Strategic Issues In Microfinance

Author : Mwangi S. Kimenyi,Robert C. Wieland
Publisher : Routledge
Page : 243 pages
File Size : 42,5 Mb
Release : 2019-05-23
Category : Business & Economics
ISBN : 9780429791369

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Strategic Issues in Microfinance by Mwangi S. Kimenyi,Robert C. Wieland Pdf

First published in 1998, this collection of essays by eminent microfinance practitioners provides a range of perspectives on contemporary issues in the field. Different approaches are proposed for achieving improved access by the poor to financial services. The common denominator in these essays is financial sustainability for the service provider. Issues addressed include: is savings mobilization integral to microfinance and, if so, how should it be incorporated in new programs? Are borrower groups a necessary element of successful microfinance programs? Are NGOs the right institutional vehicle for sustainable microfinance interventions? Is standardized and generalizable microfinance credit rating system feasible? While there is considerable diversity in the approaches recommended in these essays, the importance of cost efficiency and cost recovery forms the basis for most of the discussions.

Author : Michael O'Connor,Joana Silva Afonso
Publisher : Springer
Page : 179 pages
File Size : 42,8 Mb
Release : 2019-07-15
Category : Business & Economics
ISBN : 9783030052614

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Emerging Challenges and Innovations in Microfinance and Financial Inclusion by Michael O'Connor,Joana Silva Afonso Pdf

The book is a contemporary compilation of important research in the area of microfinance and financial inclusion. It explores a plurality of views and experiences from different parts of the world while linking a variety of international research backgrounds. Accordingly the book will fill a gap in providing a carefully curated cross-sectorial selection of topics relevant to the development finance research community primarily but also industry practitioners who are interested in keeping abreast of developing research. Benefits in this regard also include being able to provide a platform to less established researchers offering them a voice in published form.

Author : Joanna Ledgerwood,Victoria White
Publisher : World Bank Publications
Page : 566 pages
File Size : 46,6 Mb
Release : 2006-08-30
Category : Business & Economics
ISBN : 0821366165

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Transforming Microfinance Institutions by Joanna Ledgerwood,Victoria White Pdf

In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.

Author : Nadiya Marakkath
Publisher : Springer Science & Business Media
Page : 179 pages
File Size : 47,8 Mb
Release : 2013-10-23
Category : Business & Economics
ISBN : 9788132216292

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Sustainability of Indian Microfinance Institutions by Nadiya Marakkath Pdf

Although 'doing good' is our innate nature, we often get lost in the complexities and view goodness as a distant dream. Making this dream of goodness a reality is often thwarted by thoughts surrounding sustainability. Thus, all good initiatives require a focus on sustainability and this has become one of greatest and most formidable challenges faced by any social enterprise. The book documents the understanding of the sustainability of one of the most celebrated forms of social enterprise of our times — Microfinance Institutions (MFIs) gained through a mixed-methods research investigation. It attempts to answer pertinent questions such as: What are the determinant and discriminating factors for the sustainability of MFIs in India? How are these factors being managed by the operationally efficient Indian MFIs that remained sustainable at reasonable interest rates before the onset of the crisis and ceilings imposition in Indian microfinance markets? What does the Indian microfinance crisis teach us about sustainability management and mismanagement? In a nutshell, the answers show that sustainability is a strategic issue that needs managerial attention and not a matter to be left to serendipity. At a time when the industry is recovering from the adverse effects of a crisis and when there are still contentions as to whether the rate fixed by the regulator is enough for the sustenance of the MFIs, the findings mentioned in the book revive the lost hope for the Indian microfinance industry. By deciphering the strategies used by efficient and sustainable MFIs and discussing the lessons that the crisis has imparted to the Indian microfinance markets, this book will enable Indian MFIs to march towards efficient and sustainable operations without losing focus on their clients.

