The Impact Of Electronic Banking On Bank Performance

Author : Soukeme Ebikeme
Publisher : GRIN Verlag
Page : 72 pages
File Size : 40,6 Mb
Release : 2020-08-03
Category : Business & Economics
ISBN : 9783346216700

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The Impact of Electronic Banking on Bank Performance by Soukeme Ebikeme Pdf

Research Paper (undergraduate) from the year 2017 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 3.52, , course: BANKING FINANCE, language: English, abstract: This study intends to discuss and exchange views on the impact of electronic banking on the performance of banks in Nigeria. Banking has come a long way from the time of ledger cards and other manual filing systems. Most banks today have electronics systems to handle their daily voluminous task of information retrieval storage and processing. Three or four decades ago, banking was a simple business; customers saved their money with banks and received their financial services from banks. When customers open account they received passbook from the banks with which the account would be operated and when it is a current account, they received cheque books for the same purpose.

Author : Sarlak, Mohammad Ali,Hastiani, Asghar Abolhasani
Publisher : IGI Global
Page : 227 pages
File Size : 42,9 Mb
Release : 2010-08-31
Category : Business & Economics
ISBN : 9781615206360

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E-Banking and Emerging Multidisciplinary Processes: Social, Economical and Organizational Models by Sarlak, Mohammad Ali,Hastiani, Asghar Abolhasani Pdf

E-Banking and Emerging Multidisciplinary Processes: Social, Economical and Organizational Models advances the knowledge and practice of all facets of electronic banking. This cutting edge publication emphasizes emerging e-banking theories, technologies, strategies, and challenges to stimulate and disseminate information to research, business, and banking communities. It develops a comprehensive framework for e-banking through a multidisciplinary approach, while taking into account the implications it has on traditional banks, businesses, and economies.

Author : Jayaram Kondabagil
Publisher : John Wiley & Sons
Page : 287 pages
File Size : 42,7 Mb
Release : 2007-10-26
Category : Business & Economics
ISBN : 9780470822432

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Risk Management in Electronic Banking by Jayaram Kondabagil Pdf

This book, based on international standards, provides a one-step reference to all aspects of risk management in an electronic banking environment.

Author : John Simpson
Publisher : Unknown
Page : 35 pages
File Size : 48,8 Mb
Release : 2000
Category : Banks and banking
ISBN : 1740670027

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The Impact of the Internet in Banking by John Simpson Pdf

Author : Salman Ahmed
Publisher : GRIN Verlag
Page : 63 pages
File Size : 43,9 Mb
Release : 2013-01-03
Category : Business & Economics
ISBN : 9783656344476

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E-banking: An Essential Sector in Banking Industry by Salman Ahmed Pdf

Master's Thesis from the year 2012 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, , course: Banking & Finance, language: English, abstract: Our this research report is based on the E-banking technology in which customers can access more accurate, faster and quick banking services from the computerized banking system. This system has been adopted by the international banks as well as by the local banks in Pakistan to give efficient services to their customers. The purpose of our research work is carried out to release the importance of E-banking in banking industry, which is being implemented by the banks for providing the electronic services to the customers and to what extent E-banking is growing and giving the benefits to both the customers as well as the bankers. This research work will also help to determine whether the E-banking services are efficient, accurate and rapid in banking industry.

Author : Rimpi Jatana
Publisher : Unknown
Page : 284 pages
File Size : 42,8 Mb
Release : 2007
Category : Banks and banking
ISBN : UOM:39015072808093

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E-Banking in India by Rimpi Jatana Pdf

ABOUT THE BOOK Finland was the first country in the world to have taken a lead in E-banking. In India, it was ICICI Bank which initiated E-banking as early as 1997 under the brand name Infinity. Electronic banking (E-banking) is a generic term encompassing internet banking, telephone banking, mobile banking etc. In other words, it is a process of delivery of banking services and products through electronic channels such as telephone, internet, cell phone etc. The concept and scope of E-banking is still evolving. E-banking facilitates an effective payment and accounting system thereby enhancing the speed of delivery of banking services considerably. While E-banking has improved efficiency and convenience, it has also posed several challenges to the regulators and supervisors. Several initiatives taken by the Government of India as well as the Reserve Bank of India (RBI) have facilitated the development of E-banking in India. The Government of India enacted the IT Act, 2000 with effect from October 17, 2000, which provides legal recognition to electronic transactions and other means of electronic commerce. The RBI has been gearing up to upgrading itself as a regulator and supervisor of the technologically dominated financial system. It issued guidelines on risks and control in computer and telecommunication system in February 1998 to all the banks advising them to evaluate the risks inherent in the systems and put in place adequate control mechanisms to address these risks, which can be broadly put under three heads, viz. IT environment risks, IT operations risks and product risks. The existing regulatory framework over banks has also been extended to E-banking. It covers various issues that fall within the framework of technology, security standards and legal and regulatory issues. This book contains 12 articles by scholars specialising in the area of banking. It will be useful for all those who want to understand recent technological developments in Indian banking.

