Trash Your Debt

Author : Arnold Fredrick
Publisher : iUniverse
Page : 99 pages
File Size : 50,6 Mb
Release : 2005-03
Category : Debt
ISBN : 9780595337231

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Trash Your Debt by Arnold Fredrick Pdf

The average American carries more than $8,000 in credit card debt. If you live paycheck to paycheck, spend more than you make, are behind on your credit card payments, and suffer from too much financial stress, you're not alone. And you're not doomed. Trash Your Debt will show you how to create a better and more secure financial future for you and your family. Author Arnold Fredrick knows what it's like to struggle with money problems and feel overwhelmed by debt. He also knows you can successfully free yourself from the burden of debt just like he has. In this motivating, step-by-step guide, he shares his proven methods, tips, and tricks for: Eliminating debt Managing credit card spending Slashing unnecessary expenses Sticking to a tight budget Paying yourself before the bills Trading up your job Procrastinating when it comes to spending money Fredrick offers insights, reassuring guidance, and methodical processes for whittling down debt, setting realistic goals, and committing to a solid saving plan. Hands-on worksheets help you determine your current financial status, design a monthly budget, and compare credit card interest rates and balances. If you're feeling panicky about your financial future, let Trash Your Debt stop you from spending more than you make and teach you how to save more than you take.

Author : Samuel Blankson
Publisher : Lulu.com
Page : 186 pages
File Size : 48,5 Mb
Release : 2005-06-01
Category : Business & Economics
ISBN : 9781411623743

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How to Destroy Your Debts by Samuel Blankson Pdf

This book will help you clear all your debts (including your mortgage), within a seven year period, allowing you to move on to "The practical Guide to Total Financial Freedom" series. This book offers you the following:1. Techniques for planning your household shopping list, and shopping trips. This book lists shopping mall tricks used to coax you to buy products you do not need. Learn these money saving avoidance techniques.2. Practical money saving techniques for cutting back spending around your home, car, holidays, work, entertainment and much more.3. Credit card and loan management techniques for lowering and destroying your credit card debts and loans. 4. The secrets for reducing your mortgage from a 30/25 year mortgage to a 7 year mortgage.5. Preventative techniques for dealing with insolvency and bankruptcy.6. Effectively increase your income to help speed the debt clearance processand much more.

Author : Anonim
Publisher : Unknown
Page : 0 pages
File Size : 42,5 Mb
Release : 2023
Category : Consumer credit
ISBN : 1602482047

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Surviving Debt by Anonim Pdf

Author : Holly Porter Johnson,Greg Johnson
Publisher : Mango Media Inc.
Page : 241 pages
File Size : 40,9 Mb
Release : 2017-01-10
Category : Business & Economics
ISBN : 9781633534803

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Zero Down Your Debt by Holly Porter Johnson,Greg Johnson Pdf

How the Zero-Sum Budget method can help eliminate debt and transform your financial future: “A new way of looking at money management.” —Donna Freedman, author of Your Playbook For Tough Times Getting into debt is a piece of cake, but getting out? That’s the hard part. Fortunately, award-winning authors Holly Porter Johnson and Greg Johnson offer actionable tips and advice in their new book on how to get out of debt and enjoy debt free living. The secret? The “zero-sum budget” — the black belt of budgeting methods. They should know: It helped them wipe out $50,000 of debt. You’ll learn how to implement a zero-sum budget and become debt-free once and for all. The zero-sum budget’s primary tenets are giving every single dollar earned a purpose—whether it’s for bills, debt repayment, or savings—and using last month’s earnings to cover this month’s bills. All you need is the know-how, a little willpower, and a positive attitude to transform your financial situation. Let Holly and Greg Johnson show you how to put zero-sum budgeting to work for you, and learn to:Unlock the powerful potential of your paycheck to help you save more and get ahead fasterSeize control of your money by creating a simple monthly plan that actually worksUnderstand the root causes of your debt and how to get out of debtUse a step-by-step plan to eliminate your debt once and for all and enjoy debt free livingIdentify and avoid budget vampires that drain your bank account and wreak havoc on your savingsPrepare for unexpected expenses and survive financial emergencies

Author : Jordan E. Goodman
Publisher : John Wiley & Sons
Page : 153 pages
File Size : 52,5 Mb
Release : 2011-12-19
Category : Business & Economics
ISBN : 9781118230985

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AARP Master Your Debt by Jordan E. Goodman Pdf

AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is "under water" Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.

