The Politics Of Financial Inclusion Of Women In South Africa

Author : Tinuade Adekunbi Ojo
Publisher : Springer Nature
Page : 279 pages
File Size : 42,9 Mb
Release : 2023-07-01
Category : Political Science
ISBN : 9789819918478

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The Politics of Financial Inclusion of Women in South Africa by Tinuade Adekunbi Ojo Pdf

This book presents the assumptions, narratives, and institutions that underpin the key concepts and investigates the limits and potential of financial inclusion development strategy for gender equality. Using South Africa’s women entrepreneurs as a central case, the book interrogates the logic and politics of financial inclusion and gender equality globally and locally. It also examines conditions that explain financial inclusion and women’s empowerment concerning women-owned businesses in post-apartheid South Africa. Finally, it presents a debate on the socio-economic factors enabling and limiting women’s access to and using financial products to improve their socio-economic empowerment and the future suggestions, policies and recommendations on financial inclusion for women entrepreneurs in South Africa.

Author : Tinuade Adekunbi Ojo
Publisher : Springer
Page : 0 pages
File Size : 40,8 Mb
Release : 2024-05-31
Category : Science
ISBN : 3031533364

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Women and Finance in Africa by Tinuade Adekunbi Ojo Pdf

This volume presents a collection of cases that examine the status of financial inclusion for women across a variety of states in the African continent. The book uses a qualitative research method and presents both primary to secondary data to narrate the impact of gender-responsive budgeting on women's empowerment and gender equality in these communities. The chapters present the analysis of the effectiveness of African state’ approaches and share lessons that different African economies, whether currently booming or struggling, can enhance or implement toward the financial inclusion and gender budgeting response at all structural levels. The main objectives of this volume are to understand different processes for financial inclusion to gender issues at a national level and to help encourage reflection on what lessons could be learned between states and what factors cause divergence in multilateral settings so that they can be understood and addressed.

Author : Serena Natile
Publisher : Routledge
Page : 222 pages
File Size : 55,7 Mb
Release : 2020-01-20
Category : Political Science
ISBN : 9780429603778

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The Exclusionary Politics of Digital Financial Inclusion by Serena Natile Pdf

Focusing on Kenya’s path-breaking mobile money project M-Pesa, this book examines and critiques the narratives and institutions of digital financial inclusion as a development strategy for gender equality, arguing for a politics of redistribution to guide future digital financial inclusion projects. One of the most-discussed digital financial inclusion projects, M-Pesa facilitates the transfer of money and access to formal financial services via the mobile phone infrastructure and has grown at a phenomenal rate since its launch in 2007 to reach about 80 per cent of the Kenyan population. Through a socio-legal enquiry drawing on feminist political economy, law and development scholarship and postcolonial feminist debate, this book unravels the narratives and institutional arrangements that frame M-Pesa’s success while interrogating the relationship between digital financial inclusion and gender equality in development discourse. Natile argues that M-Pesa is premised on and regulated according to a logic of opportunity rather than a politics of redistribution, favouring the expansion of the mobile money market in preference to contributing to substantive gender equality via a redistribution of the revenue and funding deriving from its development. This book will be of particular interest to scholars and students in Global Political Economy, Socio-Legal Studies, Gender Studies, Law & Development, Finance and International Relations.

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 53,8 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Author : Dana T. Redford,Grietjie Verhoef
Publisher : Emerald Group Publishing
Page : 201 pages
File Size : 40,9 Mb
Release : 2022-01-26
Category : Business & Economics
ISBN : 9781802620559

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Transforming Africa by Dana T. Redford,Grietjie Verhoef Pdf

Transforming Africa: How Savings Groups Foster Financial Inclusion, Resilience and Economic Development presents in-depth empirical research into current day savings group activities across Africa, exploring savings groups through the lens of financial inclusion and reflecting on formal finance, economic and social outcomes.

Author : Tinuade Adekunbi Ojo
Publisher : Springer
Page : 0 pages
File Size : 43,8 Mb
Release : 2024-05-19
Category : Science
ISBN : 3031533321

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Gender-Responsive Budgeting in Africa by Tinuade Adekunbi Ojo Pdf

Africa is the leading region in the world in the expansion of mobile money transactions, according to Global Findex. The book presents several significant themes and African states' efforts to address the political and economic factors influencing budget allocation to women-oriented programmes and projects in African communities. The book further investigates the impact of gender-responsive budgeting on women's empowerment and gender equality in these communities. The findings intend to analyse the effectiveness of the countries' approaches and share lessons that different African economies, whether currently booming or struggling, can enhance or implement toward gender budgeting response at all structural levels. Gender budgeting is an important tool in response to the growth and development of the economy. The themes identified will guide gender budgeting response, and how gender is incorporated into these approaches (if at all). The main objective of this volumeis to understand different processes of gender budgeting in response to gender issues at a national level. And to help encourage reflection on what lessons could be learnt between states and what factors cause divergence in multilateral settings so that they can be understood and hopefully addressed.

