Findex

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 50,7 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Author : Karthikeyan N. Ramamurthy,Andreas Spanias
Publisher : Morgan & Claypool Publishers
Page : 110 pages
File Size : 53,8 Mb
Release : 2010-03-10
Category : Technology & Engineering
ISBN : 9781608453849

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MATLAB Software for the Code Excited Linear Prediction Algorithm by Karthikeyan N. Ramamurthy,Andreas Spanias Pdf

This book describes several modules of the Code Excited Linear Prediction (CELP) algorithm. The authors use the Federal Standard-1016 CELP MATLAB(r) software to describe in detail several functions and parameter computations associated with analysis-by-synthesis linear prediction. The book begins with a description of the basics of linear prediction followed by an overview of the FS-1016 CELP algorithm. Subsequent chapters describe the various modules of the CELP algorithm in detail. In each chapter, an overall functional description of CELP modules is provided along with detailed illustrations of their MATLAB(r) implementation. Several code examples and plots are provided to highlight some of the key CELP concepts. Table of Contents: Introduction to Linear Predictive Coding / Autocorrelation Analysis and Linear Prediction / Line Spectral Frequency Computation / Spectral Distortion / The Codebook Search / The FS-1016 Decode

Author : World Bank
Publisher : World Bank Publications
Page : 181 pages
File Size : 50,9 Mb
Release : 2012-04-13
Category : Business & Economics
ISBN : 9780821395189

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The Little Data Book on Financial Inclusion 2012 by World Bank Pdf

This pocket edition of the Global Financial Inclusion Index ( Global Findex ) database provides country-level indicators on the use of formal bank accounts, payments behavior, savings patterns, credit patterns, and insurance decisions.

Author : Fei "Fred" Wang,Zheyu Zhang,Ruirui Chen
Publisher : John Wiley & Sons
Page : 692 pages
File Size : 55,9 Mb
Release : 2023-11-08
Category : Technology & Engineering
ISBN : 9781119794257

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Design of Three-phase AC Power Electronics Converters by Fei "Fred" Wang,Zheyu Zhang,Ruirui Chen Pdf

DESIGN OF THREE-PHASE AC POWER ELECTRONICS CONVERTERS Comprehensive resource on design of power electronics converters for three-phase AC applications Design of Three-phase AC Power Electronics Converters contains a systematic discussion of the three-phase AC converter design considering various electrical, thermal, and mechanical subsystems and functions. Focusing on establishing converter components and subsystems models needed for the design, the text demonstrates example designs for these subsystems and for the whole three-phase AC converters considering interactions among subsystems. The design methods apply to different applications and topologies. The text presents the basics of the three-phase AC converter, its design, and the goal and organization of the book, focusing on the characteristics and models important to the converter design for components commonly used in three-phase AC converters. The authors present the design of subsystems, including passive rectifiers, inverters and active rectifiers, electromagnetic interference (EMI) filters, thermal management system, control and auxiliaries, mechanical system, and application considerations, and discuss design optimization, which presents methodology to achieve optimal design results for three-phase AC converters. Specific sample topics covered in Design of Three-phase AC Power Electronics Converters include: Models and characteristics for devices most commonly used in three-phase converters, including conventional Si devices, and emerging SiC and GaN devices Models and selection of various capacitors; characteristics and design of magnetics using different types of magnetic cores, with a focus on inductors Optimal three-phase AC converter design including design and selection of devices, AC line inductors, DC bus capacitors, EMI filters, heatsinks, and control. The design considers both steady-state and transient conditions Load and source impact converter design, such as motors and grid condition impacts For researchers and graduate students in power electronics, along with practicing engineers working in the area of three-phase AC converters, Design of Three-phase AC Power Electronics Converters serves as an essential resource for the subject and may be used as a textbook or industry reference.

Author : Will C. Pirkle
Publisher : CRC Press
Page : 761 pages
File Size : 54,5 Mb
Release : 2014-10-30
Category : Music
ISBN : 9781317661696

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Designing Software Synthesizer Plug-Ins in C++ by Will C. Pirkle Pdf

