Retail Banking

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The Art of Better Retail Banking

Author : Hugh Croxford,Frank Abramson,Alex Jablonowski
Publisher : John Wiley & Sons
Page : 302 pages
File Size : 48,9 Mb
Release : 2005-08-05
Category : Business & Economics
ISBN : 9780470014813

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The Art of Better Retail Banking by Hugh Croxford,Frank Abramson,Alex Jablonowski Pdf

"This new book on retail banking is both readable and innovative. Its analysis is unusually accessible in its style, and the book's conclusions and predictions will be rightly thought provoking. The customer is gaining real power and this new book's insights on the importance of leadership, the need to unleash creativity and to make a bank's IT and people resource work together more effectively for customer satisfaction are important pointers to the shape of future competitive differentiation." --Sir Mervyn Pedelty, Recently retired Chief Executive, The Co-operative Bank plc, smile, CIS and Co-operative Financial Services "A stimulating read. A readable and lively book that is always informative, sometimes controversial and invariably challenging. The authors don't expect readers to agree with it all, but the readers will undoubtedly gain some fresh insights and perspectives on the multiple issues facing management in a rapidly changing industry." --Chris Lendrum CBE, Recently retired Vice Chairman, Barclays Bank "This book is clear enough for the layman and thorough enough for any banker to obtain an excellent sense of the options for successful strategies for their retail businesses. The challenges of technology introduction, cost of production and scope of service are driving banks into responses increasingly similar to other industry sectors. These forces have been apparent for some years but are so evident now they can no longer be ignored. This book provides an excellent guide to mapping that future." --Joseph DeFeo, CEO, CLS Bank. "This is a useful guide to retail banking that provides a thought-provoking view on the state of The Art (of Better Retail Banking). Clearly retail banking can get better, and must! To steal an analogy from the conclusion, there is a sea change going on - consumers are looking more and more for greater simplicity and value, and so many banks are still making such heavy weather of it. This book does a good job of charting the current developments." -- Lindsay Sinclair, CEO, ING Direct UK. "A whistle-stop tour of all aspects of retail banking. This is a very readable and insightful real world mix of theory, strategy, tactics and practice. They have even managed to make banking sound exciting. But mostly they have been able to cut through the complexity to remind us all that success in retail banking is not just about finance and efficiency - it is about customers and staff, who are all too often forgotten about." --Craig Shannon, Executive Director - Marketing, Co-operative Financial Services. "The authors live up to their promise of providing managers and students with a clear exposition of the retail banking sector and how banks can confront the challenging future they face. This book is a practical manual with lots of useful advice. I was looking for new insights in this book - and I found them!" --Professor Adrian Payne, Professor of Services Marketing, Director, Centre for Services Management, Cranfield School of Management. "A key determinant of any organisation's success will be an enhanced understanding of 'value' as defined by customers, employees, shareholders and other stakeholders. Value can mean different things to these different groups, and this book has set itself the objective of identifying the approaches that will improve the value proposition for all of these interested parties. It achieves this objective." --Professor Steve Worthington, Faculty of Business and Economics, Monash University. "An enjoyable and useful read. It provides a good perspective on the role of IT and how IT suppliers and professionals need to contribute to future developments in retail banking strategy and implementation. It helps provide guidance for the significant challenges ahead for both suppl

Business Knowledge for IT in Retail Banking

Author : Essvale Corporation Limited
Publisher : Essvale Corporation Limited
Page : 236 pages
File Size : 50,8 Mb
Release : 2007
Category : Bank and Banking Information technology
ISBN : 9780955412424

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Business Knowledge for IT in Retail Banking by Essvale Corporation Limited Pdf

This handbook for the discerning IT professional provides easy-to-follow guidelines on the business knowledge needed to forge a career in the fiercely competitive world of retail banking.