Author : Tinuade Adekunbi Ojo
Publisher : Springer Nature
Page : 164 pages
File Size : 40,8 Mb
Release : 2024-06-23
Category : Electronic
ISBN : 9783031533372

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Women and Finance in Africa by Tinuade Adekunbi Ojo Pdf

Author : Siphamandla Zondi
Publisher : Springer Nature
Page : 286 pages
File Size : 41,8 Mb
Release : 2022-07-07
Category : Political Science
ISBN : 9783030973971

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The Political Economy of Intra-BRICS Cooperation by Siphamandla Zondi Pdf

This book uses the idea of internal cohesion through intra-BRICS cooperation to make the argument that the next phase in the evolution of BRICS is to strengthen cooperation among BRICS countries in the implementation of decisions taken. There is a risk that what the BRICS promises and what it represents both in the eyes of its friends and foes might not materialise in the absence of central institutions. So, the book calls for the deepening intra-BRICS cooperation across all policy areas where there are already undertakings could help mitigate this risk.

Author : Ylva Baeckström
Publisher : Routledge
Page : 115 pages
File Size : 51,7 Mb
Release : 2022-02-25
Category : Business & Economics
ISBN : 9781000543964

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Gender and Finance by Ylva Baeckström Pdf

This book examines the world of finance and the role of gender within it. It looks at the financial services industry, arguably the most powerful and remunerative sector that exists, and shows how it was created by men for men. The author explains how historically women were excluded, how minimal progress has been made, and outlines how the sector still needs to change to function effectively in a modern, equal opportunities world. Addressing gender inequality in financial services is of utmost urgency and importance because of the extent to which it affects women in all stages of life. Women’s exclusion in financial services is also mirrored by how men have been excluded from parenting through a similar set of societal expectations, government legislation and corporate policies. The author maintains that to succeed, we need to address both financial services and parenting. To do so we need regulatory support. Because of its power and dominance, the financial services industry has the opportunity to lead this change and to champion gender equal practices. These practices are economically beneficial to all participants, not only female employees and consumers. We all need these benefits as we rebuild our economies following the COVID-19 pandemic. The book makes an important contribution to the critical and increasing awareness of gender concerns. It presents insights drawn from original research and data about gender biases. The book is an essential secondary text for a range of university courses, including economics, finance and accounting, business studies and gender related courses, as well as MBAs and Executive Education programmes that focus on gender in business. It is also a must read for policy makers, managers in financial services institutions and any other businesses that seek to attract the growing market of female consumers, employees and business leaders.

Author : Robert Cull,Asli Demirguc-Kunt,Jonathan Morduch
Publisher : MIT Press
Page : 519 pages
File Size : 54,6 Mb
Release : 2021-08-03
Category : Business & Economics
ISBN : 9780262544016

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Banking the World by Robert Cull,Asli Demirguc-Kunt,Jonathan Morduch Pdf

Experts report on the latest research on extending access to financial services to the 2.5 billion adults around the world who lack it. About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast “unbanked” population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.

Author : Kate Grantham,Gillian Dowie,Arjan de Haan
Publisher : Routledge
Page : 211 pages
File Size : 54,8 Mb
Release : 2021-03-04
Category : Social Science
ISBN : 9781000340341

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Women's Economic Empowerment by Kate Grantham,Gillian Dowie,Arjan de Haan Pdf

This book investigates the barriers to women’s economic empowerment in the Global South. Drawing on evidence from a wide range of countries, the book outlines important lessons and practical solutions for promoting gender equality. Despite global progress in closing gender gaps in education and health, women’s economic empowerment has lagged behind, with little evidence that economic growth promotes gender equality. International Development Research Centre’s (IDRC) Growth and Economic Opportunities for Women (GrOW) programme was set up to provide policy lessons, insights, and concrete solutions that could lead to advances in gender equality, particularly on the role of institutions and macroeconomic growth, barriers to labour market access for women, and the impact of women’s care responsibilities. This book showcases rigorous and multi-disciplinary research emerging from this ground-breaking programme, covering topics such as the school-to-work transition, child marriage, unpaid domestic work and childcare, labour market segregation, and the power of social and cultural norms that prevent women from fully participating in better paid sectors of the economy. With a range of rich case studies from Burkina Faso, Democratic Republic of the Congo, Ethiopia, Ghana, India, Kenya, Nepal, Rwanda, Sri Lanka, Tanzania, and Uganda, this book is perfect for students, researchers, practitioners, and policymakers working on women’s economic empowerment and gender equality in the Global South.