Author : Phoebe Robinson
Publisher : Penguin
Page : 336 pages
File Size : 40,9 Mb
Release : 2018-10-16
Category : Humor
ISBN : 9780525534150

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Everything's Trash, But It's Okay by Phoebe Robinson Pdf

Entertainment Weekly, "Fall's 20 Must-Reads" (2018) Essence, "Fall 2018 Guide to All Things Funny" Bustle, "18 New Nonfiction Books to Know in October 2018" "Robinson offers deft cultural criticism and hilarious personal anecdotes that will make readers laugh, cringe, and cry. Everything may indeed be trash but writing like this reminds us that we're gonna make it through all the terrible things with honesty, laughter, and faith."--Roxane Gay, New York Times bestselling author New York Times bestselling author and star of 2 Dope Queens Phoebe Robinson is back with a new, hilarious, and timely essay collection on gender, race, dating, and the dumpster fire that is our world. Written in her trademark unfiltered and witty style, Robinson's latest collection is a call to arms. Outfitted with on-point pop culture references, these essays tackle a wide range of topics: giving feminism a tough-love talk on intersectionality, telling society's beauty standards to kick rocks, and calling foul on our culture's obsession with work. Robinson also gets personal, exploring money problems she's hidden from her parents, how dating is mainly a warmed-over bowl of hot mess, and, definitely most important, meeting Bono not once, but twice. She's struggled with being a woman with a political mind and a woman with an ever-changing jeans size. She knows about trash because she sees it every day--and because she's seen roughly one hundred thousand hours of reality TV and zero hours of Schindler's List. With the intimate voice of a new best friend, Everything's Trash, But It's Okay is a candid perspective for a generation that has had the rug pulled out from under it too many times to count.

Author : Liz Weston
Publisher : FT Press
Page : 303 pages
File Size : 52,6 Mb
Release : 2013-02-19
Category : Business & Economics
ISBN : 9780133249286

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Deal with Your Debt by Liz Weston Pdf

Struggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. Weston reveals why most "conventional wisdom" about debt is just dead wrong. For most people, it's simply impractical to pay off every dime of debt, and live forever debt free. In fact, doing that can leave you a lot poorer in the long run. You're more likely to give up, or pay off the wrong debts. You could leave yourself too little flexibility to survive a financial crisis. You could neglect saving for retirement. You might even wind up in bankruptcy -- just what you're trying to avoid! For most people, it's smarter to control and manage debt effectively. In this extensively updated guide, Weston shows how to do that. You'll learn which debts can actually help build wealth over time, and which are simply toxic. You'll find up-to-date, real-world strategies for assessing and paying off debt, money-saving insights on which debts to tackle first, and crucial information about everything from debt consolidation loans to credit scores and credit counseling. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. If you've ever worried about debt, you'll find the new edition of Deal with Your Debt absolutely indispensable.

Author : Jordan E. Goodman,Bill Westrom
Publisher : John Wiley & Sons
Page : 224 pages
File Size : 42,8 Mb
Release : 2010-01-26
Category : Business & Economics
ISBN : 0470484241

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Master Your Debt by Jordan E. Goodman,Bill Westrom Pdf

Strategies and tools to live debt free The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is "under water" Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.

Author : Stephen R. Bucci
Publisher : John Wiley & Sons
Page : 408 pages
File Size : 54,8 Mb
Release : 2014-03-13
Category : Business & Economics
ISBN : 9781118821572

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Credit Repair Kit For Dummies by Stephen R. Bucci Pdf

Manage and repair your credit Credit card debt is the third largest source of household indebtedness. Credit Repair Kit For Dummies gives you the tools you need to repair your credit. This new edition covers: major changes with the Consumer Financial Protection Bureau's (CFPB) inquiry into overdraft practices and their effect on consumers; dealing with the effect of tightened credit markets on those with good, marginal, or bad credit; best ways to recover from mortgage related score hits or minimize damage after walking away from a home; updated Vantage Score information; updated coverage on reporting programs like FICO Score watch, etc.; what makes a good FICO score today; a new section on significant others (boyfriend/girlfriend/spouse) and credit/debt sharing; Debt Relief Act in a mortgage meltdown situation; the latest tips and advice on dealing with identity theft and annoying collection calls; and more. Online you'll find sample credit reports, forms, templates, and other helpful tools to help whip your credit into shape. Updated credit score examples with new ranges New information about IRS exceptions to the Mortgage Forgiveness Advice and tips about adding information to a credit report, and beefing-up thin credit Useful, downloadable, forms and tools on Dummies.com If you have mediocre credit and want or need to better manage it in order to get a job, reduce insurance costs, qualify for banking products, and more, Credit Repair Kit For Dummies has it covered.

Author : Stephen R. Bucci
Publisher : John Wiley & Sons
Page : 411 pages
File Size : 43,9 Mb
Release : 2011-08-26
Category : Business & Economics
ISBN : 9781118145593

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Credit Management Kit For Dummies® by Stephen R. Bucci Pdf