Retail Banking Technology

Author : Michael Violano,Shimon-Craig Van Collie
Publisher : John Wiley & Sons
Page : 238 pages
File Size : 53,7 Mb
Release : 1992-11-11
Category : Business & Economics
ISBN : 047153174X

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Retail Banking Technology by Michael Violano,Shimon-Craig Van Collie Pdf

Reveals the tools, tactics and strategies that financial industry executives can use to realign and revitalize their retail banking organizations. The primary focus is on the needs and expectations of customers. Explores not only breakthrough technologies but innovative uses of conventional technology and refreshed or enhanced systems to add value to any retail banking operation. Contains practical advice, suggestions, and insights offered by scores of bankers. Topics include information and integration; teller system and service imperatives; platform automation; electronic banking; innovative products and packages; marketing information systems; sales and staff performance; branch bank merchandising and more.

Changing Shape of Retail Banking

Author : Anonim
Publisher : DIANE Publishing
Page : 67 pages
File Size : 53,7 Mb
Release : 1993
Category : Banks and banking
ISBN : 9781568062952

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Changing Shape of Retail Banking by Anonim Pdf

Summary of a conference on how banks can respond to customer needs, deliver services, develop relationships with entrepreneurs, provide low cost banking and consumer education, and make community investments. Also considers banking deregulation. Black and white photos.

Retail Banking

Author : A. Omarini
Publisher : Springer
Page : 297 pages
File Size : 44,7 Mb
Release : 2016-01-12
Category : Technology & Engineering
ISBN : 9781137392558

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Retail Banking by A. Omarini Pdf

The world of retail banking is changing. While previously a purely money-making entity, the industry has brought social responsibility onto its agenda, and the ground rules for success have altered. Traditional convictions, rules and values that have influenced all banking business in the past are brought into question by this shift, and banks are adopting bold strategies in order to win out over competitors. Taking both multidisciplinary and holistic approaches, Retail Banking is a comprehensive analysis of how traditional retail banks can meet the challenges of the emerging competitive landscape. It outlines the importance of considering the traditional fundamentals of banking and fitting them into the modern times, where technology is pervasive and developments in the macro and micro scenarios have changed the landscape of the industry. It highlights that modern retail banking is a conscious step away from the past, and suggests that for banks to succeed in this field, they must step away from ad-hoc initiatives and instead encourage loyalty and a life-long confidence in each of their customers. This book will be of interest to those with in interest in retail banking, bank management, business models and strategies and financial services.

Business Knowledge for IT in Global Retail Banking

Author : Corporation Essvale
Publisher : Essvale Corporation Limited
Page : 209 pages
File Size : 42,9 Mb
Release : 2011
Category : Business & Economics
ISBN : 9781906096137

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Business Knowledge for IT in Global Retail Banking by Corporation Essvale Pdf

Deals with the convergence of business and IT in the retail banking industry. This work aims to introduce the concepts of retail banking from a global perspective. This book covers topics including: an overview of the major retail banking products; payments and lending practices in different continents; and, IT projects in retail banking.

Retail Banking Technology

Author : Suresh Samudrala
Publisher : Jaico Publishing House
Page : 184 pages
File Size : 41,9 Mb
Release : 2015-01-30
Category : Business & Economics
ISBN : 9788184956825

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Retail Banking Technology by Suresh Samudrala Pdf

Banking and financial services organizations are one of the largest consumers of information technology, deploying large IT workforce worldwide. Banks have a complex landscape of technology and applications catering to their diverse information needs. It is important for the people working in banks and associated with technology field to have an optimum understanding of the overall IT landscape. This will help them appreciate the scope of their work in the overall context, as well as understand the criticality of various system interfaces. This book provides an overview of the complex banking technology landscape in a simple and easy-to-understand format. KEY FEATURES — Technology landscape is explained in a simple and generic way so that readers may relate it to their diverse information needs — Several technology concepts like Service Oriented Architecture (SOA), Master Data Management (MDM), Customer Relationship Management (CRM), Business Process Management (BPM), Web Content Management Systems (WCM), Document Management Systems (DMS) etc. have been explained with simple examples in the context of banking systems — Information presented is more for education and knowledge purposes instead of recommending any target architecture or product SURESH SAMUDRALA has been working in the IT industry for the last 20 years after completing his Post Graduation in Computer Science from IIT Madras. He has worked for various banking and financial institutions across the globe. His professional areas of interest include delivery management, enterprise architecture and innovation.

