Iibf X Taxmann S Handbook On Debt Recovery Comprehensive Guide Covering Products Services Of Banking System Debt Recovery Process Legal Aspects Soft Skills Attributes

Author : Indian Institute of Banking & Finance
Publisher : Taxmann Publications Private Limited
Page : 13 pages
File Size : 44,7 Mb
Release : 2023-10-11
Category : Law
ISBN : 9789357782104

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IIBF X Taxmann's Handbook on Debt Recovery – Comprehensive Guide Covering Products & Services of Banking System | Debt Recovery Process | Legal Aspects | Soft Skills & Attributes by Indian Institute of Banking & Finance Pdf

This book has been prepared to serve as a comprehensive guide for debt recovery agents and their essential role in debt recovery. The book's objective is to provide a deep understanding of the debt recovery process and the various stages and guidelines to be followed by the debt recovery agents. This book will be an essential guide for all debt recovery agents, whether they are associated with banks or NBFCs in their recovery process. The Present Publication is the 2023 Edition, revised and updated by A.C. Chug (Former Chairman M G B Gramin Bank sponsored by the State Bank Group) and vetted by Dr. R. Bhaskaran (Former CEO – IIBF and Former CGM – NABARD). Taxmann exclusively publishes this book for IIBF with the following noteworthy features: • [New Section on Non-Banking Financial Companies (NBFCs)] has been added to this book • [Inputs on Collection/Recovery Function] which includes: o Basic Information and Principles o Underlying Credit Collection o Procedures Involved in the Collection Function o Codes to be Adopted by Recovery Agent, etc. • [Additional Features on Collection/Recovery Function] such as: o Valuable Tips o Techniques o Illustrative Real-world Examples o Best Practices • [Select Coverage of the Most Important Topics] are as follows: o Soft Skills and Attributes which are required to be a successful debt recovery agent o Insights into the Techniques and Methods Required by debt recovery agents to communicate with debtors and improve collections o Ethical Considerations & Regulatory Framework that govern the work of debt recovery agent o Consequences of Engaging in Unethical/Illegal Practice along with the importance of treating debtors with respect and dignity The detailed contents of this book are as follows: • Module A – Basics of Banking o Overview of Banking and Finance o Banker-Customer Relationship o Various Deposit Schemes and Other Services o Account Opening and Operations in Accounts o Provisions of the NI Act for Payment and Collection of Cheques • Module B – Brief Outline of Various Products and Legal Aspects of Recovery o Credit Cards and Debit Cards o Various Types of Loans and Advances o Securities and Modes of Registration or Recording Securities o Loan Documentation o Income Recognition and Asset Classification o Legal Aspects of Loan Recovery o Collection Operations • Module C – DRA Role in Loan Recovery and Soft Skills o DRA – Meaning, Legal and Regulatory Framework o Functions of Debt Recovery Agents o Policy, Process and Procedure of Debt Recovery o Soft Skills and Strategies for Debt Recovery o Rights and Duties of Recovery Agents o Fair Practices Code for Lenders • Module D – Additional Reading on NBFCs o Non-Banking Financial Companies (NBFCs) o Fair Practices Code (FPC) for NBFCs • Appendices o RBI Circular on Recovery Agents Engaged by Banks o IBA – Model Policy on Collection of Dues and Repossession of Security o Case Laws on Payment of Cheques and Liability of Paying Banker o RBI Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks o Case Laws on Repossession and Enforcement of Securities o Glossary of Banking Terms o Some of the Important Cases Dealt by the Banking Ombudsman Offices o Outsourcing of Financial Services – Responsibilities of Regulated Entities Employing Recovery Agents

Author : Indian Institute of Banking & Finance
Publisher : Taxmann Publications Private Limited
Page : 17 pages
File Size : 51,8 Mb
Release : 2023-10-17
Category : Law
ISBN : 9789357788496

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IIBF X Taxmann's Bankers' Handbook on Credit Management – Comprehensive Guide for Bankers in Managing Credit Portfolios with Practical Examples | Regulatory Guidelines | Recent Developments by Indian Institute of Banking & Finance Pdf