The painless way to manage credit in today's financial landscape People with great credit scores are getting turned down for credit cards and loans for homes and cars. What do they need besides a good score? What are lenders looking for now that they are extremely risk-averse? Repairing broken or damaged credit is one thing, but having to meet today's much stiffer credit standards requiring that consumers consistently manage their credit is another thing all together. Credit Management Kit For Dummies gives you answers to these questions and insight into these concerns, and also walks you down the correct path to credit application approval. You'll discover major changes with the Credit CARD (Credit Accountability, Responsibility, and Disclosure) Act provisions and the new Consumer Financial Protection Legislation Agency; the effect of tightened credit markets on those with good, marginal, or bad credit; new rules and programs including Hope and Government options via the Obama Administration; the best ways to recover from mortgage related credit score hits; tips for minimizing damage after walking away from a home; credit score examples with new ranges; and much more. The pros and cons of credit counselors The quickest and most effective way to undo damage from identity theft Advice and tips about adding information to a credit report, and beefing-up thin credit Guidance for evaluating your Credit Score in today's economy Fannie Mae's revised guidelines for purchasing mortgages Information on significant others (boyfriend/girlfriend/spouse) and credit and debt sharing IRS exceptions to the Mortgage Forgiveness Debt Relief Act in a mortgage meltdown situation Not just for those who have bad credit and need to repair it, Credit Management Kit For Dummies also serves as an invaluable resource for those with average credit who want, or need, to manage it to get a job, reduce insurance costs, qualify for banking products, and more.

Author : Jill Cooper,Tawra Kellam
Publisher : Unknown
Page : 217 pages
File Size : 45,5 Mb
Release : 2007-09-01
Category : Debt
ISBN : 0967697468

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Dig Out of Debt by Jill Cooper,Tawra Kellam Pdf

Author : Liz Weston
Publisher : FT Press
Page : 465 pages
File Size : 41,5 Mb
Release : 2013-08-08
Category : Business & Economics
ISBN : 9780133598872

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Clean Up Your Finances (Collection) by Liz Weston Pdf

Struggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. You'll learn which debts can actually help build wealth over time, and which are simply toxic. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. Today, a good credit score is essential for getting decent terms on credit--or for getting credit at all. But that's just the beginning: Your credit score rating can be reviewed by everyone from employers to cell phone carriers. Your Credit Score, Fourth Edition thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. This edition also adds simple graphics revealing exactly how much skipped payments, bankruptcies, and other actions will lower your credit ratings, and how long it takes to rebound. Weston updates her expert guidance on using FICO 08 to raise your score, fighting lower limits and higher rates, maintaining the right mix of cards and balances, bouncing back from bad credit, choosing credit "solutions" that help, not hurt… and much more!

Author : Liz Weston
Publisher : FT Press
Page : 465 pages
File Size : 41,7 Mb
Release : 2013-08-22
Category : Business & Economics
ISBN : 9780133597493

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How to Manage Your Finances (Collection) by Liz Weston Pdf

In Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future, fourth edition , Weston thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. Weston also updates her guidance on using FICO 08 to raise your score… fighting lower limits or higher rates… maintaining the right mix of cards and balances… bouncing back from bad credit… choosing credit "solutions" that help, not hurt… and much more! In There Are No Dumb Questions About Money , Weston answers your most pressing questions, helping you navigate today's more-complicated-than-ever financial world. Through real-life reader questions and clear, to-the-point answers, Weston shows how to manage your spending, figure out what you can and can't afford, and choose the smartest ways to pay off your debt. You'll discover why most investment strategies don't work, and identify better ways to save for retirement. But you'll also learn to handle the trickier, emotional side of money: how to avoid fights with your partner, deal with spendthrift children or parents, and spot con artists or lousy advisors before you get robbed. Using humor, keen insight, and time-tested financial planning principles, Weston can help you wrangle your money into shape -- and find your own path to financial freedom.

Author : Jeff Wuorio
Publisher : Simon and Schuster
Page : 632 pages
File Size : 48,6 Mb
Release : 2010-06-15
Category : Reference
ISBN : 9781451603927

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How to Buy and Sell (Just About) Everything by Jeff Wuorio Pdf

How to Buy & Sell (Just About) Everything The Ultimate Buyer's Guide for Daily Life Don't make another purchase before you buy this ultimate buyer's guide. With more than 550 how-to solutions, these pages are packed with savvy strategies for choosing and locating (and unloading and liquidating) both everyday items and once-in-a-lifetime splurges, with special emphasis on how to find bargains and broker great deals. The clear and friendly information in How To Buy & Sell (Just About) Everything makes any buying or selling decision easy, from selecting baby gear to saving for college, from hawking lemonade to selling your company. Browse these pages to discover how to: Buy a House • Sell a Car • Buy Happiness • Sell Your Old Computer • Buy Mutual Funds • Hire a Butler • Choose a Diamond Ring • Purchase a Tent • Get Breast Implants • Negotiate a Better Credit Card Rate • Buy a Hot Dog Stand • Sell Your Baseball Collection • Outfit a Nursery • Book a Cheap Safari...and much, much more Written and designed in the same easy-to-use format as its predecesors, How To Do (Just About) Everything and How to Fix (Just About) Everything, this invaluable collection includes concise instructions, helpful tips and comparison charts -- everything you need to understand product features, prevent problems and guarantee smart purchasing decisions. This is the only book you need to make the most of your money.

Author : Liz Pulliam Weston
Publisher : FT Press
Page : 241 pages
File Size : 46,9 Mb
Release : 2012
Category : Business & Economics
ISBN : 9780132823494

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Your Credit Score by Liz Pulliam Weston Pdf

Your Credit Score, Fourth Edition thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors.