Voluntary Health Insurance In Europe Country Experience

Author : Sagan A.,Sarah Thomson
Publisher : World Health Organization
Page : 163 pages
File Size : 42,5 Mb
Release : 2016-07-20
Category : Business & Economics
ISBN : 9789289050371

Get Book

Voluntary Health Insurance in Europe: Country Experience by Sagan A.,Sarah Thomson Pdf

No two markets for voluntary health insurance (VHI) are identical. All differ in some way because they are heavily shaped by the nature and performance of publicly financed health systems and by the contexts in which they have evolved. This volume contains short structured profiles of markets for VHI in 34 countries in Europe. These are drawn from European Union member states plus Armenia Iceland Georgia Norway the Russian Federation Switzerland and Ukraine. The book is aimed at policy-makers and researchers interested in knowing more about how VHI works in practice in a wide range of contexts. Each profile written by one or more local experts identifies gaps in publicly-financed health coverage describes the role VHI plays outlines the way in which the market for VHI operates summarises public policy towards VHI including major developments over time and highlights national debates and challenges. The book is part of a study on VHI in Europe prepared jointly by the European Observatory on Health Systems and Policies and the WHO Regional Office for Europe. A companion volume provides an analytical overview of VHI markets across the 34 countries.

Author : Sagan A.,Sarah Thomson
Publisher : World Health Organization
Page : 136 pages
File Size : 48,5 Mb
Release : 2016-07-20
Category : Business & Economics
ISBN : 9789289050388

Get Book

Voluntary Health Insurance in Europe: Role and Regulation by Sagan A.,Sarah Thomson Pdf

If public resources were unlimited there would be no gaps in health coverage and no real need for VHI. However most health systems face fiscal constraints and VHI is often seen as a way to address these pressures. This study draws from the experiences of 34 countries to assess VHI s contribution to health spending and to understand its role in Europe and in relation to publicly financed coverage. It looks at who sells VHI who purchases it and why. It also reviews public policy towards VHI at national and EU levels and the related national policy debates. The analysis shows that while the different markets for VHI vary considerably in size operation and regulation the vast majority are small. Where there are substantial markets these tend to be the oldest ones having a tradition of non-profit insurers and to be the most heavily regulated to ensure VHI policies are accessible and affordable. The study also suggests that VHI is normally a better way of meeting population health needs than out-of-pocket payments although there are notable exceptions. VHI can contribute to financial protection especially where it plays a substitutive and complementary role covering co-payments. However it is a complex challenging and highly context-specific policy instrument that may undermine other health system goals including equitable access efficiency transparency and accountability even where markets are well regulated. Policy-makers should therefore exercise real caution before expanding VHI to fill coverage gaps. This volume and its companion set of country profiles were developed jointly by the Observatory s LSE hub and the WHO Regional Office for Europe. The study draws on contributions from national experts from the EU EFTA and other countries in Europe.

Author : Maria-Luisa Escobar,Charles C. Griffin,R. Paul Shaw
Publisher : Rowman & Littlefield
Page : 239 pages
File Size : 41,5 Mb
Release : 2011-01-01
Category : Social Science
ISBN : 9780815705611

Get Book

The Impact of Health Insurance in Low- and Middle-Income Countries by Maria-Luisa Escobar,Charles C. Griffin,R. Paul Shaw Pdf

Over the past twenty years, many low- and middle-income countries have experimented with health insurance options. While their plans have varied widely in scale and ambition, their goals are the same: to make health services more affordable through the use of public subsidies while also moving care providers partially or fully into competitive markets. Colombia embarked in 1993 on a fifteen-year effort to cover its entire population with insurance, in combination with greater freedom to choose among providers. A decade later Mexico followed suit with a program tailored to its federal system. Several African nations have introduced new programs in the past decade, and many are testing options for reform. For the past twenty years, Eastern Europe has been shifting from government-run care to insurance-based competitive systems, and both China and India have experimental programs to expand coverage. These nations are betting that insurance-based health care financing can increase the accessibility of services, increase providers' productivity, and change the population's health care use patterns, mirroring the development of health systems in most OECD countries. Until now, however, we have known little about the actual effects of these dramatic policy changes. Understanding the impact of health insurance–based care is key to the public policy debate of whether to extend insurance to low-income populations—and if so, how to do it—or to serve them through other means. Using recent household data, this book presents evidence of the impact of insurance programs in China, Colombia, Costa Rica, Ghana, Indonesia, Namibia, and Peru. The contributors also discuss potential design improvements that could increase impact. They provide innovative insights on improving the evaluation of health insurance reforms and on building a robust knowledge base to guide policy as other countries tackle the health insurance challenge.

