Social Purpose Commercialization And Innovations In Microfinance

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Social Purpose, Commercialization, and Innovations in Microfinance

Md Aslam Mia
Social Purpose Commercialization and Innovations in Microfinance Book PDF

Author : Md Aslam Mia
Publisher : Springer Nature
Page : 180 pages
File Size : 54,7 Mb
Release : 2022-03-07
Category : Business & Economics
ISBN : 9789811902178

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Social Purpose, Commercialization, and Innovations in Microfinance by Md Aslam Mia Pdf

This book analyses three key aspects of microfinancing, namely social purpose, commercialization and innovations and examines, through a global perspective, how these aspects helped and diverted microfinance institutions towards the attainment of their dual goals over the last twenty years. Since microfinance remains informal in nature for most economies, not all financial innovations are suitable for its needs. Hence, the arguments in the book put forth an important challenge to the advocates of innovations and subsequently highlight why MFIs should be cautious when integrating innovations to ensure its original promise. The book is based on empirical analysis by utilising the latest and global microfinance market data, rather than focusing on a specific region. Thus, the book bridges a gap in knowledge by unravelling detail of the social purpose, commercialization and innovations within the field of microfinance and will be a valuable resource for those exploring the dynamics of innovations in microfinance.

Commercialization of Microfinance, Bangladesh

Stephanie Charitonenko,S. M. Rahman
Commercialization of Microfinance Bangladesh Book PDF

Author : Stephanie Charitonenko,S. M. Rahman
Publisher : Unknown
Page : 76 pages
File Size : 42,7 Mb
Release : 2002
Category : Business & Economics
ISBN : UCSD:31822033131798

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Commercialization of Microfinance, Bangladesh by Stephanie Charitonenko,S. M. Rahman Pdf

Analyzing the progress toward commercialization made in Bangladesh's relatively developed and competitive microfinance industry, this report explores the challenges and implications for various types of stakeholders. Recommendations for positive approaches to improve commercialization of microfinance while preserving the social objectives of microfinance institutions are covered in detail.

Commercialization of Microfinance

Stephanie Charitonenko,Ismah Afwan
Commercialization of Microfinance Book PDF

Author : Stephanie Charitonenko,Ismah Afwan
Publisher : Unknown
Page : 88 pages
File Size : 46,5 Mb
Release : 2003
Category : Business & Economics
ISBN : STANFORD:36105114159184

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Commercialization of Microfinance by Stephanie Charitonenko,Ismah Afwan Pdf

This study is the fourth of a series of publications resulting from a regional technical assistance project on commercialization of microfinance. The series comprises four country reports (on Bangladesh, Indonesia, Philippines, and Sri Lanka) and a regional report on perspectives on commercialization from South and Southeast Asia. This report: analyzes the progress toward commercialization of Indonesia's highly diversified and predominantly formal microfinance industry; explores the implications of commercialization and the remaining challenges to expanding outreach on a sustainable basis; recommends positive approaches to the expansion of commercial microfinance while preserving the traditional social objective of MFIs of expanding access of the poor to demand-driven, sustainable financial services.

Financial Performance and Social Goals of Microfinance Institutions

Julian Schmied
Financial Performance and Social Goals of Microfinance Institutions Book PDF

Author : Julian Schmied
Publisher : Universitätsverlag Potsdam
Page : 70 pages
File Size : 42,6 Mb
Release : 2014-12-01
Category : Electronic
ISBN : 9783869562759

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Financial Performance and Social Goals of Microfinance Institutions by Julian Schmied Pdf

Critics argue that there has been a trend among Microfinance Institutions (MFI) to focus on profitability in order to stay financially sustainable. This made some institutions neglect the social mission of microfinancing. In this paper I intend to examine if empirical evidence supports this so called mission drift hypothesis as well as other claims in this context. Using the global panel data set of the MIX (Microfinance Information Exchange), which gathers from 1995 to 2010 and contains up to 1400 institutions with a high variety of organizational forms, I was able to identify a world-wide mission drift effect in their social goal of reaching out the poorest part of the population. Furthermore, I find that, on average, the outreach of an MFI has a significant negative influence on its short and long term financial performance. Despite that, I eventually proved that the probability that an MFI worsens its social performance substantially increases if its profitability has decreased in the previous years.

The Commercialization of Microfinance

Deborah Drake,Elisabeth Rhyne
The Commercialization of Microfinance Book PDF

Author : Deborah Drake,Elisabeth Rhyne
Publisher : Unknown
Page : 344 pages
File Size : 43,5 Mb
Release : 2002
Category : Business & Economics
ISBN : UOM:39015055088762

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The Commercialization of Microfinance by Deborah Drake,Elisabeth Rhyne Pdf

* Addresses key issues related to bringing microfinance into the commercial realm * Written by prominent practitioners and scholars from a variety of organizations While many microfinance organizations started as NGOs, there is now a growing movement for them to transform into regulated, for-profit entities. Concurrently, commercial banks, credit unions, and specialized investors are also entering the market. The Commercialization of Microfinance synthesizes case studies from Latin America and beyond, delving into the trends and challenges of converting microfinance institutions into commercial entities. Prepared by ACCION, this book will be essential reading for anyone interested in understanding how the world of microfinance is changing, and how that world affects the broader processes of development.

