, and they proposed programs to redress inequities between and within nations. In an emerging “women in development” movement, they positioned women as economic actors who could help lift families and nations out of destitution. In the more conservative 1980s, the war on global poverty turned decisively toward market-based projects in the private sector. Development experts and antipoverty advocates recast women as entrepreneurs and imagined microcredit—with its tiny loans—as a grassroots solution. Meyerowitz shows that at the very moment when the overextension of credit left poorer nations bankrupt, loans to impoverished women came to replace more ambitious proposals that aimed at redistribution. Based on a wealth of sources, A War on Global Poverty looks at a critical transformation in antipoverty efforts in the late twentieth century and points to its legacies today.

Microfinance and Its Discontents

Author : Lamia Karim
Publisher : U of Minnesota Press
Page : 292 pages
File Size : 47,9 Mb
Release : 2011
Category : Social Science
ISBN : 9780816670949

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Microfinance and Its Discontents by Lamia Karim Pdf

The first feminist critique of the much-lauded microcredit process in Bangladesh.

Women, Microfinance and the State in Neo-liberal India

Author : K. Kalpana
Publisher : Routledge
Page : 207 pages
File Size : 43,9 Mb
Release : 2016-07-07
Category : Business & Economics
ISBN : 9781134860043

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Women, Microfinance and the State in Neo-liberal India by K. Kalpana Pdf

This book discusses women-oriented microfinance initiatives in India and their articulation vis-à-vis state developmentalism and contemporary neo-liberal capitalism. It examines how these initiatives encourage economically disadvantaged rural women to make claims upon state-provided microcredit and connect with multiple state institutions and agencies, thereby reshaping their gendered identities. The author shows how Self-Help Group (SHG)-based microfinance institutions mobilise agency and create channels of empowerment for women as well as make them responsible for alleviating poverty for themselves and their families. The book also brings out the importance of factoring in women’s dissenting voices when they negotiate developmental projects at the grassroots level. Rich in empirical data, this volume will be useful to scholars and researchers of development studies, gender studies, economics, especially microeconomics, politics, public policy and governance.

Community Economies in the Global South

Author : Caroline Shenaz Hossein,Christabell P. J.
Publisher : Oxford University Press
Page : 275 pages
File Size : 44,8 Mb
Release : 2022-02-24
Category : Business & Economics
ISBN : 9780192635068

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Community Economies in the Global South by Caroline Shenaz Hossein,Christabell P. J. Pdf

People across the globe engage in social and solidarity economics to help themselves, their community, and society on their own terms. Community Economies in the Global South examines how people who conscientiously organize rotating savings and credit associations (ROSCAs) bring positive changes to their own lives as well as others. ROSCAs are a long-established and well documented practice, especially those organized by women of colour. Members make regular deposits to a fund as a savings that is then given in whole or in part to each member in turn based on group economics. This book spotlights women in Latin America, the Caribbean, Africa, and Asia who organize and use these associations, composed of ordinary people belonging to similar class origins who decide jointly on the rules to suit the interests of their members. The case studies show how they vary greatly across countries in the Global South, demonstrating that ROSCAs are living proof that diverse community economies do exist and have been around for a very long time. The contributors recount stories of the self-help, activism, and perseverance of racialized people in order to push for ethical, community-focused business, and to hold onto local knowledge, grounded theory, and lived experience, reducing the need to rely on external funding as people find ways to finance sustainable, debt-free business ventures. The first collection on this topic edited by two women of colour with roots in the Global South, this volume is a rallying call to other scholar-activists to study and report on how racialized people come together, pool goods, and diversify business in the Global South.

Social Purpose, Commercialization, and Innovations in Microfinance

Author : Md Aslam Mia
Publisher : Springer Nature
Page : 180 pages
File Size : 42,9 Mb
Release : 2022-03-07
Category : Business & Economics
ISBN : 9789811902178

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Social Purpose, Commercialization, and Innovations in Microfinance by Md Aslam Mia Pdf

This book analyses three key aspects of microfinancing, namely social purpose, commercialization and innovations and examines, through a global perspective, how these aspects helped and diverted microfinance institutions towards the attainment of their dual goals over the last twenty years. Since microfinance remains informal in nature for most economies, not all financial innovations are suitable for its needs. Hence, the arguments in the book put forth an important challenge to the advocates of innovations and subsequently highlight why MFIs should be cautious when integrating innovations to ensure its original promise. The book is based on empirical analysis by utilising the latest and global microfinance market data, rather than focusing on a specific region. Thus, the book bridges a gap in knowledge by unravelling detail of the social purpose, commercialization and innovations within the field of microfinance and will be a valuable resource for those exploring the dynamics of innovations in microfinance.

Women's Control Over Economic Resources and Access to Financial Resources, Including Microfinance

Author : Anonim
Publisher : United Nations Publications
Page : 114 pages
File Size : 52,8 Mb
Release : 2009
Category : Philosophy
ISBN : 9211302757

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Women's Control Over Economic Resources and Access to Financial Resources, Including Microfinance by Anonim Pdf

Ensuring women's economic empowerment and access to and control over resources requires an integrated approach to growth and development, focused on gender-responsive employment promotion and informed by the interdependency between economic and social development. Social objectives need to be incorporated into economic policies. Economic growth strategies should give attention to the real economy and focus on creating a gender-sensitive macroeconomic environment, full employment and decent work, access to land, property and other productive resources as well as financial services, and full coverage of social protection measures. The Survey outlines a number of concrete recommendations in these critical areas, which if adopted, will facilitate women's equitable access to and control over economic and financial resources.

Poverty Capital

Author : Ananya Roy
Publisher : Routledge
Page : 272 pages
File Size : 42,7 Mb
Release : 2010-04-23
Category : Social Science
ISBN : 9781136992490

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Poverty Capital by Ananya Roy Pdf

Winner of the 2011 Paul Davidoff award! This is a book about poverty but it does not study the poor and the powerless; instead it studies those who manage poverty. It sheds light on how powerful institutions control "capital," or circuits of profit and investment, as well as "truth," or authoritative knowledge about poverty. Such dominant practices are challenged by alternative paradigms of development, and the book details these as well. Using the case of microfinance, the book participates in a set of fierce debates about development – from the role of markets to the secrets of successful pro-poor institutions. Based on many years of research in Washington D.C., Bangladesh, and the Middle East, Poverty Capital also grows out of the author's undergraduate teaching to thousands of students on the subject of global poverty and inequality.

Empowering Women Through Microfinance in Developing Countries

Author : Alhassan, Yahaya,Nwagbara, Uzoechi
Publisher : IGI Global
Page : 304 pages
File Size : 47,7 Mb
Release : 2023-10-25
Category : Business & Economics
ISBN : 9781668489819

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Empowering Women Through Microfinance in Developing Countries by Alhassan, Yahaya,Nwagbara, Uzoechi Pdf

Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.

Microfinance Challenges

Author : Isabelle Guérin,Jane Palier
Publisher : Unknown
Page : 392 pages
File Size : 48,6 Mb
Release : 2005
Category : Microfinance
ISBN : UCSD:31822035680404

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Microfinance Challenges by Isabelle Guérin,Jane Palier Pdf

Contributed papers presented earlier in a conference.