Survey Of Developments In Electronic Money And Internet And Mobile Payments

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The Global Findex Database 2017

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 54,6 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Survey of Electronic Money Developments

Author : Anonim
Publisher : Unknown
Page : 120 pages
File Size : 50,8 Mb
Release : 2001
Category : Banks and banking
ISBN : IND:30000100422504

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Survey of Electronic Money Developments by Anonim Pdf

Current Developments in Monetary and Financial Law, Vol. 4

Author : International Monetary Fund
Publisher : International Monetary Fund
Page : 876 pages
File Size : 42,6 Mb
Release : 2008-11-06
Category : Business & Economics
ISBN : 1589065077

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Current Developments in Monetary and Financial Law, Vol. 4 by International Monetary Fund Pdf

The Legal Department and the Institute of the IMF held their ninth biennial seminar for legal advisors of IMF member countries’ central banks, and the papers published in this volume are based on presentations made by officials attending this seminar. The seminar covered a broad range of topics, including sovereign debt restructuring, money laundering and the financing of terrorism, financial system and banking supervision, conflicts of interest and market discipline in the financial sector, insolvency, and other issues related to central banking.

Mobile Payment

Author : Thomas Lerner
Publisher : Springer Science & Business Media
Page : 187 pages
File Size : 55,6 Mb
Release : 2013-11-29
Category : Computers
ISBN : 9783658032517

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Mobile Payment by Thomas Lerner Pdf

Paying with mobile devices such as mobile phones or smart phones will expand worldwide in the coming years. This development provides opportunities for various industries (banking, telecommunications, credit card business, manufacturers, suppliers, retail) and for consumers. The book comprehensively describes current status, trends and critical aspects of successful mobile payment. It combines theory and practice. Comprising essential aspects of a successful mobile payment as well as successful case studies and practical examples, this book is for all who are developing, offering and using mobile payment.

Oversight Issues in Mobile Payments

Author : Tanai Khiaonarong
Publisher : International Monetary Fund
Page : 35 pages
File Size : 52,5 Mb
Release : 2014-07-15
Category : Business & Economics
ISBN : 9781498331579

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Oversight Issues in Mobile Payments by Tanai Khiaonarong Pdf

This paper examines oversight issues that underlie the potential growth and risks in mobile payments. International experience suggests that financial authorities can develop effective oversight frameworks for new payment methods to safeguard public confidence and financial stability by establishing: (i) a clear legal regime; (ii) proportionate AML/CFT measures to prevent financial integrity risks; (iii) fund safeguarding measures such as insurance, similar guarantee schemes, or “pass through” deposit insurance; (iv) contingency plans for operational disruptions; and (v) risk controls and access criteria in payment systems. Such measures are particularly important for low-income countries where diffusion is becoming more widespread.

Profiting Without Producing

Author : Costas Lapavitsas
Publisher : Verso Books
Page : 417 pages
File Size : 44,5 Mb
Release : 2014-01-14
Category : Political Science
ISBN : 9781781681411

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Profiting Without Producing by Costas Lapavitsas Pdf

Financialization is one of the most innovative concepts to emerge in the field of political economy during the last three decades, although there is no agreement on what exactly it is. Profiting Without Producing puts forth a distinctive view defining financialization in terms of the fundamental conduct of non-financial enterprises, banks and households. Its most prominent feature is the rise of financial profit, in part extracted from households through financial expropriation. Financialized capitalism is also prone to crises, none greater than the gigantic turmoil that began in 2007. Using abundant empirical data, the book establishes the causes of the crisis and discusses the options broadly available for controlling finance.

Central Bank Digital Currency and Other Digital Payments in Sub-Saharan Africa

Author : Mr. Luca A Ricci,Mr. Calixte Ahokpossi,Anna Belianska,Khushboo Khandelwal,Ms. Sunwoo Lee,Ms. Grace B Li,Mr. Yibin Mu,Mr. Saad N Quayyum,Silvia G Nunez,Mr. Jack J Ree,Marcos Rietti Souto,Felix F. Simione
Publisher : International Monetary Fund
Page : 91 pages
File Size : 53,6 Mb
Release : 2024-03-27
Category : Business & Economics
ISBN : 9798400273025

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Central Bank Digital Currency and Other Digital Payments in Sub-Saharan Africa by Mr. Luca A Ricci,Mr. Calixte Ahokpossi,Anna Belianska,Khushboo Khandelwal,Ms. Sunwoo Lee,Ms. Grace B Li,Mr. Yibin Mu,Mr. Saad N Quayyum,Silvia G Nunez,Mr. Jack J Ree,Marcos Rietti Souto,Felix F. Simione Pdf

This Fintech Note reports key findings from the Sub-Saharan Africa Central Bank Digital Currency (CBDC) and Digital Payments Survey, shedding light on the motivations, benefits, and challenges of CBDC adoption, as well as the developments of digital private money and crypto assets in sub-Saharan Africa. It emphasizes the pivotal role of collaboration and shared knowledge in navigating the intricate landscape of digital currencies and assets in sub-Saharan Africa. As this evolving digital frontier is explored, the experiences and aspirations of the region’s central banks, as expressed in the survey, will help harness the potential for digital currencies, assets, and payments, and foster cooperation among countries in sub-Saharan Africa. A forthcoming IMF Departmental Paper will focus on key issues for countries in sub-Saharan Africa pertaining to CBDCs, private digital payments, and crypto assets. It will provide a deeper discussion of the benefits, costs, and risks of these digital payment systems and present policy options to enhance financial digital development and inclusion, while safeguarding macroeconomic and financial stability.

