Savings And Development

Author : Inter-American Development Bank
Publisher : Springer
Page : 329 pages
File Size : 45,6 Mb
Release : 2016-07-08
Category : Business & Economics
ISBN : 9781349949298

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Saving for Development by Inter-American Development Bank Pdf

Why should people - and economies - save? This book on the savings problem in Latin America and the Caribbean suggests that, while saving to survive the bad times is important, saving to thrive in the good times is what really counts. People must save to invest in health and education, live productive and fulfilling lives, and make the most of their retirement years. Firms must save to grow their enterprises, employ more workers in better jobs, and produce quality goods. Governments must save to build the infrastructure required by a productive economy, provide quality services to their citizens, and assure their senior citizens a dignified, worry-free retirement. In short, countries must save not for the proverbial rainy day, but for a sunny day - a time when everyone can bask in the benefits of growth, prosperity, and well-being. This book is open access under a CC BY-NC-ND 3.0 IGO license.

Author : Anonim
Publisher : Unknown
Page : 502 pages
File Size : 42,5 Mb
Release : 2007
Category : Africa
ISBN : STANFORD:36105213161412

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Savings and Development by Anonim Pdf

Author : Michael Sherraden
Publisher : Routledge
Page : 385 pages
File Size : 41,6 Mb
Release : 2017-09-08
Category : Business & Economics
ISBN : 9781351530231

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Can the Poor Save? by Michael Sherraden Pdf

Many policymakers argue that the best poverty policy not only provides cash to the poor for subsistence but also incentives and structures that encourage long-term social and economic improvement. As part of this, they make the case for Individual Development Accounts (IDAs), a new policy proposal designed to help the poor save and to build assets. This book explores IDAs to determine their effectiveness. IDAs are matched savings accounts targeted on low-income, low-wealth individuals. Savings in IDAs are used for home ownership, post-secondary education, small business development, and other purposes. Do IDAs work? If they do, for whom? And does how an IDA is designed determine savings outcomes? This volume is the first analysis of matched savings by the poor to use data from monthly bank statements. It comes at a critical time, as debate rages over the merits of individual social security accounts. IDAs also respond to policy that is becoming more asset based and less inclusive of the poor. The authors argue for the efficacy of IDAs to counter this tendency. They find that while savings outcomes vary among participants, no characteristics (such as low income or public assistance) preclude saving. They examine effects of IDA design (the match rate, savings targets, and the use of automatic transfer) on savings results and analyze factors that influence varying rates of saving and spending over time. They conclude that financial education and other support services, though costly, improve savings performance. To address the issue of cost they suggest a two-tier system of IDA design, one with broad access and simple services and the other with targeted access and intensive services. Can the Poor Save? offers a wealth of lessons to those interested in saving and asset accumulation among the poor. It not only breaks new ground in the scientific study of savings behavior, but also offers concrete, evidence-based recommendations to improve policies designed to encourage the poor to save and how to make such policies more inclusive.

Author : Naoyuki Yoshino,Jos Anson,Matthias Helble
Publisher : Unknown
Page : 260 pages
File Size : 49,6 Mb
Release : 2018-03-27
Category : Electronic
ISBN : 4899740832

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Postal Savings by Naoyuki Yoshino,Jos Anson,Matthias Helble Pdf

Rapid economic growth in Asia has gone hand in hand with increased savings. Yet, many people remain unbanked and savings are often invested abroad. If Asia is to continue to grow, governments must explore ways to better mobilize domestic finance and increase financial access. One way is through postal savings. This book (i) explains the benefits of postal savings, (ii) presents strategies ranging from a simple model of postal savings to full-fledged banking services, (iii) assesses national regulations, (iv) studies the challenges and opportunities arising from new technologies such as fintech, and (v) recommends ways to promote postal savings in developing Asia. technologies such as fintech, and (v) recommends ways to promote postal savings in developing Asia.

Author : Edmund J. S. Sonuga-Barke,Paul Webley
Publisher : Psychology Press
Page : 176 pages
File Size : 53,8 Mb
Release : 1993
Category : Business & Economics
ISBN : 0863772331

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Children's Saving by Edmund J. S. Sonuga-Barke,Paul Webley Pdf

"In order to highlight this "child-centred" approach, the authors studied the way children tackle the particular problems posed by limitations of income. How do children learn (a) the relationship between choices available in the present and the future, (b) to spread their limited financial resources over time into the future and (c) about the strategies, such as banking, that allow them to protect those resources from threats and temptations? In short, how do children learn to save?" "This volume goes some way to answering these and related questions and in so doing sets up an alternative framework for the study of the emergence of economic awareness. In addition, commentaries by Anna E. Berti (Chapter 7) and Sharone L. Maital and Shlomo Maital (Chapter 8) explore these issues further."--BOOK JACKET.

