Gender And Finance

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Gender and Finance

Author : Ylva Baeckström
Publisher : Routledge
Page : 115 pages
File Size : 55,8 Mb
Release : 2022-02-25
Category : Business & Economics
ISBN : 9781000543964

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Gender and Finance by Ylva Baeckström Pdf

This book examines the world of finance and the role of gender within it. It looks at the financial services industry, arguably the most powerful and remunerative sector that exists, and shows how it was created by men for men. The author explains how historically women were excluded, how minimal progress has been made, and outlines how the sector still needs to change to function effectively in a modern, equal opportunities world. Addressing gender inequality in financial services is of utmost urgency and importance because of the extent to which it affects women in all stages of life. Women’s exclusion in financial services is also mirrored by how men have been excluded from parenting through a similar set of societal expectations, government legislation and corporate policies. The author maintains that to succeed, we need to address both financial services and parenting. To do so we need regulatory support. Because of its power and dominance, the financial services industry has the opportunity to lead this change and to champion gender equal practices. These practices are economically beneficial to all participants, not only female employees and consumers. We all need these benefits as we rebuild our economies following the COVID-19 pandemic. The book makes an important contribution to the critical and increasing awareness of gender concerns. It presents insights drawn from original research and data about gender biases. The book is an essential secondary text for a range of university courses, including economics, finance and accounting, business studies and gender related courses, as well as MBAs and Executive Education programmes that focus on gender in business. It is also a must read for policy makers, managers in financial services institutions and any other businesses that seek to attract the growing market of female consumers, employees and business leaders.

Financing for Gender Equality

Author : Zohra Khan,Nalini Burn
Publisher : Springer
Page : 333 pages
File Size : 52,9 Mb
Release : 2017-03-06
Category : Business & Economics
ISBN : 9781137461018

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Financing for Gender Equality by Zohra Khan,Nalini Burn Pdf

This collection of essays addresses the glaring gap between policy commitments and actual investments in gender equality, ranging across sectors and focusing on development aid, peace-building and climate funds. Casting a spotlight on the application of gender-responsive budgeting in public budgetary policies, systems and processes, the contributions to this volume explore the chequered trajectories of these efforts in Africa, the Asia-Pacific, Latin America and Andalucía. Critiquing systems of finance, from adherence to neo-liberal macroeconomic fundamentals which prioritise fiscal austerity, the book makes a compelling case for reframing and re-prioritizing budgets to comply with human rights standards, with a particular view to realizing women’s rights. The authors highlight the paltry funding for women’s rights organizations and movements and examine the prospects for making financing gender responsive. The specific policy, strategy and technical recommendations and the connections across silos which articulate the authors’ suggested operational levers will appeal to researchers, practitioners, students, policymakers, gender equality and human rights activists alike.

Women in Finance: A Case for Closing Gaps

Author : Ms.Ratna Sahay,Mr.Martin Cihak
Publisher : International Monetary Fund
Page : 42 pages
File Size : 48,8 Mb
Release : 2018-09-17
Category : Business & Economics
ISBN : 9781484377208

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Women in Finance: A Case for Closing Gaps by Ms.Ratna Sahay,Mr.Martin Cihak Pdf

Women are underrepresented at all levels of the global financial system, from depositors and borrowers to bank board members and regulators. A new study at the IMF finds that greater inclusion of women as users, providers, and regulators of financial services would have benefits beyond addressing gender inequality. Narrowing the gender gap would foster greater stability in the banking system and enhance economic growth. It could also contribute to more effective monetary and fiscal policy. New evidence suggests that greater access for women to and use of accounts for financial transactions, savings, and insurance can have both economic and societal benefits. For example, women merchants who opened a basic bank account tend to invest more in their businesses, while female-headed households often spend more on education after opening a savings account. More inclusive financial systems in turn can magnify the effectiveness of fiscal and monetary policies by broadening financial markets and the tax base. The paper also studies the large gaps between the representation of men and women in leadership positions in banks and in banking-supervision agencies worldwide. It finds that, shockingly, women accounted for less than 2 percent of financial institutions’ chief executive officers and less than 20 percent of executive board members. The analysis suggests that, controlling for relevant bank- and country-specific factors, the presence of women as well as a higher share of women on bank boards appears associated with greater financial resilience. This study also finds that a higher share of women on boards of banking-supervision agencies is associated with greater bank stability. This evidence strengthens the case for closing the gender gaps in leadership positions in finance.

Gender Bias and Digital Financial Services in South Asia

Author : Rashmi U. Arora
Publisher : Emerald Group Publishing
Page : 128 pages
File Size : 44,8 Mb
Release : 2020-03-13
Category : Business & Economics
ISBN : 9781838678555

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Gender Bias and Digital Financial Services in South Asia by Rashmi U. Arora Pdf

Gender Bias and Digital Financial Services in South Asia: Obstacles and Opportunities on the Road to Equal Access examines access to financial services to women in general in South Asia and specifically their access to digital financial services.

