The Power Of Mobile Banking

Author : Sankar Krishnan
Publisher : John Wiley & Sons
Page : 153 pages
File Size : 42,9 Mb
Release : 2014-04-28
Category : Business & Economics
ISBN : 9781118932049

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The Power of Mobile Banking by Sankar Krishnan Pdf

Today's tech-savvy consumers are demanding a more personal customer experience from their banks, and banks are discovering that mobile services deliver individualized, tailored experiences better than any other technology. The Power of Mobile Banking: How to Profit from the Revolution in Retail Financial Services gives banking and financial professionals a well-researched guide for becoming transformational leaders. These leaders can convert their traditional retail "branch" banks into streamlined systems that deliver personalized services to their customers' laptops, tablets, and smartphones. Written by Sankar Krishnan—a career banker and noted financial services industry thought leader—The Power of Mobile Banking includes strategies for adapting mobile banking practices that suit the needs of both developed and emerging markets. Krishnan also shows how bankers can make their products and services relevant to a new generation of digital natives. Krishnan explores the expanding mobile payment systems that offer a wealth of financial opportunities for banking institutions and includes information on the growth of e-commerce, which holds the potential for new and profitable ways for banks to engage with consumers. The Power of Mobile Banking outlines the practical aspects of adapting to a mobile banking strategy and shows how to put the right players in place to ensure the technology works seamlessly. Once in place, a great mobile system delivers excellent service and benefits to users, as well as real value and unique features that cement customer loyalty. The book also offers advice for bankers who want to increase their bottom line by delving into the world-wide prepaid card market. Krishnan includes a discussion on the risks and hazards of mobile banking and reveals the critical investments that banks must be willing to make in order to avoid losing customers to telecoms, retailers, and technology providers. The time for retail banking to prepare for the new paradigm is now and The Power of Mobile Banking is the guide for professionals who want to adapt, evolve, and succeed in this new mobile-driven world.

Author : Tim Walker,Lucian Morris
Publisher : John Wiley & Sons
Page : 403 pages
File Size : 45,6 Mb
Release : 2021-05-24
Category : Business & Economics
ISBN : 9781119328018

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The Handbook of Banking Technology by Tim Walker,Lucian Morris Pdf

Competitive advantage in banking comes from effective use of technology The Handbook of Banking Technology provides a blueprint for the future of banking, with deep insight into the technologies at the heart of the industry. The rapid evolution of IT brings continual change and demand for investment — yet keeping pace with these changes has become an essential part of doing business. This book describes how banks can harness the power of current and upcoming technology to add business value and gain a competitive advantage; you'll learn how banks are using technology to drive business today, and which emerging trends are likely to drive the evolution of banking over the next decade. Regulation is playing an ever increasing role in banking and the impact of regulatory change on technology and the management of it are discussed — while mandatory changes put pressure on many of our high street banking brands, their ability to adapt and utilise technology will have a fundamental impact on their success in the rapidly changing marketplace. Technology costs can amount to 15 per cent or more of operational costs and bank leaders need to be able to make informed decisions about technology investments in light of the potential benefits. This book explores the depth and breadth of banking technology to help decision makers stay up to date and drive better business. Assess your current technology against the new banking paradigms Procure the systems needed to protect the bottom line Implement newer technology more efficiently and effectively Ensure compliance and drive value with appropriate technology management Technological change is driven by mass adoption of new channels, innovation from new entrants, and by banks themselves as a means of increasing revenue and reducing costs. The Handbook of Banking Technology offers a comprehensive look at the role of technology in banking, and the impact it will have in the coming years.

Author : Gaby Neumann,Justyna Majewska, ,Szymon Truskolaski
Publisher : Eduardo Tomé
Page : 532 pages
File Size : 52,8 Mb
Release : 2018-07-08
Category : Business & Economics
ISBN : 9789895418206

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Proceedings of the International Conference Theory and Applications in the Knowledge Economy TAKE 2018 by Gaby Neumann,Justyna Majewska, ,Szymon Truskolaski Pdf