The Triangle of Microfinance

Manfred Zeller,Richard L. Meyer
The Triangle of Microfinance Book PDF

Author : Manfred Zeller,Richard L. Meyer
Publisher : Intl Food Policy Res Inst
Page : 426 pages
File Size : 46,9 Mb
Release : 2002-01-01
Category : Business & Economics
ISBN : 9780801872266

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The Triangle of Microfinance by Manfred Zeller,Richard L. Meyer Pdf

Since the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIs—outreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.

Microfinance Institutions

R. Mersland,Ø. Strøm
Microfinance Institutions Book PDF

Author : R. Mersland,Ø. Strøm
Publisher : Springer
Page : 300 pages
File Size : 50,7 Mb
Release : 2014-12-10
Category : Business & Economics
ISBN : 9781137399663

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Microfinance Institutions by R. Mersland,Ø. Strøm Pdf

Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.

Emerging Challenges and Innovations in Microfinance and Financial Inclusion

Michael O'Connor,Joana Silva Afonso
Emerging Challenges and Innovations in Microfinance and Financial Inclusion Book PDF

Author : Michael O'Connor,Joana Silva Afonso
Publisher : Springer
Page : 179 pages
File Size : 40,7 Mb
Release : 2019-07-15
Category : Business & Economics
ISBN : 9783030052614

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Emerging Challenges and Innovations in Microfinance and Financial Inclusion by Michael O'Connor,Joana Silva Afonso Pdf

The book is a contemporary compilation of important research in the area of microfinance and financial inclusion. It explores a plurality of views and experiences from different parts of the world while linking a variety of international research backgrounds. Accordingly the book will fill a gap in providing a carefully curated cross-sectorial selection of topics relevant to the development finance research community primarily but also industry practitioners who are interested in keeping abreast of developing research. Benefits in this regard also include being able to provide a platform to less established researchers offering them a voice in published form.

Micro-Financing and the Economic Health of a Nation

Bensson V Samuel MD PhD DBA CHCQM
Micro Financing and the Economic Health of a Nation Book PDF

Author : Bensson V Samuel MD PhD DBA CHCQM
Publisher : Xlibris Corporation
Page : 154 pages
File Size : 42,9 Mb
Release : 2021-03-01
Category : Business & Economics
ISBN : 9781664161481

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Micro-Financing and the Economic Health of a Nation by Bensson V Samuel MD PhD DBA CHCQM Pdf

A change in finance for low-income people is occurring around the world. The microfinance movement provides services on a wide scale by competing, financially self-sufficient institutions to the economically active poor. Microfinance has been credited for promoting the Millennium Development Goals, poverty reduction, women's empowerment, and many other social benefits. This extensive microfinance survey aims to bridge the gap between academic economists and practitioners in the current microfinance literature. Micro-financing and the Economic Health of a Nation set a precedent for future work in the sector as the premier book to provide a detailed analysis of housing microfinance worldwide. By addressing a number of issues, including lessons from informal markets, savings and insurance, the role of women, the position of subsidies, impact assessment, and management incentives, this book offers an overview of microfinance. This book reviews essential issues for foreign and domestic microfinance organizations that are considering expanding into housing and for providers of traditional housing loans that aim to provide their services to poor clients who lack collateral or regular income, with clear guidance for practitioners and policymakers. Micro-financing and the Economic Health of a Nation can be used by students in economics, public policy, and development studies. This volume offers a reasoned, moderate voice on the virtues and problems of microfinance.

Promoting Microfinance

R. Manos,J. Gueyie,J. Yaron
Promoting Microfinance Book PDF

Author : R. Manos,J. Gueyie,J. Yaron
Publisher : Springer
Page : 151 pages
File Size : 53,7 Mb
Release : 2015-12-04
Category : Business & Economics
ISBN : 9781137034915

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Promoting Microfinance by R. Manos,J. Gueyie,J. Yaron Pdf

Promoting Microfinance brings together essays and empirical work by leading researchers and practitioners in the field of microfinance. It covers key issues currently facing the microfinance industry and provides an overview of the microfinance industry in selected countries/regions, pointing to the direction in which it is heading.

