The Wall Street Journal Financial Guidebook For New Parents

Author : Stacey L. Bradford
Publisher : Crown Currency
Page : 210 pages
File Size : 41,5 Mb
Release : 2009-06-02
Category : Business & Economics
ISBN : 9780307459985

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The Wall Street Journal. Financial Guidebook for New Parents by Stacey L. Bradford Pdf

A practical approach to affording your kids from cradle to college. Bringing home your bouncing baby boy or girl should be an exciting time of celebration–not cause for worry about how you’re going to pay for feeding, clothing, and caring for your new bundle of expenses. The average family will spend between $11,000 and $16,000 during a new baby’s first year, and more than $200,000 before a kid’s eighteenth birthday. Unfortunately, a second child only doubles your costs, with little economy of scale for each additional baby. Before you start using these statistics as birth control, take a deep breath and know that you can have a family and make a comfortable future for your children while saving for your own important goals. The Wall Street Journal Financial Guidebook for New Parents shows you the way, with information on how to: • Safeguard your child’s well-being with wills, trusts, and life insurance • Best weigh your child-care options and decide whether to go back to work • Save on taxes with child-friendly tax credits and deductions plus tax-advantaged benefits at work • Manage your family’s health-care costs • Save for long-term costs by setting up a college fund • Spend smart and save money at every stage of your child’s development • Continue to contribute to your own retirement savings From maternity (and paternity) leave to flexible spending accounts to 529 college plans, The Wall Street Journal Financial Guidebook for New Parents provides all the information you need to meet your child’s expenses while also protecting your family’s financial security.

Author : Colleen DeBaise
Publisher : Crown Currency
Page : 274 pages
File Size : 55,5 Mb
Release : 2009-12-29
Category : Business & Economics
ISBN : 9780307462589

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The Wall Street Journal. Complete Small Business Guidebook by Colleen DeBaise Pdf

Because starting a small business is not only a huge financial risk but also a complete lifestyle change, anyone who wants to be his or her own boss needs to approach entrepreneurship thoughtfully and with careful planning. That’s why there is no better resource than The Wall Street Journal Complete Small Business Guidebook, a practical guide for turning your entrepreneurial dreams into a successful company, from America’s most trusted source of financial advice. It answers would-be business owners’ biggest question—how do I fund my venture?—then explains the mechanics of building, running and growing a profitable business. You’ll learn: • How to write a winning business plan • Secrets to finding extra money during the lean years and beyond • Ways to keep your stress in check while maintaining a work/life balance • How to manage your time, including taking vacations and dealing with sick days • Strategies for keeping your business running smoothly—from investing in technology to hiring the right people • Marketing and management basics • When angel investors or venture capital might be an appropriate way to grow • How to execute your exit strategy Running the show may not always be easy, but the rewards can be tremendous. You may be on the job 24/7, but you have the freedom to call the shots, to hire whomever you want, to work when you want and to take your business as far as you want to go.

Author : Rachel Emma Silverman
Publisher : Crown Currency
Page : 210 pages
File Size : 51,8 Mb
Release : 2011-09-06
Category : Business & Economics
ISBN : 9780307461278

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The Wall Street Journal Complete Estate-Planning Guidebook by Rachel Emma Silverman Pdf

Let’s face it: you can't avoid death or taxes. But you can create an estate plan that will make both a whole lot easier for your loved ones and put you in control of how your assets will get passed to your heirs. Here, Wall Street Journal personal-finance reporter Rachel Emma Silverman walks you step-by-step through the process. Chock-full of clear and solid advice on how to get the most out of the main estate planning tools - including wills, trusts, life insurance, guardianship papers, and powers-of-attorney documents - the Wall Street Journal Complete Estate-Planning Guidebook will help make your estate-planning process as simple, smooth, and unintimidating as possible. This book will help you: · Clarify your estate-planning goals, such as dividing up property for heirs, reducing taxes or leaving money for charity · Understand the key estate-planning documents you’ll need, including wills, beneficiary-designation forms, powers-of-attorney and health-care advance directives · Decode the technical jargon that estate planners often use, so you feel comfortable discussing QTIPs and QPRTs when you sit down with your lawyer. · Reduce possible estate, gift or generation-skipping taxes and legal and probate fees – decreasing what goes to the tax man and increasing what goes to your heirs · Learn strategies to divide money and personal property among your heirs, and reduce the possibility of family fights · Discuss sensitive estate-planning issues with your family · Maintain your estate-plan over time, including how to store and when to update your documents With completely up-to-date information on how to navigate the new 2011 estate tax legislation, and thoughtful advice on how to handle your estate in complicated situations – like if you’re single, in a same-sex relationship, or wish to provide for children with special needs - this is the estae-planning guide for today’s messy and complicated world. One of the biggest estate planning mistakes people make, says Silverman, is waiting too long to start. Which is why the Wall Street Journal Complete Estate-Planning Guidebook isn’t just for those planning for retirement or their golden years. It’s for anyone, of any age, who wants the peace of mind of knowing that your wishes will be respected and your hard-earned money will get passed on as you would like.