Author : Elias Mossialos,Sarah Thomson,Reinhard Busse,European Observatory on Health Systems and Policies,World Health Organization
Publisher : Unknown
Page : 212 pages
File Size : 50,8 Mb
Release : 2004
Category : EU
ISBN : STANFORD:36105114012441

Get Book

Voluntary Health Insurance in the European Union by Elias Mossialos,Sarah Thomson,Reinhard Busse,European Observatory on Health Systems and Policies,World Health Organization Pdf

Author : Joseph Kutzin,Cheryl Cashin,Melitta Jakab
Publisher : Observatory Studies
Page : 438 pages
File Size : 42,7 Mb
Release : 2010
Category : Medical
ISBN : UCBK:C105403247

Get Book

Implementing Health Financing Reform by Joseph Kutzin,Cheryl Cashin,Melitta Jakab Pdf

Analyses the experience with the financing reforms implemented by the countries of Central Europe, Eastern Europe, the Cauxasus and Central Asia.

Author : OECD,World Health Organization,Barber Sarah L,Lorenzoni Luca,Ong Paul
Publisher : OECD Publishing
Page : 298 pages
File Size : 46,7 Mb
Release : 2019-06-26
Category : Electronic
ISBN : 9789264508866

Get Book

Price Setting and Price Regulation in Health Care by OECD,World Health Organization,Barber Sarah L,Lorenzoni Luca,Ong Paul Pdf

The objectives of this study are to describe experiences in price setting and how pricing has been used to attain better coverage, quality, financial protection, and health outcomes. It builds on newly commissioned case studies and lessons learned in calculating prices, negotiating with providers, and monitoring changes. Recognising that no single model is applicable to all settings, the study aimed to generate best practices and identify areas for future research, particularly in low- and middle-income settings. The report and the case studies were jointly developed by the OECD and the WHO Centre for Health Development in Kobe (Japan).

Author : OECD,European Union
Publisher : OECD Publishing
Page : 230 pages
File Size : 47,6 Mb
Release : 2020-11-19
Category : Electronic
ISBN : 9789264811942

Get Book

Health at a Glance: Europe 2020 State of Health in the EU Cycle by OECD,European Union Pdf

The 2020 edition of Health at a Glance: Europe focuses on the impact of the COVID‐19 crisis. Chapter 1 provides an initial assessment of the resilience of European health systems to the COVID-19 pandemic and their ability to contain and respond to the worst pandemic in the past century.

Author : Rechel B.,Jakubowski E.,McKee M.,Nolte E.
Publisher : World Health Organization
Page : 161 pages
File Size : 53,9 Mb
Release : 2018-11-20
Category : Law
ISBN : 9789289051729

Get Book

Organization and Financing of Public Health Services in Europe by Rechel B.,Jakubowski E.,McKee M.,Nolte E. Pdf

How are public health services in Europe organized and financed? With European health systems facing a plethora of challenges that can be addressed through public health interventions there is renewed interest in strengthening public health services. Yet there are enormous gaps in our knowledge. How many people work in public health? How much money is spent on public health? What does it actually achieve? None of these questions can be answered easily. This volume brings together current knowledge on the organization and financing of public health services in Europe. It is based on country reports on the organization and financing of public health services in nine European countries and an in-depth analysis of the involvement of public health services in addressing three contemporary public health challenges (alcohol obesity and antimicrobial resistance). The focus is on four core dimensions of public health services: organization financing the public health workforce and quality assurance. The questions the volume seeks to answer are: o How are public health services in Europe organized? Are there good practices that can be emulated? What policy options are available? o How much is spent on public health services? Where do resources come from? And what was the impact of the economic crisis? o What do we know about the public health workforce? How can it be strengthened? o How is the quality of public health services being assured? What should quality assurance systems for public health services look like? This study is the result of close collaboration between the European Observatory on Health Systems and Policies and the WHO Regional Office for Europe Division of Health Systems and Public Health. It accompanies two other Observatory publications: Organization and financing of public health services in Europe: country reports and The role of public health organizations in addressing public health problems in Europe: the case of obesity alcohol and antimicrobial resistance.

