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Author : Maria E. Pagura
Publisher : Unknown
Page : 285 pages
File Size : 41,9 Mb
Release : 2008
Category : Microfinance
ISBN : 9251055904
Author : Maria E. Pagura
Publisher : Practical Action Publishing
Page : 324 pages
File Size : 54,7 Mb
Release : 2008
Category : Social Science
ISBN : UCSC:32106019496014
Conroy and Iketut Budastra 9 Self-reliance vs.
Author : R. H. Schmidt,H. D. Seibel,P. Thomes
Publisher : John Wiley & Sons
Page : 392 pages
File Size : 40,6 Mb
Release : 2016-09-19
Category : Business & Economics
ISBN : 9783527508020
Once praised as a panacea to overcome poverty microfinance has had to face harsh criticism because of painful failures and unfulfilled expectations. Still many people in particular in rural regions do not have any access to formal financial services, many microfinance institutions are weak, and others rather exploit their clients driving them into over indebtedness than helping them out of poverty. What should microfinance achieve? Can it help to build up inclusive financial systems allowing access to basic financial services for everybody? The historic templates for this book are the German Sparkassen and Cooperative banks that have a strong track record of development and growth spanning over 200 years. For obvious reasons their results cannot be transferred directly into specific solution options to today's challenges in developing countries. Nevertheless the coming into existence of Sparkassen and Cooperative banks can well be seen as part of a period of revolutionary developments in the European economic and social landscape, which can be viewed as analogous to the transformation that emerging economies are undergoing today. While Europe faced dramatically changing living conditions during the period of industrialization these newly creatd banks made change possible by unequivocally including the lower class population in the transformationby providing access to savings and loans. And it is this is parallel - even in the face of the many differences - which is why their development and success deserves careful consideration today. The authors' approach differsfrom other explorations by specifically adopting an interdisciplinary strategy. They take into account past developments as well as current global ones from a historical, social science and economic point of view. Analysis and the interpretation of data is supported by case studies to illustrate their considerations. The authors identify general parameters both for failure and for success and also indicate how to optimize existing potentials - both for institutions and policy makers. As a result of this interdisciplinary work the authors advance an inclusive stylised facts based model. The will to build up institutions, to adhere to corporate social responsibility and creating conducive legal frameworks form the basic conditions for success. More specifically, the guiding principles of these successful business models are a fair savings and credit policy, the promotion of capital transfers without reference to class and gender, a focus on business activities in a well defined region, decentralized organizational structures combined with national networks which avoid regional capital drains and the securing of economies of scale and scope. Llast but not least is the centrality of objectives beyond that of the sheer maximisation of profits.
Author : Diana Alarcón González
Publisher : IDB
Page : 384 pages
File Size : 40,5 Mb
Release : 2004
Category : Business & Economics
ISBN : 1931003882
Author : Beatriz Armendariz,Marc Labie
Publisher : World Scientific
Page : 700 pages
File Size : 51,9 Mb
Release : 2011
Category : Business & Economics
ISBN : 9789814295659
Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.
Author : OECD
Publisher : OECD Publishing
Page : 332 pages
File Size : 48,8 Mb
Release : 2001-09-24
Category : Electronic
ISBN : 9789264195646
- What has been achieved in rural finance and institutional reform during more than a decade of transition and what challenges remain? - What are the special needs of South Eastern European countries to attract agricultural credit and finance to ...
Author : G.H. Peters,Joachim von Braun
Publisher : Routledge
Page : 711 pages
File Size : 46,9 Mb
Release : 2018-12-18
Category : Business & Economics
ISBN : 9780429854392
Published in 1999, the book is the proceedings volume of the 23rd International Conference of Agricultural Economists, held in Sacramento, California, in August 1997. It continues the series of triennial IAAE conferences.
Author : Clarke Foster (Editor-In-Chief)
Publisher : Lulu.com
Page : 79 pages
File Size : 44,7 Mb
Release : 2014-03-05
Category : Education
ISBN : 9781304910431
Undercurrent is the only student-run national undergraduate journal publishing scholarly essays and articles that explore the subject of international development. The journal is a refereed publication dedicated to providing a non-partisan, supportive, yet critical and competitive forum exclusively for undergraduate research, writing, and editing.
Author : Clarke Foster (Editor-In-Chief)
Publisher : Lulu.com
Page : 79 pages
File Size : 42,8 Mb
Release : 2024-06-30
Category : Electronic
ISBN : 9781304910486
Author : World Bank
Publisher : World Bank Publications
Page : 460 pages
File Size : 40,5 Mb
Release : 2017-06-27
Category : Technology & Engineering
ISBN : 9781464810237
Information and communication technology (ICT) has always mattered in agriculture. Ever since people have grown crops, raised livestock, and caught fish, they have sought information from one another. Today, ICT represents a tremendous opportunity for rural populations to improve productivity, to enhance food and nutrition security, to access markets, and to find employment opportunities in a revitalized sector. ICT has unleashed incredible potential to improve agriculture, and it has found a foothold even in poor smallholder farms. ICT in Agriculture, Updated Edition is the revised version of the popular ICT in Agriculture e-Sourcebook, first launched in 2011 and designed to support practitioners, decision makers, and development partners who work at the intersection of ICT and agriculture. Our hope is that this updated Sourcebook will be a practical guide to understanding current trends, implementing appropriate interventions, and evaluating the impact of ICT interventions in agricultural programs.