Competition and choice in retail banking

Author : Great Britain: Parliament: House of Commons: Treasury Committee
Publisher : The Stationery Office
Page : 102 pages
File Size : 41,9 Mb
Release : 2011-04
Category : Business & Economics
ISBN : 0215558979

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Competition and choice in retail banking by Great Britain: Parliament: House of Commons: Treasury Committee Pdf

In this report the Treasury Committee concludes that the pre-conditions for effective competition in the retail banking market are not present. The Committee highlights in particular a lack of price transparency and comparability in the personal current account market, as well as the difficulty of switching. The report calls on the Government to make competition a primary objective of the new regulatory body, the Financial Conduct Authority (FCA). It also recommends a "public interest test" based on competition considerations for proposed future divestments of Government-held stakes in the banks. Given the continuing importance many consumers attach to a branch network, especially for current account services, the report notes that new entrants without access to an extensive branch network will be at a considerable disadvantage to established banks for the foreseeable future. This means that the Government needs to examine carefully where it can help improve the conditions for effective competition. New entry and reductions to barriers to entry and expansion may alone prove insufficient to tackle the problem of ineffective competition. As a result, the Committee urges the Independent Commission on Banking (ICB) to examine seriously whether there is a case for further structural reforms, over and above the RBS and Lloyds Banking Group divestments, to reduce concentration and promote competition. Solving the 'too big to fail' problem is critically important from a competition as well as a financial stability perspective.

The Future of Retail Banking

Author : J. DiVanna
Publisher : Springer
Page : 178 pages
File Size : 51,8 Mb
Release : 2003-11-06
Category : Business & Economics
ISBN : 9780230509566

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The Future of Retail Banking by J. DiVanna Pdf

This book arises from an event on the future of banking which included leading figures in the industry. It addresses current trends influencing competition including globalization, market structure, technology and demographics and how these will impact upon companies and their organization, business opportunities, revenue streams, branding and customer behaviour. It will also show banks how to develop strategic initiatives for future competition. This will represent essential thinking for the banking and financial services industry.

Career Guidebook for IT in Retail Banking

Author : Essvale Corporation Limited
Publisher : Essvale Corporation Limited
Page : 137 pages
File Size : 46,9 Mb
Release : 2010
Category : Business & Economics
ISBN : 9781906096205

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Career Guidebook for IT in Retail Banking by Essvale Corporation Limited Pdf

"Career Guidebook for IT in Retail Banking" is a complete handbook that provides a guideline to careers in Retail Banking IT. The idea behind the publication is to introduce IT professionals to the career paths in this sector of the financial services industry. The chapters in the book cover the following topics: overview of the business of Retail Banking; business divisions of Retail Banking that utilise IT professionals; types of IT careers in Retail Banking; IT contract vs. permanent positions; skill needed for a career in Retail Banking IT; issues with types of technology used in the industry; the future of IT careers in Retail Banking; and much more."Career Guidebook for IT in Retail Banking" is an invaluable reference handbook for IT professionals. It is also useful for both undergraduate and graduate students in Information Technology - related degree programmes. This is another publication in the "Bizle Professional Series"

The Future of Retail Banking in Europe

Author : Oonagh McDonald,Kevin Keasey
Publisher : John Wiley & Sons
Page : 208 pages
File Size : 51,8 Mb
Release : 2003-03-28
Category : Business & Economics
ISBN : 9780470855744

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The Future of Retail Banking in Europe by Oonagh McDonald,Kevin Keasey Pdf

Within Europe, the banking sector is commencing a period of considerable change and consolidation. Advances in technology, competition from the non-banking sector, the introduction of the Euro, a European Central bank and, possibly, pan-European Regulation, combined with the challenge from US banks, increased mergers and changing practices means 21st century banking is changing immeasurably. The Future of Retail Banking in Europe is written in an accessible style by Oonagh McDonald and Kevin Keasey, two of the leading authorities in the field and includes: In-depth analysis of the banking structures in all the major European markets. Foreword by Guy Warren, Head of Banking, Europe, Unisys Corporation Unique insights into the industry from the CEOs of major European banks. The challenges being faced in the industry and predictions into what the future holds for retail banking in Europe. This book will be essential reading for middle and senior managers in the banking and financial service sectors, both suppliers and investors in the banking sector, and MBA students.