Foreword TAKE 2018 follows with success the two previous editions. We gather 60 papers, presented by scholars from 15 countries which address the complex relation between theory and applications in the realm of the knowledge economy. We address specific aspects of knowledge management, human resource development and management, intellectual capital and many other scientific areas relevant for the economy of today. We hope these proceedings will summarize and illustrate well what happened in the conference and look forward for next years’ edition. Thank you very much for your participation as local organizer, keynote speaker, stream leader, reviewer, author, helper or just participant. Eduardo Tomé, Conference Chair Poznan, July 2018

Author : Brett King
Publisher : John Wiley & Sons
Page : 273 pages
File Size : 42,9 Mb
Release : 2018-12-28
Category : Business & Economics
ISBN : 9781119506522

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Bank 4.0 by Brett King Pdf

Winner of best book by a foreign author (2019) at the Business Book of the Year Award organised by PwC Russia The future of banking is already here — are you ready? Bank 4.0 explores the radical transformation already taking place in banking, and follows it to its logical conclusion. What will banking look like in 30 years? 50 years? The world’s best banks have been forced to adapt to changing consumer behaviors; regulators are rethinking friction, licensing and regulation; Fintech start-ups and tech giants are redefining how banking fits in the daily life of consumers. To survive, banks are having to develop new capabilities, new jobs and new skills. The future of banking is not just about new thinking around value stores, payment and credit utility — it's embedded in voice-based smart assistants like Alexa and Siri and soon smart glasses which will guide you on daily spending and money decisions. The coming Bank 4.0 era is one where either your bank is embedded in your world via tech, or it no longer exists. In this final volume in Brett King's BANK series, we explore the future of banks amidst the evolution of technology and discover a revolution already at work. From re-engineered banking systems, to selfie-pay and self-driving cars, Bank 4.0 proves that we're not on Wall Street anymore. Bank 4.0 will help you: Understand the historical precedents that flag a fundamental rethinking in banking Discover low-friction, technology experiences that undermine the products we sell today Think through the evolution of identity, value and assets as cash and cards become obsolete Learn how Fintech and tech "disruptors" are using behaviour, psychology and technology to reshape the economics of banking Examine the ways in which blockchain, A.I., augmented reality and other leading-edge tech are the real building blocks of the future of banking systems If you look at individual technologies or startups disrupting the space, you might miss the biggest signposts to the future and you might also miss that most of we've learned about banking the last 700 years just isn't useful. When the biggest bank in the world isn't any of the names you'd expect, when branch networks are a burden not an asset, and when advice is the domain of Artificial Intelligence, we may very well have to start from scratch. Bank 4.0 takes you to a world where banking will be instant, smart and ubiquitous, and where you'll have to adapt faster than ever before just to survive. Welcome to the future.

Author : Oswal - Gurukul
Publisher : Oswal Publishers
Page : 641 pages
File Size : 46,6 Mb
Release : 2022-06-10
Category : Education
ISBN : 9789392563515

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Oswal - Gurukul Commerce Most Likely Question Bank : ISC Class 12 for 2023 Exam by Oswal - Gurukul Pdf

Author : Aijaz A. Shaikh,Heikki Karjaluoto
Publisher : Routledge
Page : 286 pages
File Size : 46,6 Mb
Release : 2018-12-21
Category : Business & Economics
ISBN : 9781351174442

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Marketing and Mobile Financial Services by Aijaz A. Shaikh,Heikki Karjaluoto Pdf

Mobile financial services (MFS) are of major interest and importance to both researchers and practitioners. The role played by nonbanking actors including telecoms and FinTech firms as well as other participants, such as PayPal and Amazon, in developing and deploying innovative financial and payment services is undeniable. Peer2peer (P2P) payments from nonbank services are becoming increasingly commonplace and will shortly be codified by EC (EU?) regulations requiring banks to provide access to consumer data for third-party app developers and service providers. Three major mobile financial systems—mobile banking, mobile payments, and branchless banking—currently dominate the electronic retail banking sector. Although interconnected and interrelated, their business models, regulatory frameworks, and target markets are distinct. This book provides a unified perspective on MFS and discusses its evolution, growth, and future, as well as identifying the frameworks, stakeholders, and technologies used in financial information systems in general and MFS in particular. Academics and researchers in digital and financial marketing will find this book an invaluable resource, as will bank executives, regulators, policy makers, FinTech professionals, and anyone interested in how mobile technology, social media and financial services will increasingly intersect.