Author : Ms.Andrea Schaechter
Publisher : International Monetary Fund
Page : 27 pages
File Size : 42,7 Mb
Release : 2002-03-01
Category : Business & Economics
ISBN : 9781451972177

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Issues in Electronic Banking by Ms.Andrea Schaechter Pdf

Using electronic delivery channels for banking services and products has become increasingly popular in recent years. Electronic banking makes it possible to offer banking services around the world 24 hours a day. The dependence on technology for providing the services with the necessary security, and the cross-border nature of transactions, involve additional risks for banks and new challenges for banking regulators and supervisors. This paper provides an overview of some of the issues resulting from the development of electronic banking and how they are currently being addressed by regulatory and supervisory authorities.

Author : Dinçer, Hasan,Yüksel, Serhat
Publisher : IGI Global
Page : 641 pages
File Size : 46,7 Mb
Release : 2018-12-07
Category : Business & Economics
ISBN : 9781522571810

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Handbook of Research on Managerial Thinking in Global Business Economics by Dinçer, Hasan,Yüksel, Serhat Pdf

In a highly competitive global market, companies need to equip themselves with best practices and strategies to survive. Strategic management, innovative managerial thinking, and a clear decision-making process must be utilized to boost company performance and ultimately drive the company’s success. The Handbook of Research on Managerial Thinking in Global Business Economics identifies the importance of strategic decision making in competitive environments and analyzes the impacts of managerial thinking on global financial economics. The content within this publication examines globalization, consumer behavior, and risk management. It is designed for researchers, academicians, policymakers, government officials, and managers, and covers topics centered on innovation and development within organizations.

Author : SCN Education B.V.
Publisher : Springer Science & Business Media
Page : 212 pages
File Size : 48,5 Mb
Release : 2001
Category : Business & Economics
ISBN : 3528057548

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Electronic Banking by SCN Education B.V. Pdf

The world of banking and financial services is in the midst of dramatic change, moving away from traditional "brick and mortar" branches and focusing on new delivery channels, to improve customer service and give 24-hours-a-day access to information and transactions. What are the threats and the opportunities of electronic banking? What new pricing strategies should banks develop? How to secure electronic financial transactions? What effects will online banking have on the financial world? How to market the new electronic services? Read the expert opinions from bankers, trendwatchers and financial consultants. Explore the new banking solutions through white papers and reports. This HOTT Guide reveals all the ins and outs of this new online phenomenon.

Author : Philipos Lamore Bambore
Publisher : Independent Author
Page : 0 pages
File Size : 45,5 Mb
Release : 2022-11-09
Category : Business & Economics
ISBN : 1805450581

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Impact of Electronic Banking Services on Customer Satisfaction and Loyalty a Study of Ethiopian Banks by Philipos Lamore Bambore Pdf

According to Komal (2009), Electronic banking is an umbrella term, the process by which a customer may perform banking transactions Electronically without visiting a brick-and-mortar institution/traditional branches. Electronic banking includes; personal computer(pc) banking, internet banking, online banking, home banking, remote electronic banking, phone banking, and internet or online banking and they are also the most frequently used designations. Personal computer banking is a form of electronic banking that enables customers to execute bank transactions from a PC via a modem. In most personal banking ventures/transaction, the bank offers/give the customer's proprietary financial software program that allows the customer to perform financial transactions from his or her home computer/customer can get financial services at home. The customer then dials into their bank with his or her modem, downloads, and runs the programs that are resident on the customer's computer. Researches on how customers perceive and evaluate the quality of these electronic portals/types (ATM, POS, Mobile Banking internet banking, .etc) are still ongoing (Parasuraman et al., 2005; Loonam & O'Loughlin, 2008; Chong et al., 2010). In today's winning banks, those that will be around in the coming decades are realizing that only satisfied customers will be loyal.