Author : Karen Blumenthal
Publisher : Crown Pub
Page : 210 pages
File Size : 55,5 Mb
Release : 2011-01-15
Category : Business & Economics
ISBN : 9780307588739

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The Wall Street Journal Guide to Starting Fresh by Karen Blumenthal Pdf

A guide to starting over financially after losing a spouse, declaring bankruptcy or foreclosing a home provides coverage of topics ranging from debt and housing to insurance and savings. Original.

Author : Jennifer Merritt
Publisher : Currency
Page : 210 pages
File Size : 52,7 Mb
Release : 2012-04-03
Category : Business & Economics
ISBN : 9780307719560

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The Wall Street Journal Guide to Building Your Career by Jennifer Merritt Pdf

Are you looking for a mere job—the kind where you do virtually the same thing day after day, year after year, and spend the hours counting down the minutes until the clock hits five p.m.? Or are you looking for a career—the kind that engages your interests and passions, constantly presents new and exciting opportunities and challenges, and allows you to grow personally and professionally? If you chose the latter, this is the book for you. In The Wall Street Journal Guide to Building Your Career, former Wall Street Journal careers editor Jennifer Merritt shows you how to build the foundation for the fulfilling professional career that leads to that corner office. She'll walk you through how to: • Select and nab that important career-launching college internship • Ace your first interview—and blow them away in the second round • Navigate the unwritten rules of any office culture • Negotiate tastefully and successfully for the salary your skills are worth • Get that critical promotion when you're at the peak of your learning curve • Choose the mentor (or mentors) who can best help you achieve your goals • Leap ahead of other high achievers racing you to the top Drawing on advice from industry experts, career coaches, and ordinary people who've made the climb themselves, Merritt offers insider tips for landing and moving up in the kind of job that's not just about earning a paycheck but about realizing your ambitions and achieving the kind of success you've always dreamed of.

Author : Jeff D. Opdyke
Publisher : Currency
Page : 256 pages
File Size : 41,8 Mb
Release : 2010-05-05
Category : Business & Economics
ISBN : 9780307498878

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The Wall Street Journal. Complete Personal Finance Guidebook by Jeff D. Opdyke Pdf

From America’s most authoritative source: the quintessential primer on understanding and managing your money Money courses through just about every corner of our lives and has an impact on the way we live today and how we’ll be able to live in the future. Understanding your money, and getting it to work for you, has never been more important than it is today, as more and more of us are called upon to manage every aspect of our financial lives, from managing day-to-day living expenses to planning a college savings fund and, ultimately, retirement. From The Wall Street Journal, the most trusted name in financial and money matters, this indispensable book takes the mystery out of personal finance. Start with the basics, learn how they work, and you’ll become a better steward of your own money, today and in the future. Consider The Wall Street Journal Complete Personal Finance Guidebook your cheat sheet to the finances of your life. This book will help you: • Understand the nuts and bolts of managing your money: banking, investing, borrowing, insurance, credit cards, taxes, and more • Establish realistic budgets and savings plans • Develop an investment strategy that makes sense for you • Make the right financial decisions about real estate • Plan for retirement intelligently Also available—the companion to this guidebook: The Wall Street Journal Personal Finance Workbook, by Jeff D. Opdyke Get your financial life in order with help from The Wall Street Journal. Look for: • The Wall Street Journal Complete Money and Investing Guidebook • The Wall Street Journal Complete Identity Theft Guidebook • The Wall Street Journal Complete Real Estate Investing Guidebook