The 'Bankers' Handbook on Credit Management' is developed to address the unique skill requirements of banking professionals in managing credit portfolios. This book offers insights into the credit function, supplemented by practical examples, a rundown of regulatory guidelines, etc. The focus areas of this handbook revolve around the credit operations of commercial banks and delve into: • An Introduction to and Overview of Credit • Analysis of Financial Statement • Working Capital Management • Other Credits • Monitoring, Supervision/Follow-up, and Management of Impaired Assets Emphasis is placed on real-world applications of credit management concepts and functions. To ensure the reader is well-equipped with the latest knowledge, this book incorporates the recent developments and guidelines in the field. This book is not only the recommended courseware for the IIBF's 'Certified Credit Professional Course', recognized by the Reserve Bank of India & Indian Banks Association for enhancing the skills of banking professionals, but also an invaluable asset for anyone intrigued by the nuances of bank credit functions within India. The Present Publication is the 3rd Edition, updated by P.D. Sankaranarayanan (Former Assistant General Manager – State Bank of India) and vetted by D. Srinivasan (Former Deputy General Manager & Faculty | Training College – Indian Bank). Taxmann exclusively publishes this book for IIBF with the following coverage: • Module A – Introduction & Overview of Credit o Principles of Lending o Credit Policy o Types of Borrowers & Types of Credit Facilities o Credit Delivery o Credit Appraisal o Credit Rating o Capital Adequacy (Credit Risk – Standardized Approach & Advanced Approached) § Probability of Default § Exposure at Default § Loss Given Default o Importance & Application of RAROC (Risk Adjusted Return on Capital) • Module B – Analysis of Financial Statements o Analysis of Financial Statements o Non-financial Risk Analysis & Macroeconomic Factors o Project Appraisal/Term Loan Appraisal o Credit Risk Analytics & Credit Scoring Models • Module C – Working Capital Management o Working Capital Assessment (including Factoring, Bill Financing, etc., as Sub-limits) o Non-Fund-Based Credit Facilities • Module D – Other Credits o Export Finance o Priority Sector Lending/Government Sponsored Schemes/NABARD Schemes o Retail Loans o Forward Exposure Limit & Pre-settlement Risk o Structured Finance Options o Alternative Source of Funding o Digital Finance-P2P Lending via FinTech o Green Finance • Module E – Monitoring, Supervision/Follow-Up & Management of Impaired Assets o Documentation o Types of Charges o Follow-Up, Supervision & Credit Monitoring § Periodic Scrutiny of Exception Reports § AI/ML Based Analytics Tools to Analyze the Transaction to Predict 'Likely to Default' o Resolution of Stressed Assets o Fair Practices Code on Lender's Liability o Insolvency & Bankruptcy Code (IBC), 2016 [including all Amendments & Top Five Judgements] o Fraud Risk Management in Credit § Early Warning Signals [Annexure 16/3 of Current Book] § Red Flagging of Accounts § Identification & Reporting of Fraud § Forensic Audit § Wilful Defaulters § Non-cooperative Borrowers § Fugitive Economic Offender § Look Out Circular § Criminal Offenses and Investigative Agencies

Author : Colman Curran
Publisher : Unknown
Page : 212 pages
File Size : 54,7 Mb
Release : 2009-01-01
Category : Collection laws
ISBN : 1858005361

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Debt Recovery Handbook by Colman Curran Pdf

This publication is intended as a practical guide to debt recovery for all practitioners, from small practices which only occasionally act in debt collection cases, to larger, more specialised firms. It is a comprehensive guide covering the normal elements of the debt collection process but within a simple, easy-to-use format which clearly sets out the procedural requirements for each step of the process. The book offers suggestions on the most appropriate and cost-effective enforcement options depending on the individual circumstances of the case and, most usefully, the guide includes some working precedents for each jurisdiction. This book takes an extremely practical and hands-on approach to debt recovery that can not be found in other textbooks dealing with the subject.