Author : Patrick T. Harker,Stavros A. Zenios
Publisher : Cambridge University Press
Page : 516 pages
File Size : 53,8 Mb
Release : 2000-05-18
Category : Business & Economics
ISBN : 0521777674

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Performance of Financial Institutions by Patrick T. Harker,Stavros A. Zenios Pdf

The efficient operation of financial intermediaries--banks, insurance and pension fund firms, government agencies and so on--is instrumental for the efficient functioning of the financial system and the fueling of the economies of the twenty-first century. But what drives the performance of these institutions in today's global environment? In this volume, world-renowned scholars bring their expertise to bear on the issues. Primary among them are the definition and measurement of efficiency of a financial institution, benchmarks of efficiency, identification of the drivers of performance and measurement of their effects on efficiency, the impact of financial innovation and information technologies on performance, the effects of process design, human resource management policies, as well as others.

Author : MissEstelle X Liu
Publisher : International Monetary Fund
Page : 42 pages
File Size : 47,6 Mb
Release : 2021-02-19
Category : Business & Economics
ISBN : 9781513570051

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Stay Competitive in the Digital Age: The Future of Banks by MissEstelle X Liu Pdf

The latest advancement in financial technology has posed unprecedented challenges for incumbent banks. This paper analyzes the implications of these challenges on bank competitveness, and explores the factors that could support digital advancement in banks. The analysis shows that the traditionally leading role of banks in advancing financial technology has diminished in recent years, and suggests that onoing efforts to catch up to the digital frontier could lead to a more concentrated banking industry, as smaller and less tech-savvy banks struggle to survive. Cross-country evidence has suggested that banks in high-income economies appear to have been the digital leaders, likely benefiting from a sound digital infrastructure, a strong legal and business environment, and healthy competition. Nonetheless, some digital leaders may fall behind in the coming years in adopting newer technologies due to entrenched consumer behavior favoring older technologies, less active fintech and bigtech companies, and weak bank balance sheets.

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 43,5 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Author : Tao Sun
Publisher : International Monetary Fund
Page : 16 pages
File Size : 55,8 Mb
Release : 2021-06-29
Category : Business & Economics
ISBN : 9781513585192

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Digital Banking Support to Small Businesses Amid COVID-19 by Tao Sun Pdf

This note analyzes the economic impact of digital lending to micro and small sized enterprises (MSEs) in China during the coronavirus disease (COVID-19) pandemic. A preliminary analysis of a large pool of MSEs served by a digital bank indicates that digital banks were able to remotely evaluate borrowers and sustain lending during the pandemic, thereby facilitating the business continuity, sales growth, and financial inclusiveness of MSEs. In the global context, a policy framework—leveraging the advantages of digital banks and empowering digital banks, while guarding against possible financial stability risks—would further support small businesses during and after the COVID-19 pandemic.

Author : Robert N. Lussier,John R. Hendon
Publisher : SAGE Publications
Page : 1426 pages
File Size : 51,8 Mb
Release : 2017-11-30
Category : Business & Economics
ISBN : 9781506360317

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Human Resource Management by Robert N. Lussier,John R. Hendon Pdf

Whether your students are HRM majors or general business majors, Human Resource Management: Functions, Applications, and Skill Development, Third Edition, will help them build the skills they need to recruit, select, train, and develop talent. Bestselling authors Robert N. Lussier and John R. Hendon explore the important strategic function HR plays in today′s organizations. A wide variety of applications, self-assessments, and experiential exercises keep students engaged and help them see the relevancy of HR as they learn skills they can use in their personal and professional lives. A Complete Teaching & Learning Package SAGE Premium Video Included in the interactive eBook! SAGE Premium Video tools and resources boost comprehension and bolster analysis and illustrate HRM in action. Watch this video on Culture Shock for a preview. Learn more. Interactive eBook Includes access to SAGE Premium Video, multimedia tools, and much more! Save when you bundle the interactive eBook with the new edition. Order using bundle ISBN: 978-1-5443-2106-6. Learn more. SAGE coursepacks FREE! Easily import our quality instructor and student resource content into your school’s learning management system (LMS) and save time. Learn more. SAGE edge FREE online resources for students that make learning easier. See how your students benefit.