Retail Banking 2020

Author : John Garvey, PwC (US) Global Banking and Capital Markets Leader,Bob Sullivan, PwC (US) US Banking and Capital Markets Leader,Justo Alcocer, PwC (Spain) EMEA Banking and Capital Markets Leader,Antony Eldridge, PwC (Singapore) Asia-Pacific Banking and Capital Markets Leader
Publisher : PricewaterhouseCoopers LLP
Page : 44 pages
File Size : 50,7 Mb
Release : 2014-03-14
Category : Business & Economics
ISBN : 8210379456XXX

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Retail Banking 2020 by John Garvey, PwC (US) Global Banking and Capital Markets Leader,Bob Sullivan, PwC (US) US Banking and Capital Markets Leader,Justo Alcocer, PwC (Spain) EMEA Banking and Capital Markets Leader,Antony Eldridge, PwC (Singapore) Asia-Pacific Banking and Capital Markets Leader Pdf

Powerful forces are reshaping the banking industry. Customer expectations, technological capabilities, regulatory requirements, demographics and economics are together creating an imperative to change. Banks need to get ahead of these challenges and retool to win in the next era. Banks must not only execute on today’s imperatives, but also radically innovate and transform themselves for the future.

Retail Banking & Wealth Management - JAIIB Exam 2023 (Paper 4) - 5 Full Length Mock Tests (Solved Objective Questions)

Author : EduGorilla Prep Experts
Publisher : EduGorilla
Page : 82 pages
File Size : 53,5 Mb
Release : 2023-03-23
Category : Education
ISBN : 9789355565914

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Retail Banking & Wealth Management - JAIIB Exam 2023 (Paper 4) - 5 Full Length Mock Tests (Solved Objective Questions) by EduGorilla Prep Experts Pdf

• Best Selling Book for Retail Banking & Wealth Management (JAIIB Paper 4) with objective-type questions as per the latest syllabus given by the IIBF. • Compare your performance with other students using Smart Answer Sheets in EduGorilla’s Retail Banking & Wealth Management (JAIIB Paper 4) Practice Kit. • Retail Banking & Wealth Management (JAIIB Paper 4) Preparation Kit comes with 5 Full-length Mock Tests with the best quality content. • Increase your chances of selection by 16X. • Retail Banking & Wealth Management (JAIIB Paper 4) Prep Kit comes with well-structured and 100% detailed solutions for all the questions. • Clear exam with good grades using thoroughly Researched Content by experts.

Competition Market Study of Tunisia's Retail Banking Sector

Author : OECD
Publisher : OECD Publishing
Page : 169 pages
File Size : 45,7 Mb
Release : 2023-12-14
Category : Electronic
ISBN : 9789264711884

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Competition Market Study of Tunisia's Retail Banking Sector by OECD Pdf

This market study provides an assessment of competition in three broad areas of the retail banking sector in Tunisia: current accounts, bank loans for micro, small and medium enterprises and mobile payment services. The report identifies areas where competition is not working as well as it could, reducing customers mobility and access to finance and limiting the competitive pressure that fintech companies can exert on traditional banks.

Innovations in the Retail Banking Industry

Author : Lisa M. Sciulli
Publisher : Taylor & Francis
Page : 172 pages
File Size : 43,6 Mb
Release : 1998
Category : Business & Economics
ISBN : 0815332556

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Innovations in the Retail Banking Industry by Lisa M. Sciulli Pdf

First Published in 1999. Routledge is an imprint of Taylor & Francis, an informa company.