Author : Roger Mason
Publisher : Unknown
Page : 164 pages
File Size : 40,5 Mb
Release : 2006-01-01
Category : Electronic
ISBN : 8130902168

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The Complete Guide To Debt Recovery by Roger Mason Pdf

Author : MARTIN. DALY
Publisher : Unknown
Page : 191 pages
File Size : 52,7 Mb
Release : 2017
Category : Electronic
ISBN : 0414065166

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Debt Recovery Handbook by MARTIN. DALY Pdf

Author : Arihant Experts
Publisher : Arihant Publications India limited
Page : 268 pages
File Size : 46,7 Mb
Release : 2021-11-14
Category : Electronic
ISBN : 9789325795419

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Banking Awareness by Arihant Experts Pdf

1. The book is the complete Preparatory Guide for Banking Awareness 2. Entire syllabus has been split into 11 chapter 3. Each chapter contains theories and solved problems for revision 4. Unsolved problems have been accompanied after every chapter 5. Banking Glossary have provided after every chapter 6. 5 Practice Sets have been given for self-analysis The updated edition of “Banking Awareness” serves as an extremely valuable asset for aspirants who are preparing for banking recruitment exams. Especially designed according to the latest pattern, this book is divided into 18 chapters, giving proper coverage in Economy, Banking and Finance Sector, etc. All the relevant & important chapters & topics on Banking Awareness are covered in the book concisely in a reader-friendly manner. Most of the practice questions given in the book are incorporated from various previous years’ question papers & solved Papers in a Chapterwise manner. 3 Practice sets, abbreviation and glossary are given at the end. This book not only serves as study guide but also as a practice tool to test your banking knowledge. It is highly recommended for the aspirants to sharpen their Problem solving skills with intensive practice of numerous questions provided in the book, and prepare them to face their exam with confidence. TOC Indian Banking and its History, Indian Banking Structure, Reserve Bank of India, Banking Regulation System, Banking Innovation in India, Banking Services in India, Financial Reforms in Banks, Banking Committees and Financial Standards, Financial Institutions in India, Money and Financial Market, Capital Market, Insurance and NBFCs, Tax System in India, Public Finance and Budget, Indian Economy, Industry and Trade, International Organisation and World Bank, Important Government Schemes, Practice Sets (1-3), Abbreviation, Glossary, Financial and Banking Current Affairs.

Author : Macmillan
Publisher : Unknown
Page : 128 pages
File Size : 54,7 Mb
Release : 2010-02-01
Category : Electronic
ISBN : 0230330479

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Advance Bank Management by Macmillan Pdf

Advance Bank Management comprises four modules. The first module on economic analysis explains the micro and macro economics, markets and interest rates, role of money and banking in the economy, inter relationship between fiscal and monetary measures, op

Author : R. S. Aggarwal
Publisher : Unknown
Page : 0 pages
File Size : 47,8 Mb
Release : 2008
Category : Competitive exams
ISBN : 8121924987

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Quantitative Aptitude by R. S. Aggarwal Pdf

Author : Dr. R.K. Jain, ,CA Nikhil Gupta
Publisher : SBPD Publications
Page : 725 pages
File Size : 44,7 Mb
Release : 2021-10-14
Category : Business & Economics
ISBN : 8210379456XXX

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Taxation law & Accounts - SBPD Publications by Dr. R.K. Jain, ,CA Nikhil Gupta Pdf

Main Highlights of Finance Act, 2021 1.Income Tax- An Introduction, 2. Improtant Definition, 3. Assessment on Agricultural Income, 4. Expemted Incomes, 5. Residence and Tax Liability, 6. Income From Salaries, 7. Income From Salaries (Retirement and Retrenchment), 8. Income From House Property, 9. Depreciation, 10. Profits and Gains of Business or profession, 11. Capital Gains, 12. Income From Other Sources, 13. Income Tax Authorities, 14. Clubbing of Income and Aggregation of Income, 15. Set-Off And Carry Forward of Losses, 16. Deductions From Gross Total Income, 17. Assessment of Individuals (Computation of Total Income), 18. Computation of Tax Liability of Individuals, 19. Deduction of Tax at Source, 20. Procedure of Assessment, 21. Penalties, Offences and Prosecution, 22. Appeal and Revision, 23. Tax - Planning, 24. Recovery and Refund of Tax, 25. Advance Payment of Tax, 26. Assessment of Hindu Undivided Family And Computation of tax Liability, 27. Assessment of Firm and Association of Persons and Computation of Tax Liability Capital and Revenue Expenditure and Receipts Rebate and Relief in Tax Provision and Procedure of Filings the Return of Income and e-Filing of Income Tax and TDS Returns. .