Author : Suresh Sundaresan
Publisher : Edward Elgar Publishing
Page : 143 pages
File Size : 49,8 Mb
Release : 2009-01-01
Category : Business & Economics
ISBN : 9781848445178

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Microfinance by Suresh Sundaresan Pdf

. . . a valuable resource that traces the changes in the microfinance sector from its origin until now. . . The book will serve as a good reference point for future debate in these areas. Microfinance Insights In 2006 the Nobel Peace Prize was awarded to Muhammad Yunus for his work on microfinance, dramatically changing attitudes towards capital markets. Suresh Sundaresan has assembled an impressive set of scholars and practitioners in this book to bring together recent practical innovations and policy questions in the realm of microfinance. The contributions emphasize practical solutions to problems facing the field by examining capital markets, providing a framework for thinking about regulation, and raising questions about gender empowerment. They examine recent developments in the field, research findings, and the challenges that lie ahead. This book takes a solid step toward a systematic analysis of the implications of microfinance for the role and regulation of capital markets. The authors address integration of capital markets with microfinance, technological innovations such as the use of mobile phone technology, the consequences of women s access to micro-loan borrowings, and the regulatory challenges and opportunities emerging as the landscape of microfinance dramatically evolves. Practitioners, policy makers, and academics in the fields of developmental economics, finance, gender studies and public and development policy will enjoy this analytically rigorous work.

Author : R. Manos,J. Gueyie,J. Yaron
Publisher : Springer
Page : 151 pages
File Size : 48,8 Mb
Release : 2015-12-04
Category : Business & Economics
ISBN : 9781137034915

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Promoting Microfinance by R. Manos,J. Gueyie,J. Yaron Pdf

Promoting Microfinance brings together essays and empirical work by leading researchers and practitioners in the field of microfinance. It covers key issues currently facing the microfinance industry and provides an overview of the microfinance industry in selected countries/regions, pointing to the direction in which it is heading.

Author : Malcolm Harper
Publisher : ITDG Publishing
Page : 198 pages
File Size : 47,5 Mb
Release : 2003
Category : Business & Economics
ISBN : IND:30000087122903

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Microfinance by Malcolm Harper Pdf

This compilation comprises 14 articles on the major developments in microfinance in recent years. Some show how certain aspects of the field have changed quite dramatically, others cover issues which have continued throughout the period to preoccupy practitioners and policy makers, and others raise critical and worrying concerns about the future of microfinance. All have been written by experienced authorities, with practical experience, and several are widely regarded as seminal contributions. The reader should be useful for students and others who are looking for a wide-ranging introduction to microfinance, for national and international policy makers and donors, and for people who work in the field and are looking for a broad overview of trends and alternative strategies.

Author : Elizabeth Rhyne
Publisher : McGraw Hill Professional
Page : 352 pages
File Size : 49,5 Mb
Release : 2009-08-21
Category : Business & Economics
ISBN : 9780071713658

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Microfinance for Bankers and Investors: Understanding the Opportunities and Challenges of the Market at the Bottom of the Pyramid by Elizabeth Rhyne Pdf

What promise did Sequoia Capital recognize in SKS microfinance (India) that it had also seen in Apple, Oracle, and Google? Why would Vodafone help distribute money via cell phones for millions of Kenyans? How did a Mexican retailer create a financial-services empire, Banco Azteca, that would serve eight million borrowers in five years? From its origins as a nonprofit poverty alleviation strategy, microfinance has become a viable business model for providing financial services to the poor in ways that allow for both social responsibility and profit, even in the midst of economic turmoil. Longtime microfinance expert Elisabeth Rhyne and her team guide readers through the landscape of financial-inclusion opportunities, providing lessons from companies around the world that are leading the way in earning profits while addressing global poverty. Microfinance for Bankers and Investors reveals: Changes in the market allowing for increased private investment in microfinance New technologies and delivery channels that reduce costs for small transactions Proven ways to overcome the unique challenges of serving customers at the bottom of the pyramid Innovative products for grassroots finance, such as mobile phone banking and microinsurance The extraordinary social value and business sustainability of microfinance Microfinance for Bankers and Investors breaks new ground by showing how microfinance attracts top organizations to engage in double and triple bottom-line business activities. With deep insight and clear vision, it examines the unique opportunities and challenges of providing financial services for low-income people. Inclusive finance gives companies the prospect of aligning social values with long-term business strategies. Microfinance for Bankers and Investors offers the facts and insights you need to enter this fast-growing market with confidence.