Women and Financial Education Evidence, Policy Responses and Guidance

Author : OECD
Publisher : OECD Publishing
Page : 100 pages
File Size : 54,7 Mb
Release : 2013-10-16
Category : Electronic
ISBN : 9789264202733

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Women and Financial Education Evidence, Policy Responses and Guidance by OECD Pdf

This book provides policy guidance to help policy makers address women's and girls' needs for financial education, and a comprehensive analysis of the current status of knowledge on gender differences in financial literacy and policy responses in terms of financial education for women and girls.

Gender Responsive Investment Handbook

Author : Vanessa Erogbogbo,Esther Eghobamien,Elizabeth Pimentel
Publisher : Commonwealth Secretariat
Page : 100 pages
File Size : 48,6 Mb
Release : 2013
Category : Business & Economics
ISBN : 9781849291002

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Gender Responsive Investment Handbook by Vanessa Erogbogbo,Esther Eghobamien,Elizabeth Pimentel Pdf

Gender Responsive Investment is a process of ensuring gender-equitable access to financial services and investment. This Handbook supports policy-makers to identify the policies, laws and regulations that hinder women's access to finance, and assists financial institutions to deliver inclusive, well-designed products and services for women.

Gender Mainstreaming in Finance

Author : Gita Sen
Publisher : Commonwealth Secretarial
Page : 35 pages
File Size : 55,5 Mb
Release : 1999
Category : Business & Economics
ISBN : 0850926009

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Gender Mainstreaming in Finance by Gita Sen Pdf

This is one of the sectoral guides that are part of the Gender Management System (GMS) resource kit, a series of publications presenting GMS. GMS is an innovative system developed by the Commonwealth Secretariat for gender mainstreaming. The system is a comprehensive network of structures, mechanisms and processes for bringing a gender perspective to bear on all government policies, plans, programmes and projects. The kit consists of a handbook which presents the GMS in detail; sectoral guides to gender mainstreaming in specific sectors; and resource documents to assist the user in gender analysis, monitoring, evaluation and other aspects of gender mainstreaming. Each sectoral guide also has a corresponding Quick Guide - a short, user-friendly publication presenting the essential points. It is designed for policy-makers, planners, field staff and other government personnel involved in gender mainstreaming, as well as for academic users, NGOs, the private sector and others who have a stake in advancing gender equality and equity.This guide addresses both the concepts and practical steps for mainstreaming gender in the Ministries of Finance of Commonwealth governments. It includes a detailed discussion of changes in the role and influence of Ministries of Finance over the last two decades, and of how gender can be located within the work of those Ministries. It examines institutional and attitudinal barriers to mainstreaming gender within Ministries of Finance, and offers recommendations for action.

A Quick Guide to Gender Mainstreaming in Finance

Author : Gita Sen
Publisher : Commonwealth Secretariat
Page : 42 pages
File Size : 52,7 Mb
Release : 1999
Category : Social Science
ISBN : 0850926017

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A Quick Guide to Gender Mainstreaming in Finance by Gita Sen Pdf

This Quick Guide is part of the Gender Management System (GMS) resource kit, a series of publications presenting GMS. GMS is an innovative system developed by the Commonwealth Secretariat for gender mainstreaming. The system is a comprehensive network of structures, mechanisms and processes for bringing a gender perspective to bear on all government policies, plans, programmes and projects. The kit consists of a handbook which presents the GMS in detail; sectoral guides to gender mainstreaming in specific sectors; and resource documents to assist the user in gender analysis, monitoring, evaluation and other aspects of gender mainstreaming. Each sectoral guide also has a corresponding Quick Guide - a short, user-friendly publication presenting the essential points. It is designed for policy-makers, planners, field staff and other government personnel involved in gender mainstreaming, as well as for academic users, NGOs, the private sector and others who have a stake in advancing gender equality and equity.

The Global Findex Database 2017

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 51,7 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Men, Women, and Money

Author : David R. Green,Alastair Owens,Josephine Maltby,Janette Rutterford
Publisher : OUP Oxford
Page : 328 pages
File Size : 44,7 Mb
Release : 2011-04-28
Category : Business & Economics
ISBN : 9780191618192

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Men, Women, and Money by David R. Green,Alastair Owens,Josephine Maltby,Janette Rutterford Pdf

The late nineteenth and early twentieth centuries witnessed significant developments in the structure, organization, and expansion of financial markets and opportunities for investment in Britain and its empire. But very little is known about how men and women engaged with these markets and with new opportunities for money-making. In what ways did the composition of personal fortunes alter in response to these developments? How did individuals make use of new financial opportunities to further their own priorities and ensure their families' well-being? What choices of securities did they make, and how did these reflect their attitudes to investment risk? What were the implications of a rapidly growing investor population for corporate governance and the regulation of markets? How significant is gender in understanding new patterns of wealth holding and investment? This interdisciplinary book brings together a range of leading international scholars to answer these questions and to develop important new research agendas. Foremost among these is a concern for gender, with several of the chapters exploring the growing importance of women within investment markets. These findings open up dialogues between economic and financial historians with social, gender, and feminist historians, and add a significant new dimension to existing research on women's economic agency. The volume also breaks fresh ground by analysing aspects of wealth holding and finance in British colonial settings: Canada and Australia. Understanding the extent to which global financial processes shaped the economic lives of those on the 'periphery' as well as at the 'heart' of empire will offer new insights into the social and geographical diffusion of financial markets.