Author : Arihant Experts
Publisher : Arihant Publications India limited
Page : 186 pages
File Size : 54,6 Mb
Release : 2019-06-04
Category : Electronic
ISBN : 9789313168805

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OBJECTIVE Computer Awareness by Arihant Experts Pdf

Computer Awareness is an important section for various exams of the country including IBPS, SBI (Bank PO & Clerk), SSC, Railway, Police and many other state competitive exams. Hence, it comes as no surprise that having strong knowledge about computer plays an important role in getting success in exams. This book “Learn, Revise and Practice Computer Awareness” once again brings in the complete study material for Computer knowledge at one place for you. Designed on the basis of close considerations of various examinations’ syllabus and pattern, it serves as the most suitable read to understand computer awareness. It includes Chapterwise theories, Question Bank with each chapter, Chapterwise Past Years’ Questions and 5 Practice Sets for Complete Practice. Abbreviations and Glossary are also given at the end. Providing to-the-point, chapterwise study supported by definitions, examples, exercises and more, it promotes the best learning along with revision and practice to perform well in exams. TOC Introduction to Computer, Computer Architecture, Computer Hardware, Computer Memory, Data Representation, Computer Software, Operating System, Programming Concepts, Microsoft Windows, Microsoft Office, Database Concepts, Internet and its Services, Computer Security, Practice Sets (1-5), Abbreviations, Glossary

Author : Iibf
Publisher : Unknown
Page : 128 pages
File Size : 54,5 Mb
Release : 2010-02-01
Category : Electronic
ISBN : 0230330517

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Retail Banking by Iibf Pdf

Retail Banking has become a very important component in the business mix of banks. Retail Banking offers multiple comfort factors for banks to do business. Large and divergent customer base across income segments offers huge scope for banks to develop and

Author : Disha Experts
Publisher : Disha Publications
Page : 380 pages
File Size : 43,6 Mb
Release : 2024-05-13
Category : Electronic
ISBN : 9789355640314

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The All New Professional Knowledge for IBPS & SBI Specialist IT Officer Exams with 15 Practice Sets 7th Edition by Disha Experts Pdf

The thoroughly Revised & Updated new 7th edition of Professional Knowledge for IBPS & SBI Specialist IT Officer Exam is updated as per the new pattern and with latest Solved Paper ans 15 Practice Sets. # The book contains 12 chapters and each chapter provides theory as per the syllabi of the recruitment examination. # The new edition also contains 15 Practice Sets designed exactly as per the latest pattern to boost the confidence of the students. # The chapters in the book provides exercises to help aspirants practice the concepts discussed in the chapters. # Each chapter in the book contains ample number of questions designed on the lines of questions asked in previous years' Specialist IT Officer Exams. # The book covers 2500+ useful questions for Professional Knowledge.

Author : Disha Experts
Publisher : Disha Publications
Page : 128 pages
File Size : 48,9 Mb
Release : 2020-09-04
Category : Electronic
ISBN : 8210379456XXX

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(Free sample) Professional Knowledge for IBPS & SBI Specialist IT Officer Exams with 15 Practice Sets 5th Edition by Disha Experts Pdf

Author : Disha Experts
Publisher : Disha Publications
Page : 128 pages
File Size : 44,8 Mb
Release : 2020-07-15
Category : Electronic
ISBN : 9788194345329

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IBPS RRB Guide for Office Assistant (Multipurpose) Preliminary & Main Exams 2020 with 4 Online Practice Sets 6th Edition  by Disha Experts Pdf

Author : Soner Gokten
Publisher : BoD – Books on Demand
Page : 342 pages
File Size : 50,6 Mb
Release : 2017-09-20
Category : Business & Economics
ISBN : 9789535135494

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Accounting and Corporate Reporting by Soner Gokten Pdf

We have spent a great deal of time on the continued development of accounting and auditing standards, which are used as a primary component of corporate reporting, to reach today's financial reporting framework. However, is it possible to say that, currently, financial statements provide full and prompt disclosure? Or will they still be useful as a primary element with their current structures in corporate reporting? Undoubtedly, we are deeply concerned about these issues in recent times. This volume contains chapters to discuss the today's and tomorrow's accounting and corporate reporting phenomena in a comprehensive and multidimensional way. Therefore, this book is organized into six sections: "Achieving Sustainability through Corporate Reporting", "International Standardization", "Financial Reporting Quality", "Accounting Profession and Behavioral Aspects", "Public Sector Accounting and Reporting", and "Managerial Accounting".