Author : Farnoosh Torabi
Publisher : Pearson Education
Page : 32 pages
File Size : 48,9 Mb
Release : 2010-12-07
Category : Business & Economics
ISBN : 9780132598125

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The New Parent's Guide to Taking Control of Your Money by Farnoosh Torabi Pdf

Get ready for the financial aspects of being a parent...so you can relax, enjoy your baby, and be a wonderful mom or dad! Your scattered emotional state as a new parent might lead you to make irrational money decisions. Let’s explore how to financially prepare for and manage the early stages of becoming a new mom or dad. I’ll help you put your mind and money at ease, so you can do what you really want: Be a great parent...

Author : Anonim
Publisher : Unknown
Page : 1626 pages
File Size : 41,9 Mb
Release : 2009
Category : Barron's national business and financial weekly
ISBN : CORNELL:31924111216598

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The Wall Street Journal by Anonim Pdf

Author : David Crook
Publisher : Crown Business
Page : 276 pages
File Size : 40,8 Mb
Release : 2008-12-30
Category : Business & Economics
ISBN : 9780307450234

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The Wall Street Journal. Complete Home Owner's Guidebook by David Crook Pdf

Your Map for a Brave New Real-Estate World The days of real-estate mania—when you really couldn’t go wrong with buying a home, then selling it in a few years for a lot more than you paid for it—are over. Inflated prices and the “subprime” mortgage crisis have finally burst the bubble. Now, more than ever, it’s important for current and prospective home buyers to understand just what they’re getting into when they take that plunge—and to think smarter when it comes to making the most of their biggest asset. The Wall Street Journal. Complete Home Owner’s Guidebook shows readers how to become savvy home buyers—and eventually owners—not only in this new, uncertain era but in any market: • Understand the benefits and pitfalls of owning versus renting • Make sense of the housing market—ask the important questions, factor in the unforeseen costs, and explode the big myths of home ownership • Take advantage of current opportunities if you’re a first-time home buyer • Overcome the challenges if you’re looking to trade up or cash out on your home for retirement • Make the best profit on your home in any market • Understand why your home—your number one asset—really isn’t such a great investment From the Trade Paperback edition.

Author : Glenn Ruffenach,Kelly Greene
Publisher : Currency
Page : 304 pages
File Size : 43,8 Mb
Release : 2007-06-12
Category : Business & Economics
ISBN : 9780307394491

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The Wall Street Journal. Complete Retirement Guidebook by Glenn Ruffenach,Kelly Greene Pdf

As you think about retirement, you’ve got facts to face, planning to do, decisions to make and numbers to crunch. With the experts at The Wall Street Journal to guide you, you’ll learn how to tailor a financial plan for the lifestyle you want. • Answers your biggest question—How big does my nest egg need to be?—by linking it to your particular hopes for how you want to spend your days in retirement • Shows how to translate your dreams and interests into daily activities, whether traveling, opening a business, volunteering or going back to school • Provides a timeline for decisions to make and steps to take ten years, five years and one year before you retire • Offers tips on investing wisely and working with the right financial adviser • Tells you how to maximize your benefits from Social Security and Medicare • Guides you through the intricacies of 401(k)s, IRAs, annuities and other financial tools and resources Today, the average person can expect to spend two decades in retirement—why leave it to chance? For all of its changes and challenges, a well-planned retirement could very well be the best part of your life.

Author : Anonim
Publisher : Unknown
Page : 700 pages
File Size : 55,6 Mb
Release : 2009
Category : Libraries
ISBN : UCSC:32106017988848

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Library Journal by Anonim Pdf

Author : Terri Cullen
Publisher : Crown Currency
Page : 228 pages
File Size : 43,6 Mb
Release : 2007-07-10
Category : Business & Economics
ISBN : 9780307394484

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The Wall Street Journal. Complete Identity Theft Guidebook by Terri Cullen Pdf