Women in Financial Services

Author : Giuliana Birindelli,Antonia Patrizia Iannuzzi
Publisher : Springer Nature
Page : 371 pages
File Size : 47,6 Mb
Release : 2022-02-28
Category : Business & Economics
ISBN : 9783030934712

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Women in Financial Services by Giuliana Birindelli,Antonia Patrizia Iannuzzi Pdf

This book explores gender diversity in the financial system, focusing especially on regulations, disclosure standards, theories and literature on the relationship between women in atypical positions and bank performance, female representation in governance bodies of banks and insurance companies, the gender pay gap and the gender balance in Central Banks. The topics are examined highlighting the progress towards gender equality (SDG 5) and the room for improvement in financial services with implications for policymakers, regulators and researchers in both finance and gender studies.

Using Fiscal Policy and Public Financial Management to Promote Gender Equality

Author : Janet G. Stotsky
Publisher : Routledge
Page : 224 pages
File Size : 50,8 Mb
Release : 2020-01-27
Category : Business & Economics
ISBN : 9781000030624

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Using Fiscal Policy and Public Financial Management to Promote Gender Equality by Janet G. Stotsky Pdf

This book examines how fiscal policy and management can promote gender equality in developing as well as developed countries. Providing an international look at gender budgeting, it draws on countries at different levels of development, with an emphasis on low-income developing countries. It introduces the reader to the main trends in gender equality, the key ideas and rationale of gender budgeting from a fiscal policy perspective and where gender budgeting fits into public financial management. It offers case studies and other empirical evidence from developing, emerging, and developed countries on what works in using fiscal policy and public financial management to narrow gender gaps in education, health care, access to infrastructure, and economic empowerment. It also provides policy recommendations appropriate to countries at different levels of development. The reader will gain an understanding of how fiscal policy and public financial management can contribute to gender equality and women’s advancement. The book provides a well-grounded set of conclusions and policy recommendations, drawn from evaluation of the evidence. The focus is on low-income developing countries but is combined with a well-rounded look at developing countries, more generally, emerging markets, and developed countries as well. This book will be a valuable resource for economists and policy makers, particularly those in developing countries still grappling with large disparities between women and men. It will also prove useful to researchers and those who provide technical assistance and aid to countries on fiscal policies and tools for gender equality.

Taxation and Gender Equity

Author : Caren Grown,Imraan Valodia
Publisher : IDRC
Page : 349 pages
File Size : 47,9 Mb
Release : 2010
Category : Business & Economics
ISBN : 9780415568227

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Taxation and Gender Equity by Caren Grown,Imraan Valodia Pdf

Around the world, there are concerns that many tax codes are biased against women, and that contemporary tax reforms tend to increase the incidence of taxation on the poorest women while failing to generate enough revenue to fund the programs needed to improve these women's lives. Because taxes are the key source of revenue governments themselves raise, understanding the nature and composition of taxation and current tax reform efforts is key to reducing poverty, providing sufficient revenue for public expenditure, and achieving social justice. This is the first book to systematically examine gender and taxation within and across countries at different levels of development. It presents original research on the gender dimensions of personal income taxes, and value-added, excise, and fuel taxes in Argentina, Ghana, India, Mexico, Morocco, South Africa, Uganda and the United Kingdom. This book will be of interest to postgraduates and researchers studying Public Finance, International Economics, Development Studies, Gender Studies, and International Relations, among other disciplines.

Gender on Wall Street

Author : Laura Mattia
Publisher : Springer
Page : 193 pages
File Size : 53,7 Mb
Release : 2018-06-13
Category : Business & Economics
ISBN : 9783319755502

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Gender on Wall Street by Laura Mattia Pdf

This book contains advice and direction for women who are either seeking a career or who have already embarked on a career in financial services. The book first aims to help the female reader gain clarity on her motivation in pursuing a career in finance. It then identifies potential gender-specific challenges that could create problems if she is unaware or unconscious to her surrounding work environment. Lastly, it provides insights and exercises to develop a strategy for career accomplishment. Written by a former Senior Financial Executive for several fortune 500 firms including M&M Mars, a Wealth Manager/Owner of a fee-only Registered Investment Advisory firm, and Professor of financial planning at the University of South Florida, the book will help women identify pitfalls, create game plans to transcend the limitations of their workplace cultures, and learn how to collaborate with their peers to create healthier work environments. Told through personal stories, anecdotes from other women and academic research, Gender on Wall Street helps women identify the internal and external obstacles to their success. This book will also provide a means of overcoming these obstacles through conscious engagement, personal reflection and strategy-building exercises at the conclusion of each chapter. The reader will be guided into creating their own personal career plan—the STAR plan—which will help them achieve career success.