Author : Kashyap, Amit K.
Publisher : IGI Global
Page : 346 pages
File Size : 51,7 Mb
Release : 2016-03-17
Category : Business & Economics
ISBN : 9781522500056
South Asia has experienced a long period of robust economic growth. While many regulatory policies have helped usher in this prosperous growth, some markets have plateaued due to hardships such as the decline in foreign remittance and international credit lines, and a contraction of exports. To continue to grow, the nations in this region must begin to integrate into the globalized world economy. Financial Market Regulations and Legal Challenges in South Asia addresses the difficulties and challenges of the regulatory environment in South Asia. This research-based publication outlines the apparent issues and resolutions as these developing nations transition into global economic players. This book is an excellent resource for policy makers, researchers and students in the financial field, government officials, bankers, and financial market regulators.
Author : IBP USA
Publisher : Lulu.com
Page : 282 pages
File Size : 51,9 Mb
Release : 2024-06-30
Category : Electronic
ISBN : 9781433019463
Author : Von Pischke, J. D.
Publisher : World Bank Publications
Page : 460 pages
File Size : 50,6 Mb
Release : 1991
Category : Business & Economics
ISBN : STANFORD:36105041260212
This book suggests how good loans can be made to individuals and firms at the 'frontier'. This frontier is not geographic, but market based. On one side are those parts of the legitimate economy that are not usually considered creditworthy by formal financial institutions, and on the other are the generally more prosperous entities that do have access to formal finance. Good loans are loans that are repaid according to the terms agreed on when they were issued. It examines how lending at the frontier can be remunerative to commercial banks, development banks and other development finance agencies that retail credit and assume credit risk. Remunerative lending is important because most lenders, regardless of their ownership and institutional form, tend to avoid activities that are not attractive. Unremunerative lending is transitory, unstable, and not robust in the face of adversity. Credit markets function poorly when lenders are not adequately rewarded. Experience at the frontier clearly indicates that weak financial institutions do not do a good job serving society in general and firms and individuals at the frontier in particular. This book is intended for readers interested in the relationship between finance and development at the firm and household levels and in the use of credit by individuals in low-income countries.
Author : K. Kalpana
Publisher : Routledge
Page : 207 pages
File Size : 43,9 Mb
Release : 2016-07-07
Category : Business & Economics
ISBN : 9781134860043
This book discusses women-oriented microfinance initiatives in India and their articulation vis-à-vis state developmentalism and contemporary neo-liberal capitalism. It examines how these initiatives encourage economically disadvantaged rural women to make claims upon state-provided microcredit and connect with multiple state institutions and agencies, thereby reshaping their gendered identities. The author shows how Self-Help Group (SHG)-based microfinance institutions mobilise agency and create channels of empowerment for women as well as make them responsible for alleviating poverty for themselves and their families. The book also brings out the importance of factoring in women’s dissenting voices when they negotiate developmental projects at the grassroots level. Rich in empirical data, this volume will be useful to scholars and researchers of development studies, gender studies, economics, especially microeconomics, politics, public policy and governance.
Author : Ganesh Thapa,Anjani Kumar,P.K. Joshi
Publisher : Springer Nature
Page : 652 pages
File Size : 53,6 Mb
Release : 2019-11-25
Category : Business & Economics
ISBN : 9789813296480
This book addresses some key strategic questions related to agriculture in the context of major contemporary developments and emerging challenges in Nepal such as the changing role of agriculture with economic growth, structural transformation in reducing poverty, improving nutritional outcomes, and addressing the challenges of climate change. The book also suggests policy measures to improve the delivery of critical inputs and services and ensure the participation of marginal and smallholders in high-value chains. Further, it discusses how the new federal system and governance structure will affect the delivery of agricultural technology and services. The book is divided into five parts. Part I discusses macro-issues in the agriculture sector, while Part II focuses on agricultural productivity growth and its main drivers. The third part explores diversification in the agricultural and non-agricultural sectors by farmers and other rural people for livelihood improvement, while the fourth part deals with agricultural trade and marketing issues, highlighting policy implications and recommendations in the areas of immediate focus and further research. Lastly, Part V addresses institutions and governance issues, which are vital for agricultural development. In the final chapter, the editors summarize and synthesize the book’s main findings and develop a policy agenda for addressing the many challenges faced by the agriculture sector in Nepal, so as to make it more productive, competitive, sustainable, and inclusive. The book offers a rich source of analytical information on various aspects of agricultural development in Nepal and will be of immense value to policymakers, development partners, civil society, students, and those interested in the economic and agricultural development of not only Nepal, but also other developing countries.