Author : Alexander S. Preker,Richard M. Scheffler,Mark C. Bassett
Publisher : World Bank Publications
Page : 460 pages
File Size : 42,6 Mb
Release : 2007
Category : Business & Economics
ISBN : 9780821366202

Get Book

Private Voluntary Health Insurance in Development by Alexander S. Preker,Richard M. Scheffler,Mark C. Bassett Pdf

Private voluntary health insurance already plays an important role in the health sector of many low and middle income countries. The book reviews the context under which private insurance could contribute to an improvement in the financial sustainability of the health sector, financial protection against the costs of illness, household income smoothing, access to care, and market productivity. This volume is the third in aseries of in-depth reviews of the role of health care financing in providing access for low-income populations to needed healthcare, protecting them from the impoverishing effects of illness, and addressing the important issues of social exclusion in government financed programs.

Author : R. Paul Shaw
Publisher : World Bank Publications
Page : 188 pages
File Size : 51,5 Mb
Release : 2007-01-01
Category : Business & Economics
ISBN : 9780821369500

Get Book

Social Health Insurance for Developing Nations by R. Paul Shaw Pdf

Specialist groups have often advised health ministers and other decision makers in developing countries on the use of social health insurance (SHI) as a way of mobilizing revenue for health, reforming health sector performance, and providing universal coverage. This book reviews the specific design and implementation challenges facing SHI in low- and middle-income countries and presents case studies on Ghana, Kenya, Philippines, Colombia, and Thailand.

Author : Amy Finkelstein
Publisher : Columbia University Press
Page : 161 pages
File Size : 45,5 Mb
Release : 2014-12-02
Category : Medical
ISBN : 9780231538688

Get Book

Moral Hazard in Health Insurance by Amy Finkelstein Pdf

Addressing the challenge of covering heath care expenses—while minimizing economic risks. Moral hazard—the tendency to change behavior when the cost of that behavior will be borne by others—is a particularly tricky question when considering health care. Kenneth J. Arrow’s seminal 1963 paper on this topic (included in this volume) was one of the first to explore the implication of moral hazard for health care, and Amy Finkelstein—recognized as one of the world’s foremost experts on the topic—here examines this issue in the context of contemporary American health care policy. Drawing on research from both the original RAND Health Insurance Experiment and her own research, including a 2008 Health Insurance Experiment in Oregon, Finkelstein presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this. The volume also features commentaries and insights from other renowned economists, including an introduction by Joseph P. Newhouse that provides context for the discussion, a commentary from Jonathan Gruber that considers provider-side moral hazard, and reflections from Joseph E. Stiglitz and Kenneth J. Arrow. “Reads like a fireside chat among a group of distinguished, articulate health economists.” —Choice

Author : Elias Mossialos,Sarah Thomson,European Observatory on Health Care Systems
Publisher : Unknown
Page : 183 pages
File Size : 51,7 Mb
Release : 2002
Category : Electronic
ISBN : OCLC:847298595

Get Book

Voluntary Health Insurance in the European Union by Elias Mossialos,Sarah Thomson,European Observatory on Health Care Systems Pdf

Author : Anonim
Publisher : Unknown
Page : 128 pages
File Size : 45,9 Mb
Release : 2016
Category : Electronic
ISBN : OCLC:1117906248

Get Book

Voluntary Health Insurance in Europe: Role and Regulation by Anonim Pdf

Author : OECD
Publisher : OECD Publishing
Page : 274 pages
File Size : 52,6 Mb
Release : 2021-11-09
Category : Electronic
ISBN : 9789264480919

Get Book

Health at a Glance 2021 OECD Indicators by OECD Pdf

Health at a Glance provides a comprehensive set of indicators on population health and health system performance across OECD members and key emerging economies. This edition has a special focus on the health impact of COVID-19 in OECD countries, including deaths and illness caused by the virus, adverse effects on access and quality of care, and the growing burden of mental ill-health.

Author : Hong Wang,Kimberly Switlick,Christine Ortiz,Beatriz Zurita,Catherine Connor
Publisher : World Bank Publications
Page : 141 pages
File Size : 42,9 Mb
Release : 2012-01-18
Category : Business & Economics
ISBN : 9780821389539

Get Book

Health Insurance Handbook by Hong Wang,Kimberly Switlick,Christine Ortiz,Beatriz Zurita,Catherine Connor Pdf

Many countries that subscribe to the Millennium Development Goals (MDGs) have committed to ensuring access to basic health services for their citizens. Health insurance has been considered and promoted as the major financing mechanism to improve access to health services, as well to provide financial risk protection.