Author : Jeffrey Ashe,Kyla Jagger Neilan
Publisher : Berrett-Koehler Publishers
Page : 220 pages
File Size : 42,6 Mb
Release : 2014-09-15
Category : Business & Economics
ISBN : 9781626562196

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In Their Own Hands by Jeffrey Ashe,Kyla Jagger Neilan Pdf

2.5 billion people worldwide, most of them desperately poor villagers, need a better way to save and to borrow. Even the most innovative banking institutions can't reach them. In savings groups, members save what they can in a communal pot and loan their growing fund to each other for their short-term needs. The authors show how these savings groups form and function and how little "outside" support is required for their success. This book describes how Ashe developed Saving for Change, which leveraged the wisdom and strength of group members to train and establish new groups. This model has impacted the lives of 680,000 people across five countries. Savings groups bypass subsidies, dependency, and high costs while effectively reducing chronic hunger, building assets, and empowering the community. Today, saving groups have 9 million members around the globe. With minimal support, membership could grow to ten times this number. --

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 50,5 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Author : Klaus Schmidt-Hebbel,Luis Serven,Andrés Solimano
Publisher : World Bank Publications
Page : 54 pages
File Size : 46,9 Mb
Release : 1994
Category : Ahorro
ISBN : 8210379456XXX

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Saving, Investment, and Growth in Developing Countries by Klaus Schmidt-Hebbel,Luis Serven,Andrés Solimano Pdf

Author : Dana T. Redford,Grietjie Verhoef
Publisher : Emerald Group Publishing
Page : 201 pages
File Size : 40,5 Mb
Release : 2022-01-26
Category : Business & Economics
ISBN : 9781802620559

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Transforming Africa by Dana T. Redford,Grietjie Verhoef Pdf

Transforming Africa: How Savings Groups Foster Financial Inclusion, Resilience and Economic Development presents in-depth empirical research into current day savings group activities across Africa, exploring savings groups through the lens of financial inclusion and reflecting on formal finance, economic and social outcomes.

Author : Inter-American Development Bank,Organisation for Economic Co-operation and Development. Development Centre
Publisher : Development Centre of the Organisation for Economic Co-operation and Development
Page : 304 pages
File Size : 48,8 Mb
Release : 1997
Category : Business & Economics
ISBN : STANFORD:36105020414384

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Promoting Savings in Latin America by Inter-American Development Bank,Organisation for Economic Co-operation and Development. Development Centre Pdf

Author : Edward S. Shaw
Publisher : Oxford University Press, USA
Page : 260 pages
File Size : 50,7 Mb
Release : 1973-01-01
Category : Developing countries
ISBN : 0195016335

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Financial Deepening in Economic Development by Edward S. Shaw Pdf

Author : Michael I. Obadan,Ayodele F. Odusola
Publisher : Unknown
Page : 88 pages
File Size : 55,9 Mb
Release : 2001
Category : Saving and investment
ISBN : IND:30000083657092

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Savings, Investment and Growth Patterns in Developed and Developing Countries by Michael I. Obadan,Ayodele F. Odusola Pdf

Author : Klaus Schmidt-Hebbel,Luis Serven,Andrés Solimano
Publisher : Unknown
Page : 48 pages
File Size : 47,5 Mb
Release : 1982
Category : Electronic
ISBN : OCLC:901163732

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Saving, Investment and Growth in Developing Countries: an Overview by Klaus Schmidt-Hebbel,Luis Serven,Andrés Solimano Pdf

Author : Edmar Lisboa Bacha
Publisher : Unknown
Page : 238 pages
File Size : 41,8 Mb
Release : 1993
Category : Business & Economics
ISBN : STANFORD:36105009078473

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Savings and Investment Requirements for the Resumption of Growth in Latin America by Edmar Lisboa Bacha Pdf

Author : Chelliah Loganathan
Publisher : New York : Praeger
Page : 208 pages
File Size : 48,8 Mb
Release : 1973
Category : Business & Economics
ISBN : UOM:39015048423340

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Development Savings Banks and the Third World by Chelliah Loganathan Pdf