Information Economy Report 2007-2008

Author : United Nations Conference on Trade and Development (UNCTAD)
Publisher : United Nations
Page : 386 pages
File Size : 53,5 Mb
Release : 2008-02-07
Category : Political Science
ISBN : 9789211560800

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Information Economy Report 2007-2008 by United Nations Conference on Trade and Development (UNCTAD) Pdf

The world economy is increasingly driven by technological innovations. UNCTAD’s Information Economy Report 2007-2008 analyses the current and potential contributions of information and communications technology (ICT) to knowledge creation and diffusion. It looks at how developing countries use technology to generate innovations that improve the livelihoods of the poor and support enterprise competitiveness. It also examines the impact of ICTs on productivity and growth, international trade and employment in developing countries.

The Law of Electronic Commerce and the Internet in the UK and Ireland

Author : Steve Hedley
Publisher : Psychology Press
Page : 332 pages
File Size : 51,8 Mb
Release : 2006
Category : Business & Economics
ISBN : 1859419739

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The Law of Electronic Commerce and the Internet in the UK and Ireland by Steve Hedley Pdf

This text covers the law applicable to commercial use of the Internet and other modern communication technologies. It considers not only web-based trading methods but also the use of the Internet in more conventional trading, and is written from an Anglo-Irish perspective.

Baltic Business and Socio-Economic Development 2007

Author : Jost W. Kramer
Publisher : BWV Verlag
Page : 1110 pages
File Size : 50,6 Mb
Release : 2010-01-01
Category : Baltic Sea Region
ISBN : 9783830513889

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Baltic Business and Socio-Economic Development 2007 by Jost W. Kramer Pdf

The Economics of Online Markets and ICT Networks

Author : Russel Cooper,Gary Madden,Ashley Lloyd,Michael Schipp
Publisher : Springer Science & Business Media
Page : 267 pages
File Size : 50,6 Mb
Release : 2006-07-25
Category : Business & Economics
ISBN : 9783790817072

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The Economics of Online Markets and ICT Networks by Russel Cooper,Gary Madden,Ashley Lloyd,Michael Schipp Pdf

This volume examines the economics of platform structure and firm competition within and between online markets. It also details modern theoretical treatments of regulatory intervention in online markets and the consideration of forward-looking experimental analysis of demand for yet to be provided services. The volume is divided into three parts: innovation and competition in online markets; regulation, pricing and evaluation with real options; and empirical approaches to market analysis.

Consumer Protection in the Age of the 'Information Economy'

Author : Jane K. Winn
Publisher : Ashgate Publishing, Ltd.
Page : 482 pages
File Size : 49,9 Mb
Release : 2013-01-28
Category : Law
ISBN : 9781409493211

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Consumer Protection in the Age of the 'Information Economy' by Jane K. Winn Pdf

This volume considers the impact of technological innovation on the foundations of consumer advocacy, contracting behaviour, control over intellectual capital and information privacy. A unique and timely perspective on these issues is presented by internationally renowned experts who provide novel approaches to the question of what consumer protection might consist of in the context of technological innovation.

Blockchain and Cryptocurrencies

Author : Asma Salman,Muthanna G. Abdul Razzaq
Publisher : Unknown
Page : 126 pages
File Size : 48,8 Mb
Release : 2019-08-28
Category : Telecommunication
ISBN : 9781789239133

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Blockchain and Cryptocurrencies by Asma Salman,Muthanna G. Abdul Razzaq Pdf

Finance is the language of business and as technological disruption accelerates, a fundamental change is under way. This presents both opportunities and challenges for current-day organizations and finance professionals alike. Money makes the world go around, they say; but digital money not only makes the world go around, it does it in a decentralized fashion. Because the currencies are decentralized, with the right mix of technology the opportunities that emerge are noteworthy and emerge as a game changer for financial institutions. This book shows many different aspects, examples, and regulations of cryptocurrencies through its underpinning technology of blockchain in the present-day digital era. The diversity of the authors who sum up this book signify the importance of implementation in the digitized economy. It is divided into four main sections, with topics on Bitcoin, blockchain and digital returns, impact of cryptocurrencies in gaming, and cryptocurrency exchanges.

Digital Innovation in Financial Services

Author : Phoebus L. Athanassiou
Publisher : Kluwer Law International B.V.
Page : 288 pages
File Size : 42,9 Mb
Release : 2016-04-24
Category : Law
ISBN : 9789041187826

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Digital Innovation in Financial Services by Phoebus L. Athanassiou Pdf

Consumer behaviour is rapidly trending towards the use of digital devices as instruments through which to transact day-to-day business. This original and timely book shows how this trend creates new opportunities not only for retail consumers but also for financial service providers, regulators and central banks. The author offers a comprehensive overview of these opportunities and their countervailing legal and regulatory challenges. The author describes and analyses in unprecedented detail the application of digital financial innovation (FinTech), and some of its core manifestations, including virtual currencies, Blockchain and distributed ledger technologies to the delivery of financial services, in areas such as: – payments; – securities clearing and settlement; – central banking; – real-time access to financial information; – instant completion of core financial transactions; – data validation and reconciliation processes; and – digital contracting (smart contracts). Also clarified are the legal and other barriers to be overcome – including cybersecurity and risks to privacy – before any widespread adoption of digital innovation in the highly regulated financial sector context can occur. As an informed assessment of the legal merits and risks of technological innovation for financial service providers and central banks, and as a contribution to establishing a conceptual framework within which to analyse and better understand the applications of digital innovation to the financial sector, this practical work is bound to be welcomed by legal practitioners and legal scholars alike with an interest in financial services. Policymakers and regulators will also appreciate its guidance on how to temper the less benevolent aspects of FinTech with targeted, risk-focused regulation, so as to promote innovation and preserve the potential benefits for financial markets and their participants alike.