It could happen when you make a routine withdrawal from an ATM, respond to an e-mail asking for information about an online account, or leave a new box of checks unattended in your mailbox. Identity theft is one of the easiest crimes to commit in America—and one of the hardest to prosecute. As thieves become increasingly clever, Americans have more reasons than ever to fear this elusive, ubiquitous crime. Now there’s a book to help you beat it. In two easy-to-understand sections, Terri Cullen, The Wall Street Journal’s expert on identity theft, first walks you through the most common types of identity theft and how to arm yourself against them, and then leads victims step-by-step through the process of reclaiming a stolen identity. The average victim loses more than $6,000 and spends approximately 600 hours negotiating the complex bureaucracies and paperwork—this book will help save time and effort by laying out the process. And by following the advice in the first half, you may never need the second! You’ll learn: • how to avoid the most common scams, from “phishing” to “dumpster diving” • why children under eighteen are the fastest-growing target, and how you can protect your family • why your credit report is the single most important document for protecting your identity • how to use the sample letters, forms, and other useful tools inside for recovering from identity theft In today’s marketplace, your two most valuable assets are your credit and your identity. No one should be without this vital guide to protecting them.

Author : Amy Chua
Publisher : A&C Black
Page : 273 pages
File Size : 41,8 Mb
Release : 2011-12-06
Category : Family & Relationships
ISBN : 9781408825099

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Battle Hymn of the Tiger Mother by Amy Chua Pdf

A lot of people wonder how Chinese parents raise such stereotypically successful kids. They wonder what Chinese parents do to produce so many math whizzes and music prodigies, what it's like inside the family, and whether they could do it too. Well, I can tell them, because I've done it... Amy Chua's daughters, Sophia and Louisa (Lulu) were polite, interesting and helpful, they had perfect school marks and exceptional musical abilities. The Chinese-parenting model certainly seemed to produce results. But what happens when you do not tolerate disobedience and are confronted by a screaming child who would sooner freeze outside in the cold than be forced to play the piano? Battle Hymn of the Tiger Mother is a story about a mother, two daughters, and two dogs. It was supposed to be a story of how Chinese parents are better at raising kids than Western ones. But instead, it's about a bitter clash of cultures, a fleeting taste of glory, and how you can be humbled by a thirteen-year-old. Witty, entertaining and provocative, this is a unique and important book that will transform your perspective of parenting forever.

Author : Chris Roush
Publisher : Routledge
Page : 632 pages
File Size : 53,6 Mb
Release : 2010-10-04
Category : Language Arts & Disciplines
ISBN : 9781136946998

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Show Me the Money by Chris Roush Pdf

Show Me the Money is the definitive business journalism textbook that offers hands-on advice and examples on doing the job of a business journalist. Author Chris Roush draws on his experience as a business journalist and educator to explain how to cover businesses, industries and the economy, as well as where to find sources of information for stories. He demonstrates clearly how reporters take financial information and turn it into relevant facts that explain a topic to readers. This definitive business journalism text: provides real-world examples of business articles presents complex topics in a form easy to read and understand offers examples of where to find news stories in SEC filings gives comprehensive explanations and reviews of corporate financial, balance sheet, and cash flow statements provides tips on finding sources, such as corporate investors and hard-to-find corporate documents gives a comprehensive listing of websites for business journalists to use. Key updates for the second edition include: tips from professional business journalists provided throughout the text new chapters on personal finance reporting and covering specific business beats expanded coverage of real estate reporting updates throughout to reflect significant changes in SEC, finance, and economics industries. With numerous examples of documents and stories in the text, Show Me the Money is an essential guide for students and practitioners doing business journalism.

Author : Linda M. Herman
Publisher : Nti Upstream
Page : 0 pages
File Size : 43,6 Mb
Release : 2013
Category : Adult children
ISBN : 0983639671

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Parents to the End by Linda M. Herman Pdf

Armed with the twin swords of guilt and anxiety, many baby boomers are marching toward retirement to a tune unlike any their own parents heard a generation ago. Just when they expected peace of mind and an empty nest, far too many boomers are discovering a different reality: * Adult children living at home without contributing to the household * Repeated requests for money that's often not repaid * Relationship strains that have left them bewildered To help parents save themselves from distress and spur their adult children to get on-track, Herman offers practical strategies and poignant insights. Throughout "Parents to the End," she recognizes the delicate balance parents must strike between giving appropriate help to their adult children and just enabling them, while also taking into account individual differences and needs.