Author : Sanjay Kumar Rout
Publisher : Educreation Publishing
Page : 122 pages
File Size : 55,9 Mb
Release : 2019-02-28
Category : Education
ISBN : 8210379456XXX

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Mobile Banking Security by Sanjay Kumar Rout Pdf

Mobile banking is a revolution in the field of Commerce &Financial Transactions. The book is all about Mobile banking and its upcoming in India. Book concealment the recent security hazards for mobile banking arena and its rapid growth with solutions.

Author : Paul Skeldon
Publisher : Crimson Publishing
Page : 272 pages
File Size : 44,9 Mb
Release : 2011-10-19
Category : Business & Economics
ISBN : 9781780590950

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M-Commerce by Paul Skeldon Pdf

Mobile commerce is rapidly changing how businesses interact and sell. This book reveals how to master m-commerce, from global markets and trends to selling and marketing through m-commerce. Plus real life case studies and advice about how to integrate m-commerce into a multichannel business strategy.

Author : Brett King
Publisher : Marshall Cavendish International Asia Pte Ltd
Page : 400 pages
File Size : 54,7 Mb
Release : 2010-06-05
Category : Business & Economics
ISBN : 9789814312660

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Bank 2.0 by Brett King Pdf

BANK 2.0 reveals why customer behaviour is so rapidly changing, how branches will evolve, why cheques are disappearing, and why your mobile phone will replace your wallet—all within the next 10 years.

Author : Silas Paulsen
Publisher : Nova Science Publishers
Page : 0 pages
File Size : 45,9 Mb
Release : 2013
Category : Banks and banking
ISBN : 1626187037

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Mobile Financial Services by Silas Paulsen Pdf

Mobile phones have clearly become ubiquitous and a standard aspect of daily life for many American consumers in the last decade. Ongoing innovations in mobile finance show some potential to change the way consumers conduct financial transactions by offering consumers new services. Yet, many people remain sceptical of the benefit of mobile financial services and the level of security provided along with such services. This book examines the use of mobile technology to access financial services and make financial decisions, with a focus on how consumers are interacting with financial institutions; current use of mobile banking and payments; and other mobile financial services and new technologies.

Author : Taniar, David
Publisher : IGI Global
Page : 3721 pages
File Size : 50,8 Mb
Release : 2008-11-30
Category : Computers
ISBN : 160566054X

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Mobile Computing: Concepts, Methodologies, Tools, and Applications by Taniar, David Pdf

"This multiple-volume publication advances the emergent field of mobile computing offering research on approaches, observations and models pertaining to mobile devices and wireless communications from over 400 leading researchers"--Provided by publisher.

Author : Oswal - Gurukul
Publisher : Oswal Publishers
Page : 592 pages
File Size : 54,8 Mb
Release : 10-09-21
Category : Education
ISBN : 9789391184247

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Chapterwise MCQs Book for Commerce Stream : ISC Class 12 for Semester I 2021 Exam by Oswal - Gurukul Pdf

Perform well in Semester 1 Exam for ISC 12th Class with newly introduced Oswal - Gurukul Chapterwise MCQs Commerce Stream for 2021 Exam. This practice book includes Science Stream subject papers such as English, Maths, Economics, Accounts, Commerce, Computer science. How can you benefit from Oswal - Gurukul ISC Chapterwise MCQs for 12th Class Commerce? We have designed the book based on the Modified Assessment Plan issued by the Board on August 6, 2021. Students can attempt the questions even in changing scenarios and exam patterns. Our Comprehensive Handbook Includes questions segregated chapter wise which enable Class 12 ISC students’ to concentrate properly on one chapter at a time. 1. Strictly followed the Specimen Question Pattern released by CISCE in August 2021 2. Content is purely based on the Latest Reduced Syllabus issued by the Board on July 19, 2021 3. 2500+ Chapter Wise Multiple Choice Questions for intensive practice 4. Includes all types of MCQs such as Diagram based Questions, Case based questions, Fill in the blanks, Numerical questions, Comprehension Questions 5. Word of Advice by Experts to avoid common mistakes 6. Last minute revision with Chapter at a Glance 7. Fully Solved New Specimen Question Papers

Author : Dan Schatt
Publisher : John Wiley & Sons
Page : 240 pages
File Size : 42,9 Mb
Release : 2014-07-21
Category : Business & Economics
ISBN : 9781118742471