Commercial Investments and Mission Drift in Microfinance

Marc Moser
Commercial Investments and Mission Drift in Microfinance Book PDF

Author : Marc Moser
Publisher : Haupt Verlag AG
Page : 296 pages
File Size : 43,8 Mb
Release : 2013
Category : Electronic
ISBN : 9783258078588

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Commercial Investments and Mission Drift in Microfinance by Marc Moser Pdf

The microfinance sector has witnessed various controversies and criticisms recently as a consequence of its commercialization and the related involvement of international investors. Against this background, the qualitative case study reported on examines the perceptions of stakeholders from the Swiss microfinance investment network. How do the various investor-related stakeholder groups perceive the motivation to become engaged in microfinance, the mission drift issue and the current state and potentials of mutual value creation? The findings suggest that common ground on fundamental questions facilitates superior mutual value creation among the investigated stakeholders. Implications include the need for enhanced coordination between private and public stakeholders.

New Partnerships for Innovation in Microfinance

Ingrid Matthäus-Maier,J. D. Pischke
New Partnerships for Innovation in Microfinance Book PDF

Author : Ingrid Matthäus-Maier,J. D. Pischke
Publisher : Springer Science & Business Media
Page : 387 pages
File Size : 47,9 Mb
Release : 2008-04-01
Category : Business & Economics
ISBN : 9783540766414

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New Partnerships for Innovation in Microfinance by Ingrid Matthäus-Maier,J. D. Pischke Pdf

Microfinance has experienced dynamic development. Today, microfinance providers reach close to 100 million clients worldwide and are growing fast. New partnerships expand the impact of microfinance even further. Three types of partnerships are examined in this book, each consisting of a thematic pillar. Pillar I focuses on equity investments in microfinance, especially the possibilities for engaging private investors through structured microfinance investment funds. Rating agencies are involved in providing more transparency in this emerging fund industry. Pillar II focuses on collaboration among microfinance providers, governments, private investors and technology companies which help microfinance institutions to integrate new technologies into their business models, reducing cost and increasing outreach to clients. Pillar III covers micropensions, microinsurance and the role of securitisation for the future of microfinance.

Microfinance 3.0

Doris Köhn
Microfinance 3 0 Book PDF

Author : Doris Köhn
Publisher : Springer
Page : 199 pages
File Size : 51,9 Mb
Release : 2013-12-02
Category : Business & Economics
ISBN : 9783642417047

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Microfinance 3.0 by Doris Köhn Pdf

This book focuses on the achievements, current trends and further potential of microfinance to scale-up and serve many more clients with financial services that enable them to improve their living conditions. The book asks what it takes to achieve sustainable impact: to know your clients and to understand their needs, to treat them in a fair and transparent way, and to safeguard the synthesis between the financial and social dimension of sustainable microfinance. The book also sheds light on the future funding landscape and what is necessary to bring more commercial funders on board while ensuring that these new funders will continue the commitment to responsible finance. While being forward looking, the book reflects the debate on core values of microfinance, triggered by recent criticisms of an approach that was hailed as a panacea in the beginning and which had proved over time as one of the most effective models of development finance. These criticisms emerged over signs of overheating in some markets, particularly the 2010 events in Andhra Pradesh, and turned into an assumption of a worldwide microfinance crisis, putting seriously at stake the good reputation microfinance had enjoyed so far.

Commercialization of Microfinance

Stephanie Charitonenko,Anita Campion,A. Nimal Fernando
Commercialization of Microfinance Book PDF

Author : Stephanie Charitonenko,Anita Campion,A. Nimal Fernando
Publisher : Unknown
Page : 104 pages
File Size : 50,5 Mb
Release : 2004
Category : Financial institutions
ISBN : UCSD:31822034217661

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Commercialization of Microfinance by Stephanie Charitonenko,Anita Campion,A. Nimal Fernando Pdf

The gap between the potential demand for, and the actual supply of, microfinance services remains large. Bridging this gap remains a major challenge. Microfinance reduces financial exclusion and can have a significant impact on poverty reduction. Commercialization of microfinance is a possible solution for expansion of microfinance.

Microfinance for Bankers and Investors, Part 4 - Socially Responsible Returns

Elizabeth Rhyne
Microfinance for Bankers and Investors Part 4 Socially Responsible Returns Book PDF

Author : Elizabeth Rhyne
Publisher : McGraw Hill Professional
Page : 34 pages
File Size : 49,6 Mb
Release : 2009-05-18
Category : Business & Economics
ISBN : 9780071733014

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Microfinance for Bankers and Investors, Part 4 - Socially Responsible Returns by Elizabeth Rhyne Pdf

The following chapter is from Microfinance for Bankers and Investors. Written in a non-academic, direct style, it is enhanced with detailed case studies that showcase innovative and entrepreneurial ventures into microfinance by some of the world's best-known corporations such as Citibank, Visa Inc. and Wal-Mart. The company-cases help bring microfinance to life, recounting the motivations that led these companies into inclusive finance, the opportunities, and the obstacles they saw and the results they have experienced so far.