Bridging the gap from theory to programming, Designing Software Synthesizer Plug-Ins in C++ For RackAFX, VST3 and Audio Units contains complete code for designing and implementing software synthesizers for both Windows and Mac platforms. You will learn synthesizer operation, starting with the underlying theory of each synthesizer component, and moving on to the theory of how these components combine to form fully working musical instruments that function on a variety of target digital audio workstations (DAWs). Containing some of the latest advances in theory and algorithm development, this book contains information that has never been published in textbook form, including several unique algorithms of the author’s own design. The book is broken into three parts: plug-in programming, theory and design of the central synthesizer components of oscillators, envelope generators, and filters, and the design and implementation of six complete polyphonic software synthesizer musical instruments, which can be played in real time. The instruments implement advanced concepts including a user-programmable modulation matrix. The final chapter shows you the theory and code for a suite of delay effects to augment your synthesizers, introducing you to audio effect processing. The companion website, www.focalpress.com/cw/pirkle, gives you access to free software to guide you through the application of concepts discussed in the book, and code for both Windows and Mac platforms. In addition to the software, it features bonus projects, application notes, and video tutorials. A reader forum, monitored by the author, gives you the opportunity for questions and information exchange.

Author : Stefan Johnson
Publisher : GRIN Verlag
Page : 103 pages
File Size : 53,5 Mb
Release : 2016-06-28
Category : Business & Economics
ISBN : 9783668248649

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Financial Inclusion as a Tool for Poverty Reduction in the Middle East and North Africa by Stefan Johnson Pdf

Master's Thesis from the year 2014 in the subject Economics - Finance, grade: 3, University of Applied Sciences Osnabrück (WiSo), course: International Business and Management, language: English, abstract: This paper observes the relationship between multiple variables in order to determine whether Financial Inclusion can be used as a tool for poverty reduction in the Middle East and North Africa. There are many reports that identify this to be function to something very likely as a tool around the world; however, there has been limited work regarding financial inclusion and the Middle East and North Africa. Through qualitative and quantitative research, this paper examines the possibility of this theory working in MENA. Wide income disparities, combined with government corruption, religious dispositions, and an overall lack of money are contributing barriers to the unbanked. These factors greatly limit the use of this tool until other issues are tackled and governments commit to more policies that will be conducive to growth; banks must be more open to lending; and people will have to become more financially literate. The World Bank, Gallup, the IMF, and various authors, in addition to the World Bank FINDEX dataset are used to reference information conceded by well-respected authors in the financial-, development-, and in the government sector. Although there seems to be a great deal of promise with the concept of Financial Inclusion as a Tool for Poverty Reduction world wide, it seems to be very limited in MENA, in the poverty-stricken nations. Algeria, Egypt, Iraq, Jordan, Lebanon, Morocco, and Yemen are observed in the report. Generally, there are barriers preventing the implementation of inclusiveness, which will prevent the advancement of poverty alleviation. More government commitment is required.

Author : World Bank
Publisher : World Bank Publications
Page : 176 pages
File Size : 40,6 Mb
Release : 2015-04-08
Category : Nature
ISBN : 9781464805530

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The Little Data Book on Financial Inclusion 2015 by World Bank Pdf

The Little Data Book on Financial Inclusion 2015 is a pocket edition of the Global Financial Inclusion Database published in 2015 in The Global Findex Database 2014: Measuring Financial Inclusion around the World ? by Asli Demirguc-Kunt, Leora Klapper, Dorothe Singer, and Peter Van Oudheusden (World Bank Policy Research Paper 7255). It provides 41 country-level indicators of financial inclusion summarized for all adults and disaggregated by key demographic characteristics gender, age, income, and rural residence. The book also includes summary pages by region and by income group aggregates. Covering 143 economies, the indicators of financial inclusion measure how people save, borrow, make payments and manage risk.

Author : Emmanouel Garoufallou,Jane Greenberg
Publisher : Springer
Page : 448 pages
File Size : 43,8 Mb
Release : 2013-10-25
Category : Computers
ISBN : 9783319034379

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Metadata and Semantics Research by Emmanouel Garoufallou,Jane Greenberg Pdf

This book constitutes the refereed proceedings of the 7th Metadata and Semantics Research Conference, MTSR 2013, held in Thessaloniki, Greece, in November 2013. The 29 revised papers presented were carefully reviewed and selected from 89 submissions. The papers are organized in several sessions and tracks. The sessions cover the following topics: platforms for research datasets, system architecture and data management; metadata and ontology validation, evaluation, mapping and interoperability; content management. The tracks cover the following topics: big data and digital libraries in health, science and technology; European and national projects and project networking; metadata and semantics for open repositories, research information systems and data infrastructures; metadata and semantics for cultural collections and applications; metadata and semantics for agriculture, food and environment.