Author : Michael L. Policastro
Publisher : Unknown
Page : 22 pages
File Size : 51,8 Mb
Release : 1993
Category : Business planning
ISBN : UCR:31210024733410

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Introduction to Strategic Planning by Michael L. Policastro Pdf

Author : Ashta, Arvind
Publisher : IGI Global
Page : 398 pages
File Size : 50,8 Mb
Release : 2010-08-31
Category : Computers
ISBN : 9781615209941

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Advanced Technologies for Microfinance: Solutions and Challenges by Ashta, Arvind Pdf

Advanced Technologies for Microfinance: Solutions and Challenges is the first book to systematically address technology's impact on microfinance. It discusses a wide variety of technology applications that will define the next generation of the microfinance movement and it addresses the tough questions surrounding technology in microfinance. For instance, what are the disadvantages of technology-enabled microfinance and what will it mean for the inclusiveness and empowerment of the service? This dynamic collection is a must-have for anyone interested in microfinance, whether you are a donor, lender, or investor.

Author : James H. Carr,Zhong Yi Tong
Publisher : Woodrow Wilson Center Press
Page : 401 pages
File Size : 44,6 Mb
Release : 2002-06-28
Category : Business & Economics
ISBN : 9781930365100

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Replicating Microfinance in the United States by James H. Carr,Zhong Yi Tong Pdf

Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.

Author : Mike Goldberg,Eric Palladini
Publisher : World Bank Publications
Page : 144 pages
File Size : 47,9 Mb
Release : 2010-04-01
Category : Business & Economics
ISBN : 0821382357

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Managing Risk and Creating Value with Microfinance by Mike Goldberg,Eric Palladini Pdf

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Author : Dīpāli Panta Jośī
Publisher : Gyan Publishing House
Page : 326 pages
File Size : 50,7 Mb
Release : 2010
Category : Financial institutions
ISBN : 8121210488

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Microfinance for Macro Change Emerging Challenges by Dīpāli Panta Jośī Pdf

Author : Chiweshe, Nigel,Ellis, Debbie
Publisher : IGI Global
Page : 373 pages
File Size : 40,7 Mb
Release : 2019-06-29
Category : Business & Economics
ISBN : 9781522578604

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Strategic Marketing for Social Enterprises in Developing Nations by Chiweshe, Nigel,Ellis, Debbie Pdf

Many governments in developing nations are finding it nearly impossible to address challenges posed to their countries, including poverty, disease, and high levels of youth unemployment. Thus, social entrepreneurs are attempting to address these social challenges through the creation of social enterprises. However, further research is needed as to what social entrepreneurship is and how these enterprises can utilize and formulate marketing strategies. Strategic Marketing for Social Enterprises in Developing Nations provides innovative insights for an in-depth understanding of where marketing and social entrepreneurship interact, providing clarity as to what social entrepreneurship is as an organizational offering, what drives social entrepreneurship, and the formulation of marketing strategies for social enterprises. Highlighting topics such as income generating, marketing management, and media dependency theory, it is designed for managers, entrepreneurial advisors, entrepreneurs, industry professionals, practitioners, researchers, academicians, and students.

Author : S. Nazim Ali
Publisher : Routledge
Page : 309 pages
File Size : 52,9 Mb
Release : 2013-03-01
Category : Business & Economics
ISBN : 9781136671302

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Shari'a Compliant Microfinance by S. Nazim Ali Pdf

In the recent past, Islamic finance has made an impressive case on the banking scene by becoming an alternative to the popular conventional financial systems, spurring a lively academic debate on how the Islamic finance industry can expand its services to cover the poor. Several propositions have been aired which suggest that the Islamic finance industry should consider developing an efficient Shari‘a compliant microfinance model. This book brings together original contributions from leading authorities on the subject of Shari‘a Compliant Microfinance (Islamic Microfinance) to propose innovative solutions and models by carefully studying experiments conducted in various countries. Where critiques of the current microfinance concepts, methods, regulatory measures and practices have often revolved around its practice of charging very high interest, this book discusses the several models that draw on both theory and case studies to provide a sustainable Shari‘a compliant alternative. Arguing that while Islamic finance might have made a remarkable contribution in the financial markets, there remains a big question with regards to its social relevance, the book provides new perspectives and innovative solutions to issues facing the Islamic microfinance industry. A comprehensive reference book for anyone wanting to learn more about Shari‘a Compliant Microfinance, this book will also be of use to students and scholars of microfinance, Islamic finance, and to anyone interested in learning about ethical and socially responsible businesses.