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Author : Rose Anne Devlin,Laurier Institute for Business and Economic Studies
Publisher : Unknown
Page : 19 pages
File Size : 50,9 Mb
Release : 1989
Category : Insurance, No-fault automobile Quebec (Province)
ISBN : 0969426216
Author : Edward L. Jr. Lascher,Michael R. Powers
Publisher : Springer Science & Business Media
Page : 346 pages
File Size : 40,6 Mb
Release : 2012-12-06
Category : Business & Economics
ISBN : 9781461515418
In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.
Author : Milliman & Robertson
Publisher : Unknown
Page : 44 pages
File Size : 41,9 Mb
Release : 1974
Category : No-fault automobile insurance
ISBN : SRLF:A0000136069
Author : James M. Anderson,Paul Heaton,Stephen J. Carroll
Publisher : Rand Corporation
Page : 191 pages
File Size : 47,8 Mb
Release : 2010
Category : Business & Economics
ISBN : 9780833049162
"No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
Author : Stephen J. Carroll,James S. Kakalik
Publisher : RAND Corporation
Page : 23 pages
File Size : 42,6 Mb
Release : 1991
Category : Insurance, No-fault automobile
ISBN : 0833012134
A study of no-fault automobile insurance, and a solid empirical evidence that no-fault could reduce auto insurance costs. What policymakers needed was a careful analysis of what difference no-fault might make.
Author : United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher : Unknown
Page : 468 pages
File Size : 46,6 Mb
Release : 1977
Category : No-fault automobile insurance
ISBN : UOM:39015076086704
Author : Craig Brown,Elizabeth Cummins Seto
Publisher : Thomson Carswell
Page : 264 pages
File Size : 47,5 Mb
Release : 1988
Category : Business & Economics
ISBN : STANFORD:36105044016348
Author : Stephen J. Carroll,Allan F. Abrahamse
Publisher : RAND Corporation
Page : 0 pages
File Size : 42,9 Mb
Release : 1998
Category : Business & Economics
ISBN : 0833026100
No-fault automobile insurance plans offer cost savings and speedier, more certain compensation to auto accident victims. but, for motorists to obtain those benefits, the state must deny them traditional tort rights unless the costs or nature of their injuries exceeds a specified threshold.
Author : United States. Congress. Senate. Committee on Commerce. Subcommittee on Surface Transportation
Publisher : Unknown
Page : 1444 pages
File Size : 55,9 Mb
Release : 1971
Category : Automobile insurance
ISBN : UCAL:B5163159
Author : United States. Congress. Senate. Committee on Commerce
Publisher : Unknown
Page : 374 pages
File Size : 51,5 Mb
Release : 1971
Category : Automobile insurance
ISBN : LOC:00100993557
Author : United States. Department of Transportation. Automobile Insurance and Compensation Study
Publisher : Unknown
Page : 196 pages
File Size : 47,9 Mb
Release : 1970
Category : Government publications
ISBN : UOM:39015006411667
Author : Stephen J. Carroll
Publisher : Unknown
Page : 12 pages
File Size : 45,9 Mb
Release : 1996
Category : Automobile insurance
ISBN : OSU:32437010221113
Author : Calvin H. Brainard,Stephen A. Carbine
Publisher : Unknown
Page : 292 pages
File Size : 46,7 Mb
Release : 1970
Category : Automobile insurance
ISBN : IND:30000066239074
Author : American Bar Association. Special Committee on Automobile Insurance Legislation
Publisher : Unknown
Page : 104 pages
File Size : 44,6 Mb
Release : 1978
Category : Insurance, No-fault automobile
ISBN : STANFORD:36105060030603
Author : Stephen J. Carroll,Allan F. Abrahamse
Publisher : RAND Corporation
Page : 0 pages
File Size : 41,6 Mb
Release : 1999
Category : Business & Economics
ISBN : 0833027840
This study uses data on insurance claims closed in 1997 to estimate how a choice auto insurance plan, which gives drivers the option of selecting a somewhat modified version of their state's current auto insurance plan or a no-fault plan, would affect auto insurance costs.