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Virtual Banking by Dan Schatt Pdf

Technology is permanently transforming the banking industry, and digital payments are the key Electronic Payments, Mobile Commerce, and Virtual Banking: A Guide to Innovation, Partnering, and Regulation takes a hands-on approach to competing in the modern banking environment. Former PayPal Head of Financial Innovation Dan Schatt explores the reasons behind the massive consumer migration away from traditional banks, and provides clear, actionable guidance on beating new banking models at their own game. Digital payment is the hottest topic in banking today, and is set to define the future of the industry. Consumers are rapidly abandoning traditional banks in favor of institutions that are lower-cost and more consumer-centric. Between the pace of financial regulatory reform and the cloud computing revolution, the old banking model is on the fast track to extinction. Electronic Payments, Mobile Commerce, and Virtual Banking provides the information banks need to compete in this new environment, and details the integral implementation actions that will allow them to thrive. The book discusses real-world innovations from banks, non-banks, and up and comers, and the heavy competition from the new outsource bank model. Topics include: The changing POS landscape and the need for digital wallet partnerships Shifting gears to greenfield market opportunities versus non-profitable markets Digital channel best practices for superior customer experience When to outsource, and what capabilities to truly own Case studies including PayPal, Google, Square, Facebook, Twitter, and more illustrate acceleration of innovation through banking partnerships, as well as the mechanics behind banking's biggest, scariest threats. The trick to surviving the paradigm shift is to embody innovation while providing a superior customer proposition. Electronic Payments, Mobile Commerce, and Virtual Banking: A Guide to Innovation, Partnering, and Regulation provides the inside track on managing the shift and dominating the new marketplace.

Author : Efraim Turban,Jon Outland,David King,Jae Kyu Lee,Ting-Peng Liang,Deborrah C. Turban
Publisher : Springer
Page : 636 pages
File Size : 41,6 Mb
Release : 2017-10-12
Category : Business & Economics
ISBN : 9783319587158

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Electronic Commerce 2018 by Efraim Turban,Jon Outland,David King,Jae Kyu Lee,Ting-Peng Liang,Deborrah C. Turban Pdf

This new Edition of Electronic Commerce is a complete update of the leading graduate level/advanced undergraduate level textbook on the subject. Electronic commerce (EC) describes the manner in which transactions take place over electronic networks, mostly the Internet. It is the process of electronically buying and selling goods, services, and information. Certain EC applications, such as buying and selling stocks and airline tickets online, are reaching maturity, some even exceeding non-Internet trades. However, EC is not just about buying and selling; it also is about electronically communicating, collaborating, and discovering information. It is about e-learning, e-government, social networks, and much more. EC is having an impact on a significant portion of the world, affecting businesses, professions, trade, and of course, people. The most important developments in EC since 2014 are the continuous phenomenal growth of social networks, especially Facebook , LinkedIn and Instagram, and the trend toward conducting EC with mobile devices. Other major developments are the expansion of EC globally, especially in China where you can find the world's largest EC company. Much attention is lately being given to smart commerce and the use of AI-based analytics and big data to enhance the field. Finally, some emerging EC business models are changing industries (e.g., the shared economy models of Uber and Airbnb). The 2018 (9th) edition, brings forth the latest trends in e-commerce, including smart commerce, social commerce, social collaboration, shared economy, innovations, and mobility.

Author : K. Srujan Raju,A. Govardhan,B. Padmaja Rani,R. Sridevi,M. Ramakrishna Murty
Publisher : Springer Nature
Page : 881 pages
File Size : 46,6 Mb
Release : 2020-03-17
Category : Technology & Engineering
ISBN : 9789811514807

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Proceedings of the Third International Conference on Computational Intelligence and Informatics by K. Srujan Raju,A. Govardhan,B. Padmaja Rani,R. Sridevi,M. Ramakrishna Murty Pdf

This book features high-quality papers presented at the International Conference on Computational Intelligence and Informatics (ICCII 2018), which was held on 28–29 December 2018 at the Department of Computer Science and Engineering, JNTUH College of Engineering, Hyderabad, India. The papers focus on topics such as data mining, wireless sensor networks, parallel computing, image processing, network security, MANETS, natural language processing and Internet of things.