Author : Thyra A. Riley,Anoma Kulathunga
Publisher : World Bank Publications
Page : 242 pages
File Size : 40,8 Mb
Release : 2017-09-11
Category : Business & Economics
ISBN : 9781464810893

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Bringing E-money to the Poor by Thyra A. Riley,Anoma Kulathunga Pdf

Moving toward universal access to financial services is within reach, thanks to new technologies, transformative business models, and ambitious reforms. Instruments such as e-money accounts and mobile accounts, along with debit cards and low-cost traditional bank accounts, can significantly increase financial access for those who are excluded. Bringing e-Money to the Poor: Successes and Failures examines the lessons of success from four country case studies of “gazelles†?†•Kenya, South Africa, Sri Lanka, and Thailand†•that leapt from limitation to innovation by successfully enabling the deployment of e-money technology. These countries have thereby transformed the landscape of financial access to their poor. In addition, two country case studies (Maldives and the Philippines) yield lessons learned from constraints that stalled e-money deployments. Because technology is not a silver bullet, the case studies also explore other strategic elements that need to be in place for a country to expand access to financial services through digital technology.

Author : Ms.Ratna Sahay,Mr.Ulric Eriksson von Allmen,Ms.Amina Lahreche,Purva Khera,Ms.Sumiko Ogawa,Majid Bazarbash,Ms.Kimberly Beaton
Publisher : International Monetary Fund
Page : 83 pages
File Size : 43,7 Mb
Release : 2020-07-01
Category : Business & Economics
ISBN : 9781513512242

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The Promise of Fintech by Ms.Ratna Sahay,Mr.Ulric Eriksson von Allmen,Ms.Amina Lahreche,Purva Khera,Ms.Sumiko Ogawa,Majid Bazarbash,Ms.Kimberly Beaton Pdf

Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.

Author : Tony Cavoli,Rashesh Shrestha
Publisher : Routledge
Page : 255 pages
File Size : 44,5 Mb
Release : 2021-03-05
Category : Business & Economics
ISBN : 9781000348910

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Financial Inclusion in Asia and Beyond by Tony Cavoli,Rashesh Shrestha Pdf

The World Bank considers financial inclusion to be an enabler for at least 7 of the 17 United Nation’s sustainable development goals (SDGs). Financial inclusion, with its associated policy implications, is an important issue for ASEAN. This book examines the economic effects of financial inclusion. It explores issues surrounding measurement and impact of financial inclusion. The book looks at various, salient topics including measurement of financial inclusion, the impact of (various indicators of) financial inclusion on development outcomes and macroeconomic volatility using aggregate data, as well as the effects of financial inclusion on poverty and development outcomes using micro data.

Author : World Bank Group
Publisher : World Bank Publications
Page : 222 pages
File Size : 44,7 Mb
Release : 2013-11-07
Category : Business & Economics
ISBN : 9780821399903

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Global Financial Development Report 2014 by World Bank Group Pdf

The second issue in a new series, Global Financial Development Report 2014 takes a step back and re-examines financial inclusion from the perspective of new global datasets and new evidence. It builds on a critical mass of new research and operational work produced by World Bank Group staff as well as outside researchers and contributors.

Author : Azanaw Mengistu,Hector Perez Saiz
Publisher : International Monetary Fund
Page : 29 pages
File Size : 41,9 Mb
Release : 2018-12-07
Category : Business & Economics
ISBN : 9781484386163

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Financial Inclusion and Bank Competition in Sub-Saharan Africa by Azanaw Mengistu,Hector Perez Saiz Pdf

In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On the contrary, we do not find strong evidence of the effect of bank-balance sheet variables (i.e. capital adequacy or liquidity) on borrowing by individuals. Our results may help policy makers design regulations that could improve financial inclusion, which could potentially impact economic growth and long-term economic development.

Author : Joanna Ledgerwood,Julie Earne,Candace Nelson
Publisher : World Bank Publications
Page : 533 pages
File Size : 40,7 Mb
Release : 2013-02-01
Category : Business & Economics
ISBN : 9780821389287

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The New Microfinance Handbook by Joanna Ledgerwood,Julie Earne,Candace Nelson Pdf

The New Microfinance Handbook provides a detailed overview of client financial service needs, the various providers and financial products and services that meet those needs, and the supporting functions that allow the financial market system to provide better, more appropriate financial services to the poor sustainably.

Author : Serdar Hakki Yönak
Publisher : Unknown
Page : 474 pages
File Size : 46,5 Mb
Release : 2000
Category : Electronic
ISBN : UOM:39015042871304

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Characterization and Matched-field Processing Localization of Photoacoustic Signals by Serdar Hakki Yönak Pdf