Author : David Mhlanga,Emmanuel Ndhlovu
Publisher : Springer Nature
Page : 387 pages
File Size : 48,8 Mb
Release : 2023-07-11
Category : Business & Economics
ISBN : 9783031286865

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The Fourth Industrial Revolution in Africa by David Mhlanga,Emmanuel Ndhlovu Pdf

This edited volume, the third in a three-volume set, discusses implications of The Fourth Industrial Revolution (4IR) in Africa. By rebuilding natural ecosystems, linking billions to digital networks, and better managing assets, the world may be able to undo the damage done by the industrial revolutions. There are, however, significant concerns that institutions will not be able to adapt, that governments will not adopt and regulate new technologies to reap their benefits, that power shifts will result in serious new security threats, that inequality will increase, and that societies will break apart. Written by an international panel of experts, analyzes the potential of smart technology across sectors and industries in Africa to bring about long-term, sustainable growth.

Author : Bill Maurer,Smoki Musaraj,Ivan V. Small
Publisher : Berghahn Books
Page : 334 pages
File Size : 42,8 Mb
Release : 2018-03-28
Category : Social Science
ISBN : 9781785336546

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Money at the Margins by Bill Maurer,Smoki Musaraj,Ivan V. Small Pdf

Mobile money, e-commerce, cash cards, retail credit cards, and more—as new monetary technologies become increasingly available, the global South has cautiously embraced these mediums as a potential solution to the issue of financial inclusion. How, if at all, do new forms of dematerialized money impact people’s everyday financial lives? In what way do technologies interact with financial repertoires and other socio-cultural institutions? How do these technologies of financial inclusion shape the global politics and geographies of difference and inequality? These questions are at the heart of Money at the Margins, a groundbreaking exploration of the uses and socio-cultural impact of new forms of money and financial services.

Author : Deborah James
Publisher : Stanford University Press
Page : 305 pages
File Size : 49,5 Mb
Release : 2014-11-19
Category : Social Science
ISBN : 9780804793155

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Money from Nothing by Deborah James Pdf

Money from Nothing explores the dynamics surrounding South Africa's national project of financial inclusion—dubbed "banking the unbanked"—which aimed to extend credit to black South Africans as a critical aspect of broad-based economic enfranchisement. Through rich and captivating accounts, Deborah James reveals the varied ways in which middle- and working-class South Africans' access to credit is intimately bound up with identity, status-making, and aspirations of upward mobility. She draws out the deeply precarious nature of both the aspirations and the economic relations of debt which sustain her subjects, revealing the shadowy side of indebtedness and its potential to produce new forms of oppression and disenfranchisement in place of older ones. Money from Nothing uniquely captures the lived experience of indebtedness for those many millions who attempt to improve their positions (or merely sustain existing livelihoods) in emerging economies.

Author : Howard Chitimira,Tapiwa Victor Warikandwa
Publisher : Taylor & Francis
Page : 237 pages
File Size : 50,6 Mb
Release : 2023-05-25
Category : Law
ISBN : 9781000875461

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Financial Inclusion Regulatory Practices in SADC by Howard Chitimira,Tapiwa Victor Warikandwa Pdf

Against a background of calls to prioritise the improvement of financial inclusion in Africa, this book provides an analysis of current financial inclusion measures in Southern Africa. Evaluating the existing strengths and weaknesses of financial inclusion in Africa, it identifies opportunities to improve inclusive financial services and aid poverty reduction in the region. With a focus on South Africa, Namibia, Botswana, and Zimbabwe as case studies for assessing current financial inclusion in the context of particular challenges faced by unbanked and underbanked customers, who are easy targets for cybercriminals due to low levels of digital literacy, it looks into the regulation and promotion of financial inclusion in Southern Africa. The book explores financial inclusion in the context of digital transformation in the 21st century, examining the regulation and promotion of financial inclusion in the context of digital transformation, as well as the challenges related to financial inclusion. Suggesting improvements to aspects of company law, securities and financial markets in the Southern African Development Community region, the book offers a comprehensive study on the regulation and promotion of financial inclusion in the Southern African Development Community region. It will be essential reading for students and academics researching financial inclusion, international economic law and development.